13 Things They Won T Tell You

From the widely popular Reader's Digest column more than 1,000 trade secrets, professional tips, juicy secrets, and insider perspectives to save money and time, get better service, and avoid being scammed. Every month, Reader’s Digest asks selected experts from a different profession to spill their secrets. Readers walk a mile in their shoes and see things that are enlightening, horrifying, and give them a whole new perspective on the people they trust with their food, health, family, money, and home. They walk away with the keys to awesome backdoor deals, insider knowledge that saves them tons of money, and invaluable advice for getting better service anywhere they go. Now, for the first time ever, this wisdom has been collected into one comprehensive volume, complete with updates, all new interviews, and tons of additional secrets that have never appeared before. The result is more than 1,300 eye-opening tips on everything from sweet-talking a car salesman to getting free drinks from the bartender to making sure you get the right medication from your pharmacist. You will learn the best ways to care for YOUR HOME, from real estate agents, contractors, plumbers, and even burglars. From the butcher, to the grocer to the pizza delivery guy, find out how to make sure YOUR FOOD is fresh (never gross) and high quality at low prices. Make sure YOUR HEALTH gets the attention it deserves with advice from all corners of the medical world—from the dentist, to the ER, to the gym, and far beyond. Teachers, nannies, marriage counselors, wedding planners and even mall Santas tell you how to help YOUR FAMILY get the best things in life and never fall into the clutches of swindlers. Make sure YOUR MONEY is safe and working hard with advice from bankers, sales clerks, identity thieves, and accountants’ strategies to increase what you have, while avoiding wallet-sucking scams. In 13 Things They Won’t Tell You, America’s Most Trusted Magazine gives the advice Americans need most. It is the ultimate roadmap for making the most of the countless day-to-day interactions that that affect every piece of your life, from your budget to your happiness.

Did you read about the janitor who donated $1 million dollars to his local library? Do you ever watch in amazement as your well-off boss haggles over the price of a tuna fish sandwich? Is it possible to find an advisor to help you invest your money—without losing it all to a Bernie Madoff-like con man? In the same spirit of Reader’s Digest magazine’s popular 13 Things They Won’t Tell You series, the editors at America’s Most Trusted Magazine have developed the ultimate roadmap for making the most of your money and avoiding the wallet-sucking scams that are keeping you off Easy Street. We talked to everyday and not-so-everyday rich folks, and to the experts who helped make them rich, to learn their secrets on what to save for, how much to save—and where to stash cash so that it grows (hint: not that bank savings account). We also got their tips for developing “rich guy vision”: The uncanny ability to make financial goals and reach them in five, ten even 20 years—while smartly navigating economic pitfalls and surprises. You’ll learn what services you should be getting for free, how to ask the right questions to get behind-the-scenes deals, and how to “live rich” even on an everyday budget. You’ll stop wasting money, blowing your budget (or flying blind without one), and getting scammed. This book will enlighten you, horrify you, and give you a whole new perspective on when to spend and when to stash it deep in your pockets. Inside you’ll discover countless eye-opening strategies for: Saving and investing. The savvy tricks you need to know to grow your money wisely—from branching out beyond your 401K to getting tax breaks you didn’t know you deserved. Plus: what the IRS, stockbrokers, and bankers won’t tell you. House and home. All the tips your rich neighbors might not want you to know, including: smart versus stupid renovations; smart ways to increase your home’s value; advice on first and second mortgages; buying and selling your home. Plus, what your mortgage lender and real estate agent won’t tell you. The Household Budget: How to build a budget that lets you “live rich” while saving. Topics include smart vs. stupid splurges; online budget tools and calculators; tips for saving on utilities, gasoline, groceries and car repairs. College planning. Some of the most famous rich people in the country (Mark Zuckerberg, anyone?) are also famous for dropping out of college. You’ll get out-of-the-box thinking about the value of private versus public universities; 529 plans; loans, scholarships, and financial aid; advice from college admissions officers. Of course, millionaires also tell us how they made money by following their hearts and doing what they love—and you can approach your kids’ education with that in mind. Plus: what your scholarship and test-prep services, financial planner, and student-loan company won’t tell you. Retirement. How the rich really want to spend their golden years, and the clever ways they seed the ground now to ensure their retirement dreams bloom and flourish later. Plus what your 401(k) manager, pension plan, and financial planner won’t tell you. Along the way, you’ll discover top savings strategies for clipping coupons and hunting down bargains, how to pass Go and collect the big salaries, and the biggest mistakes that cost the rich their fortunes. With this handy companion, you’ll have all the savvy, patience, and smarts you’ll ever need to get ahead—and stay there.

Bankers, money managers, fast-trackers, and the ultra-rich themselves spill valuable insider secrets on how to spend your money wisely—and when not to spend it at all. Bankers, money managers, fast-trackers, and the ultra-rich themselves spill valuable insider secrets on how to spend your money wisely—and when not to spend it at all. Based on the popular Reader’s Digest column, 13 Things Rich People Won’t Tell You offers the most surprising secrets from self-made wealthy folks for making financial abundance a reality. Packed with fascinating stories and insider advice on saving, investing, and spending wisely, this book will expose financial secrets of all kinds so you can become on instant expert in everything related to your money.

