Don T Be Stupid About Money And Investing

Money can make you happy. Or not. It all depends on you.Most money decisions are bad. They're made without critical thinking. Stupid is normal these days when it comes to money. People just keep paying without thinking until the stress wears them out.Wouldn't it be better to Think For Yourself? Stop doing what everyone else does and start making better money decisions. Your money can make you happy if you know how to use it.This is not the same advice you get everywhere else. This is for when you realize all that commonly repeated BS is not what's best for you. It's your money. You don't have to do what everyone else does. Why not Think For Yourself and choose your own course? This book will give you a real world understanding of money. Some people call it "street smart". Whatever you call it, you will make better decisions because reality makes a better foundation.For example; When did qualifying for a mortgage become the guide for buying a house? That's just stupid... read our book and you'll know the reality.How about budgeting? Expense tracking sounds smart and the apps are easy to write, so you get plenty of advice to do it. But wouldn't you rather budget simply and effectively? That's how you make your life better instead of wasting time.And investing? You don't really think anyone playing at home beats Wall Street, do you? Wall Street is more profitable than ever. If you are playing their game then you are just paying their salaries. Think for Yourself and invest where you get the best real returns.Our books use critical thinking to make life better. And when you think critically about money, you get different answers from the rest of the herd.We Simplify and we keep it fun. Money is just another tool we use to live. Once you understand it, money is just another hammer in the toolbox.Why not spend a couple of hours with us and be wealthier for the rest of your life? You already know that's a good investment. Read now and be smarter with your money forever. HGJ

Money can make you happy. Or not. It all depends on you. Most money decisions are bad. They're made without critical thinking. Stupid is normal these days when it comes to money. People just keep paying without thinking until the stress wears them out. Wouldn't it be better to Think For Yourself? Stop doing what everyone else does and start making better money decisions. Your money can make you happy if you know how to use it. This is not the same advice you get everywhere else. This is for when you realize all that commonly repeated BS is not what's best for you. It's your money. You don't have to do what everyone else does. Why not Think For Yourself and choose your own course? This book will give you a real world understanding of money. Some people call it "street smart." Whatever you call it, you will make better decisions because reality makes a better foundation. For example; When did qualifying for a mortgage become the guide for buying a house? That's just stupid... read our book and you'll understand the reality. How about budgeting? Expense tracking sounds smart and the apps are easy to write, so you get plenty of advice to do it. But wouldn't you rather budget simply and effectively? That's how you make your life better instead of wasting time. And investing? You don't really think anyone playing at home beats Wall Street, do you? Wall Street is more profitable than ever, for themselves and not for you. If you're playing their game then you are just paying their salaries. Think for Yourself and invest where you get the best real returns. Our books use critical thinking to make life better. And when you think critically about money, you get different answers from the rest of the herd. We Simplify and we keep it fun. Money is just another tool we use to live. Once you understand it, money is just another hammer in the toolbox. Why not spend a couple of hours with us and be wealthier for the rest of your life? You already know that's a good investment. Read now and be smarter with your money forever. HGJ

You're going to earn plenty of money over your lifetime. Are you going to waste it on stupid crap that doesn't make you happy, or let it buy your freedom and your most audacious dreams? We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. In Manage Your Money Like a F*cking Grown Up, Sam Beckbessinger tells it to you straight: how to take control of your money to take control of your life. In this clear and engaging basic guide to managing your finances, you will learn: - How to trick your dumb brain into saving more, without giving up fun - How to make a bona fide grown-up budget - Why you need to forget what you've learned about credit - How to negotiate a raise - Why buying a house (probably) won't make you rich - The one super-simple investment you need With helpful exercises, informative illustrations (also: kittens) and straightforward advice, this book doesn't shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you'd had at 25, but is never too late to read.

