Debt Free Degree

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"

Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke

When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

I dreaded the College Planning and Financing process. I started somewhere in the middle of the process and fumbled my way through getting my son to college using instincts, gut intuition, internet searches, and talking to as many people as possible. I attempted to purchase a book, but it looked like an encyclopedia smashed into tiny font with a spine and a cover. I just couldn't and didn't have time to get through all of the material and to take all of the advice and put it into action. Thus, I came up with my own process that includes diagrams, definitions and some of the greatest pitfalls to avoid and the best advice to utilize during the College Planning and Financing process. College Planning Made Simple is a practical 5 step guide towards planning and financing college. The guide explains each of the 5 components of the college planning and financing process, how the components share information, and the expected outcome, as well as any practical applications and examples that you might need to help explain the concept. In addition, the guide contains references and sections for notes. At the end of each section, I've included a personal note regarding my own experience, pitfalls to avoid and shortcuts to take when possible.Please know that I'm with you on this journey. Not only have I put the guide together for you, I've also lived thru the process. The process works and today we are debt free because of the choices and processes that we have followed.

Take this journey with us as we share our best tips and tools to graduate without any student loan debt. This book provides the unique perspective of the HBCU and PWI financial experiences in one source! You will learn from two young Black women from the inner cities of Chicago and Detroit that graduated from college debt-free as first-generation students. Hint: it wasn't with just one large full-ride check. We weren't athletes or brainiacs! This book tells you how to get access to the excess so you can pay off debt and/or stay out of debt completely. "The total amount of outstanding student loans reached an all-time high in 2020, at $1.57 trillion... Based on the current rate of growth, aggregate student loan debt could reach $2 trillion by 2024 and $3 trillion by 2038." This statistic, along with many others, confirms that there are not many resources out there that provide practical steps on how to obtain a debt-free degree. We live in a society where it has been normalized to carry the burden of debt at a young age, and that is NOT ok. Let us help you make your dreams a reality. It's time to GRADUATE TO FREEDOM! - Nia Hill and Angel Stallings

The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.