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Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails? In The Rule of 30 personal finance expert Frederick Vettese provides a surprising — and hopeful — answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover: • How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ • The problem with saving a constant percentage of pay • The Rule of 30 and why it is a more rational way to save • Whether investing in real estate is a viable alternative to investing in stocks The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10% of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

"Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails? In The Rule of 30 personal finance expert Frederick Vettese provides a surprising -- and hopeful -- answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover: How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ, The problem with saving a constant percentage of pay, The Rule of 30 and why it is a more rational way to save, Whether investing in real estate is a viable alternative to investing in stocks The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like "just save 10% of your take-home pay." The truth is we should save differently throughout our pre-retirement years -- and The Rule of 30 is a road map for doing so."--

The #1 New York Times bestseller. Over 20 million copies sold! Translated into 60+ languages! Tiny Changes, Remarkable Results No matter your goals, Atomic Habits offers a proven framework for improving--every day. James Clear, one of the world's leading experts on habit formation, reveals practical strategies that will teach you exactly how to form good habits, break bad ones, and master the tiny behaviors that lead to remarkable results. If you're having trouble changing your habits, the problem isn't you. The problem is your system. Bad habits repeat themselves again and again not because you don't want to change, but because you have the wrong system for change. You do not rise to the level of your goals. You fall to the level of your systems. Here, you'll get a proven system that can take you to new heights. Clear is known for his ability to distill complex topics into simple behaviors that can be easily applied to daily life and work. Here, he draws on the most proven ideas from biology, psychology, and neuroscience to create an easy-to-understand guide for making good habits inevitable and bad habits impossible. Along the way, readers will be inspired and entertained with true stories from Olympic gold medalists, award-winning artists, business leaders, life-saving physicians, and star comedians who have used the science of small habits to master their craft and vault to the top of their field. Learn how to: make time for new habits (even when life gets crazy); overcome a lack of motivation and willpower; design your environment to make success easier; get back on track when you fall off course; ...and much more. Atomic Habits will reshape the way you think about progress and success, and give you the tools and strategies you need to transform your habits--whether you are a team looking to win a championship, an organization hoping to redefine an industry, or simply an individual who wishes to quit smoking, lose weight, reduce stress, or achieve any other goal.

The best-selling authors of It Starts With Food outline a scientifically based, step-by-step guide to weight loss that explains how to change one's relationship with food for better habits, improved digestion and a stronger immune system. 150,000 first printing.

From the master of fright, R.L. Stine, comes this MONSTER box set featuring 30 Classic Goosebumps stories! Where horror meets humour, you get . . . Goosebumps!

WHOLE 30 are a UNIQUE CONCEPT that EXPLAINS about MAINTAINING a HEALTHY RELATIONSHIP with FOOD and ENHANCE the HEALTHY LIFESTYLE. The WHOLE30 has TRANSFORMED the LIVES OF THOUSANDS of PEOPLE around the world & have helped individuals learn how and why to make the best FOOD CHOICES. This cookbook WHOLE 30 ONE POT COOKBOOK gives you both- the combination of WHOLE 30 DIET and ONE POT COOKING to have 120+ TASTY DELICIOUS and EASY TO MAKE RECIPES. At the beginning, the brief information about WHOLE 30 DIET is presented in an easy-to-understand and captivating manner. Also covered tips to SIMPLIFY PLAN, and PREPARE BREAKFAST, SNACKS, LUNCH, SOUPS/STEWS/CHILLIES, MEATLESS RECIPES, POULTRY, BEEF, PORK, SEAFOOD and DESSERTS RECIPES in ONE POT to save TIME and MONEY. Welcome to WHOLE 30 ONE POT COOKBOOK, start cooking to RESET YOUR HEALTH and IMPROVE YOUR LIFE!

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