Beware Of Real Estate Rip Offs

Everything you thought you knew about financing a house has changed. Your future depends on knowing today’s mortgage and credit realities: Relying on older information could cost you a fortune or keep you from buying a house altogether. In Homebuyers Beware: Who’s Ripping You Off Now? – What You Must Know About the New Rules of Mortgage and Credit, Carolyn Warren reveals the new realities of home financing and shows exactly how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Homebuyers Beware reveals new secrets homebuyers simply can’t afford to miss and exposes new scams that target today’s eager consumers--including new loans that look great on paper but are every bit as dangerous as yesterday’s subprimes. Unlike other mortgage guides, this book fully reflects today’s radically new mortgage requirements, in addition to the latest federal housing legislation and how to improve your credit rating. Warren covers topics from real estate negotiation, to powerful tips on getting lower interest rates, to avoiding bogus junk fees, and everything in between: · High-tech “smoke and mirrors” that can trick you into overpaying · Quick, easy, powerful ways to fix your credit · Uncovering the costly secrets of the Yield Spread Premium · The latest laws and credit rules and what they mean to you · New plans for recovering from bad credit, foreclosures, or short sales “Carolyn Warren is my go-to expert for mortgage industry information. She not only helps you avoid rip-offs, she helps you know what questions to ask and how to ask them. Full of tips, scripts, and sample letters, Homebuyers Beware is an extremely valuable book that I recommend to all my readers!” --Alison Rogers, “Ask the Agent” columnist, CBS Moneywatch.com “In this fun-to-read volume, mortgage industry insider Carolyn Warren tells you what real estate cheats and mortgage scammers do NOT want you to know: the tricks, the deceptions, and the outright frauds that would otherwise add thousands, maybe tens of thousands of dollars to your mortgage. Get it. Read it. And take it to the mortgage broker with you. You’ll be glad you did!” --Clayton Makepeace, The Total Package, Makepeacetotalpackage.com “In Homebuyers Beware, Carolyn Warren directs her keen eye at the mortgage and credit markets in the wake of the housing bubble. With an insider’s knowledge, plenty of interesting anecdotes, and helpful reference information, Warren is a cheerful teacher leading readers down the path to homeownership and pointing out pitfalls along the way.” --Ben Meyer, InternetBrands.com

Closing the Deal is a handy tip book for anyone looking to buy, rent or sell their place. With tips that others won't share with you, Al gives you advice and ideas to educate you on how to get things done effectively. For instance, baking cinnamon buns before you have an open house gives your property a very pleasant and homey feel. Home staging for cheap can get you more money for your property, and having bad credit, doesn't mean you can't get a mortgage! Al will take you through the DOs and DON'Ts of buying, renting or selling property, including what to be aware of when looking for the best real estate agent.

Make No Mistakes About...Buying Real Estate is an easy to understand guidebook designed for anyone interested in the home buying process. This guidebook will assist you in making rational decisions and reduce the number of mistakes that can cost you thousands of dollars! The information will arm you against losses from the time you make your first offer to the time you are ready to sell any property in any market. You'll reference this guide again and again, even after you have purchased your first home. You will discover how easy it is to: -Decide whether or not to buy in an uncertain market -Avoid paying too much for any property and the mortgage loan -Recognize if you're a victim of mortgage scams and tricks -Avoid foreclosure even if you're facing it now -Guide yourself through the buying process with easy to use checklists Don't be one of the thousands of Americans who get ripped off and don't discover it until it's time to sell! Find out what you can do now so it won't happen to you!

Author, Terry Ryder, has long been an eloquent critic of the real estate industry -- a vast and complex industry that, he claims, has been allowed to grow fat on the Australian passion for owning your own home. Terry, like many Australians, is outraged that, at every step of the path to property ownership, first-home buyers and others are being stung by processes that are under-regulated or regulated but not policed, or not regulated at all. In response to such criticism he is tired of hearing that well-worn platitude 'buyer beware'. This serves only to push the responsibility unfairly back onto those caught up in the infinite web of lenders, developers, agents, builders, brokers, lawyers, valuers, accountants and tradespeople. In his popular first book, Confessions of a Real Estate Agent, the author invited readers to write in and share with him experiences of dealings with members of the real estate industry. This is where he started his research for Buyer Beware and this book takes the reader on a house-of-horrors journey that exposes many players in the industry: from those on the shonky seminar circuit to others expounding the virtues of easy finance.

As homes continue to appreciate at favorable rates, more and more investors are viewing real estate as a safe investment alternative. How do you find expert, reliable information on breaking into—and profiting—from this booming market? Look no further. The Learning Annex Presents Making Money in Real Estate packs all the special tips from Robert Shemin’s successful Learning Annex seminar into one easy-to-follow book, featuring advice on: finding the best investment opportunities, identifying qualified tenants, selecting insurance, improving cash flow, and what pitfalls to avoid. Full of sidebars and other special features, this indispensable guide re-creates the authentic seminar experience giving you the tools you need to become a successful real estate entrepreneur—all in a single reading!

Real Estate Investors: Have you ever been scammed before? Here is how to prevent it from ever happening again.