Investing is a game. We play with real money. The game is run by people who don't care about you. They want your money. And they know people will invest stupidly if they get enough chances. You need to Think for Yourself. You can win this game, but only if you make good decisions. This is not the same advice you read everywhere else. This is for when you figure out all that commonly accepted BS doesn't work as promised. You don't really think Wall Street has changed, do you? It's your money. You don't have to do what everyone else does. Why not step away from the herd and Think For Yourself? When you're done reading this book, you will be a better investor. We give you the ability to choose your own investments and safely maximize your returns. You can make money for yourself instead of letting everyone else profit from your efforts. Going along with the herd is stupid most of the time, and especially in the world of investing. Why not step away? You are the best source for your answers. No one cares about your money more than you. Question; Do you know your risk free rate of return? Do you use it in your investment decisions? Most people are just shoveling money into things like a 401K because someone told them to do it. Don't be one of them. Use critical thinking and allocate your money to do what is best for you. Note: This book assumes you've read our companion book Don't be Stupid about Money. Understanding money from our point of view helps you make smarter investments. "Street Smart" beats theory every time. We make investing easy. There is no reason for it to be difficult. And there's no reason for you to be another victim of the herd mentality. Why not spend a couple of hours with us and make better decisions forever? You already know that's a good investment. Read now and be wealthier for the rest of your life. HGJ

Everyone would like to get rich quick. Scams abound and the stock market can make or break the bank. However, there is a fortune to be made provided investors have a good game plan. Written by investment expert David Rye, this book shows investors how to avoid the common mistakes and pitfalls of investing in today's stock market. Serious and first time investors alike will benefit from the wealth of advice contained in these pages. The author provides step-by-step strategies readers can follow on a consistent basis to achieve maximum returns. Readers will learn how to set solid financial goals, draw up an investment plan and find success in the stock market. Packed with valuable insights on principle and practices, explanations of buzzwords and as well as definitions of investment terms, 25 Stupid Mistakes You Don't Want to Make in the Stock Market is essential reading for anyone investing in the stock market.

A hard-hitting look at achieving financial freedom by avoiding excessive borrowing and spending If you don't actively resist America's culture of debt, you'll end up precisely where the government, banks, and big business want you to be: indentured servitude. The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you're probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them. Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead. Discusses what you can do to stop the destructive cycle of borrowing and spending Illustrates the four major tenets of getting money right Highlights how to avoid the many ways that government, banks, and big business try to trap you with debt To secure your financial future, you must break the dangerous cycle of borrowing and spending, and learn how to guard your wealth against corporate ploys. Financially Stupid People Are Everywhere leads you down the only proven path to financial freedom.

You’re smart. So don’t be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger. “A must-read . . . This straightforward and pleasingly opinionated book may persuade more of us to think about financial planning.”—Financial Times Hey you . . . you saw the title. You get the deal. You’re smart. You’ve made a few dollars. You’ve done what the financial books and websites tell you to do. So why isn’t it working? Maybe emotions and expectations are getting in the way of good sense—or you’re paying attention to the wrong people. If you’ve started counting your lattes, for god’s sake, just stop. Read this book instead. After decades of working as a Wall Street trader, investment adviser, and money expert for CBS News, Jill Schlesinger reveals thirteen costly mistakes you may be making right now with your money. Drawing on personal stories and a hefty dose of humor, Schlesinger argues that even the brightest people can behave like financial dumb-asses because of emotional blind spots. So if you’ve saved for college for your kids before saving for retirement, or you’ve avoided drafting a will, this is the book for you. By following Schlesinger’s rules about retirement, college financing, insurance, real estate, and more, you can save money and avoid countless sleepless nights. It could be the smartest investment you make all year. Praise for The Dumb Things Smart People Do with Their Money “Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger’s book your guide to all the things you should know about money but were never taught. After reading it, you’ll be smarter, wiser, and maybe even wealthier.”—Chris Guillebeau, author of Side Hustle and The $100 Startup “A must-read, whether you’re digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger’s straight-talking, judgment-free style.”—Beth Kobliner, author of Make Your Kid a Money Genius (Even If You’re Not) and Get a Financial Life

End financial stress for good and learn how to manage your money—without a change to income! Studies have shown time and time again that money is a leading cause of stress—but a life free from financial worry isn’t exclusive to the rich and powerful. End Financial Stress Now gives you practical, actionable instructions you need to improve your money management—no matter what your income level is. You can learn how to achieve the mindset of financial flexibility, which can help you navigate any money issues you face. These practical, step-by-step instructions on budgeting can help you track expenses, pay off debt, and save money. Featuring straightforward advice on how to increase self-discipline so you can stick to your budget as well as techniques to help you identity misinformation and false beliefs you have about money, you can follow this guide to create a fulfilling life free of financial stress.