Longman Preparation Series For The New Toeic Test

The Longman Preparation Series for the New TOEIC® Test gives students the skills, strategies and confidence they need to increase their scores on the new TOEIC® test.

As a result of the proliferation of 401(k) and similar plans, corporate downsizing, and early retirement incentives, increasing numbers of Americans each year are faced with the biggest investment decision of their lives: what to do with a lump sum distribution. And the implications of their decision can be staggering. This practical handbook, written by a financial consultant who has handled hundreds of lump sum distributions for clients, cuts through the confusion - addressing the reader's most important fears and questions as well as all the complex tax, investment, and personal planning issues involved. Filled with clear guidance, proven strategies, charts, worksheets, and case histories, The Lump Sum Handbook discusses in depth how to handle an IRA rollover and sidestep a costly new pitfall before it's too late; provides much-needed advice for people who have only 60 days to make a lump sum decision because of an unexpected termination; clarifies the pros and cons of accepting an early retirement or early buyout offer; suggests tax strategies that can help readers avoid losing up to 80% of a lump sum to federal and state taxes; shows how to select the appropriate investment for your particular situation...including mutual funds, stocks or bonds, or various types of annuities; reveals tested ways to minimize or eliminate estate taxes; spells out how IRAs and other retirement savings can be protected from nursing home costs, damaging divorce settlements, and other catastrophes; and will also prove invaluable to brokers, accountants, attorneys, and financial planning professionals who are helping clients make investment and retirement-planning decisions.

The Longman Preparation Series for the New TOEIC® Test gives students the skills, strategies and confidence they need to increase their scores on the new TOEIC® test.

Now in a new edition, the three-level Longman Preparation Series for the TOEIC� Test gives students the skills and strategies they need to increase their scores on the Listening and Reading sections of the TOEIC� test. Designed and paced to reflect the look and feel of the TOEIC� test, this series maximizes learners' familiarity and comfort with the exam. New Fifth Edition features include: Free CD-ROM containing audio MP3 files, audio script and optional answer keyto help students practice listening comprehension exercises on their own. Notes to the teacher and syllabus with suggested teaching times promote consistency across multiple program sites. Three complete Practice Tests include TOEIC� test-style answer sheets for diagnosis and assessment. Over 1,000 practice items reflecting the format and content of the TOEIC test. Objectives in each section help learners to focus and set goals. Highlighted test-taking tips provide tips and grammatical explanations, plus links to specific exercises for immediate help and reinforcement. New grammar tips and vocabulary tips. Expanded and more varied exercises provide realistic test practice. Complete listening CD-ROM with every book.

Introduction general test taking directions. Practice tests. Audiosripts. Answer keys.

Longman Preparation Series for the TOEIC(R) Test: Introductory Course, gives beginning through low-intermediate students the skills, strategies, practice, and confidence they need to increase their scores on the TOEIC(R) test. Ideal for a TOEIC(R) test preparation course or for self-study, the Introductory Course is intended for students who achieve TOEIC(R) test scores from 200 to 500. The Introductory Course features: * Step-by step strategies and skills to improve performance on each section of the test * An audio CD packaged with the book that includes the Listening Comprehension Review section from the book * More than 100 practice items that reflect the format and content of the TOEIC(R) test * Complete Review Tests for both Listening Comprehension and Reading * Two complete Practice Tests, with accompanying TOEIC(R) test-style answer sheets, for diagnosis or assessment and to accustom students to the TOEIC(R) test conditions

Now in a new edition, the three-level Longman Preparation Series for the TOEIC® Test gives students the skills and strategies they need to increase their scores on the Listening and Reading sections of the TOEIC® test. Designed and paced to reflect the look and feel of the TOEIC® test, this series maximizes learners' familiarity and comfort with the exam. New Fifth Edition features include: Free CD-ROM containing audio MP3 files, audio script and optional answer keyto help students practice listening comprehension exercises on their own. Notes to the teacher and syllabus with suggested teaching times promote consistency across multiple program sites. Three complete Practice Tests include TOEIC® test-style answer sheets for diagnosis and assessment. Over 1,000 practice items reflecting the format and content of the TOEIC test. Objectives in each section help learners to focus and set goals. Highlighted test-taking tips provide tips and grammatical explanations, plus links to specific exercises for immediate help and reinforcement. New grammar tips and vocabulary tips. Expanded and more varied exercises provide realistic test practice. Complete listening CD-ROM with every book.