INTERNATIONAL BESTSELLER "For anyone who wants to understand capitalism not as economists or politicians have pictured it but as it actually operates, this book will be invaluable."-Observer (UK) If you've wondered how we did not see the economic collapse coming, Ha-Joon Chang knows the answer: We didn't ask what they didn't tell us about capitalism. This is a lighthearted book with a serious purpose: to question the assumptions behind the dogma and sheer hype that the dominant school of neoliberal economists-the apostles of the freemarket-have spun since the Age of Reagan. Chang, the author of the international bestseller Bad Samaritans, is one of the world's most respected economists, a voice of sanity-and wit-in the tradition of John Kenneth Galbraith and Joseph Stiglitz. 23 Things They Don't Tell You About Capitalism equips readers with an understanding of how global capitalism works-and doesn't. In his final chapter, "How to Rebuild the World," Chang offers a vision of how we can shape capitalism to humane ends, instead of becoming slaves of the market.

The internationally bestselling author of 13 Things Mentally Strong People Don’t Do, Amy Morin, empowers tweens, teaching them how to think, feel, and act stronger than ever! Perfect for fans of The Confidence Code for Girls, this book tackles mental strength in a relatable way. Filled with fun graphics and illustrations throughout. “This book is a powerful gift to kids—it shows them how to help themselves!” —Claire Shipman, New York Times bestselling coauthor of The Confidence Code for Girls Do you worry that you don’t fit in? Do you feel insecure sometimes? Do you wish your life looked as perfect as everyone else on social media? Do you have anxiety about things you can’t control? Being a tween can be really hard, especially in today’s world. You balance it all—homework, extracurricular activities, chores, friendship drama, and family, all while trying to give the impression that you know exactly what you’re doing. Sometimes when we try to look perfect on the outside, we can feel rotten in the inside. Do you want to become a stronger person, inside and out? By picking up this book, you’re already taking the first step toward becoming a better person where it counts—by training your brain. Prominent psychotherapist and social worker Amy Morin offers relatable scenarios, then shows tweens the ways they can develop healthy habits, build mental strength, and take action toward becoming their best selves. 13 Things Strong Kids Do gives tweens the tools needed to overcome life’s toughest challenges. This nonfiction middle grade book is an excellent choice for tween readers in grades 5 to 8, including those living through the stresses of homeschooling, returning to the classroom, and navigating a changed and stressful world.

Science starts to get interesting when things don't make sense. Even today there are experimental results that the most brilliant scientists can neither explain nor dismiss. In the past, similar anomalies have revolutionised our world: in the sixteenth century, a set of celestial irregularities led Copernicus to realise that the Earth goes around the sun and not the reverse. In 13 Things That Don't Make Sense Michael Brooks meets thirteen modern-day anomalies that may become tomorrow's breakthroughs. Is ninety six percent of the universe missing? If no study has ever been able to definitively show that the placebo effect works, why has it become a pillar of medical science? Was the 1977 signal from outer space a transmission from an alien civilization? Spanning fields from chemistry to cosmology, psychology to physics, Michael Brooks thrillingly captures the excitement and controversy of the scientific unknown.

In the time of the #MeToo and #TimesUp movement, international bestselling author and leading global expert on mental strength Amy Morin turns her focus to feminism, explaining what it means—and what it takes—to be a mentally strong woman. The emergence of the #MeToo and #TimesUp movements have awakened society and encouraged women to find their voice and claim their power. But to do this, women must learn to improve their own mental strength. Contending with a host of difficult issues—from sexual assault on college campuses, to equal pay and pay gaps, to mastering different negotiation styles—demands psychological toughness. In this crucial book, prominent psychotherapist and licensed clinical social worker Amy Morin gives women the techniques to build mental muscle—and just as important, she teaches them what not to do. What does it mean to be a mentally strong woman? Delving into critical issues like sexism, social media, social comparison, and social pressure, Amy addresses this question and offers thoughtful, intelligent advice, practical tips, and specific strategies and combines them with personal experiences, stories from former patients, and both well-known and untold examples from women from across industries and pop culture. Throughout, she explores the areas women—and society at large—must focus on to become (and remain) mentally strong. Amy reveals that healthy, mentally tough women don’t insist on perfection; they don’t compare themselves to other people; they don’t see vulnerability as a weakness; they don’t let self-doubt stop them from reaching their goals. Wise, grounded, and essential, 13 Things Mentally Strong Women Don’t Do can help every woman flourish—and ultimately improve our society as well.

Amy (a.k.a. Bird) seems to have the perfect life: loving parents, a hot boyfriend, the best friend ever. She even writes an online advice column, full of Top Tips, to help other teens take control of their lives. But after a new guy shows up at school, Bird can’t seem to follow her own wisdom. Pete is the consummate bad boy. He’s everything Bird is not: wild, unambitious and more than a little dangerous. Although she knows he’s trouble, Bird can’t stay away. And the more drawn she is to Pete, the more cracks are revealed in her relationship with Griffin, her doting boyfriend. Meanwhile, her parents’ marriage is also fracturing, possibly for good. Bird is way out of her comfort zone. All it takes is one mistake, one momentary loss of control, for her entire future to be blown away . . .