A Survival Guide To Debt

For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.

This financial guide will transform the way you view debt. It will help retrain your mind and how you view spending as well as how you pay your debts. It will guide you through many types of situations and help you develop budgeting strategies that will work best for you. You will find tips on making smarter purchases and ways you can find savings in your everyday life. I will also help you to attack your credit score instead of letting it attack you.

Please Send Money provides young adults with the tools they need to navigate the tumultuous world of personal finance with smart advice from leading expert Dara Duguay, Director of Citigroup's Office of Financial Education. Dozens of eye-opening, real-life stories chronicle the financial mistakes commonly made by young people and present an array of solutions.

Students today are faced with ever-rising costs of tuition, and the decisions made as to how to pay for school can be some of the most important a young person makes. The costs for college or university are prohibitive to some and very intimidating to others. It is critical for students to have a handle on their finances, have a plan to eliminate these fears and embark on a life of financial freedom. The Canadian Student Financial Survival Guide will show them how to do this. The Canadian Student Financial Survival Guide covers topics such as student loan applications, financing their education, credit-card issues, car leasing vs. car buying, accommodation and many other issues for students faced with their first major financial decisions.

Have you had enough? Are you tired of being hounded by calls from creditors and debt collectors? Do you feel trapped and think there is no way out? Does bankruptcy seem inevitable? Are you embarrassed to talk to your friends and family? Do you need a way out? Over 12 years ago, Seann L. Jackson lived through the same fears, shame, and frustration that you face today, and has since moved from debt and poverty to enjoy the rewards of a credit score over 800! Escaping the Chains of Debt summarizes the hard-earned knowledge about debt and credit the he accumulated in his fight for financial freedom, explaining step by step what works and what doesn’t by offering you what he learned about:  Bankruptcy options  The Credit System and what you need to know to survive  How you can get out of debt without declaring bankruptcy &Rebuilding your credit  And Eliminating Debt Collectors from your life FOREVER! In Escaping the Chains of Debt, Mr. Jackson shares his experiences in the trenches of debt recovery so that you can change your life quickly and get you on the road to recovery.

Debt problems don't go away by themselves. If you have serious debt problems it may seem like every credit card company has the upper hand. This debt survival manual helps you discover: how to sort debt you should pay first from debt you will be better off never paying; what to demand of every creditor to whom you are paying a debt; and, more.