Abcs For Financial Independence

Are you looking for a book on personal financial literacy that's uncomplicated, to the point, and realistic, with a couple of games and trivia thrown in? Create your financial future. Start here.

Hey there. Are you looking for a book on personal financial literacy that's uncomplicated, to the point, and realistic ... with a couple of games and trivia thrown in? Written by someone who has walked the walk. Written for those who can benefit from that experience. No gimmicky, kitschy, attention grabbing silliness. With an emphasis on the positive so as to encourage you to create and / or reinforce good financial habits. "ABCs for Financial Independence" can be the building blocks to your financial future. Letter A: Accumulate Letter B: Budget Letter C: Care Letter D: Debt Letter E: Expenses Letter F: Fixed Expenses Letter G: Goals Letter H: Happiness Letter I: Income Letter J: Jackpot Letter K: Know Your Numbers Letter L: Live Below, or at Least Within, Your Means Letter M: Meaning Letter N: Need Letter O: Options Letter P: Prioritize Letter Q: Quantity Letter R: Research Letter S: Savings Letter T: Taxes Letter U: Understanding Letter V: Variable Expenses Letter W: Wants Letter X: Xmas and Other Gift Giving Occasions Letter Y: Youth Letter Z: Zillionaire Bonus: Numbers

pDO YOU KNOW YOUR ABCs TO FINANCES? Are you able to make dollars and sense out of them? Does your family have financial independence? If you answered "no" to any of these questions, then "ABCs that make cents" is just for you. It is essential for everyone to apply these ABCs to their own money management system. You will learn how to apply the knowledge and translate it to your own personal life, your children and everyone in your family; it's as simple as 1-2-3. If you do not learn this at an early age, then you and your family could miss out on various opportunities needed in order to survive and succeed financially in these times. "ABCs that make cents" will provide ways for you to manage your finances, ways to enforce budgeting and saving and ways to set goals to build wealth. The instructions provided are for you to carry forward and follow daily. The direction for the parent is to have funds for rainy days, emergencies, special occasions, big events and retirement. As a family, you will learn special techniques that will be amusing for the adult and entertaining for your children of all ages. These tools are crucial for your future well- being and for the name sake of your youngsters. Allow "ABCs that make cents" to help you get up, stay up and initiate ascending up to higher financial grounds. This book is definitely a Godsend. Stop stumbling at base level zero and start climbing to financial wealth by using the ABCs detailed in this book. Quotes regarding my book: You are about to embark on a voyage into monetary enlightenment. Enjoy your journey. You will be rewarded. J. David Spiceland, PhD, CPA, Professor of Accountancy. Cynthia's publication comes at a great time when people are in need of professional advice concerning their finances. She has hit a home-run. Laurence V. Plummer, Sr., President, Plummer Financial Services, LLC. Cynthia has done an excellent job of capturing my weakness when it comes to my motivation to spend... I'm elated with the solutions she offers and I will make sure all of my friends and family have a copy of this book. Marilyn Kelley, Business Instructor and friend - Dallas, Texas. "ABCs that make cents" has practical tools; it's filled with great ideas to building a successful financial plan for your family, needed especially during these economic times. Christine Shipman, CPS - Miami, Florida.

Get rich slowly! Financial independence is a marathon, not a sprint. The financial crisis revealed the hazards of financial illiteracy. Governments desperately want citizens to become financially independent so theyll be less of a burden on them. Findependence Day presents personal finance in a cant put down story format easily digested by young adults entering the work force and the world of money. Because money problems often cause marital breakups, it focuses on the financial journey of a young couple who experience the usual ups and downs of job loss, buying homes, raising children, investing and pensions, starting businesses, coping with stock market volatility and more. The secrets of financial independence are critical wherever you are in the financial life cycle: Newlyweds embarking on family formation will discover the importance of financial planning. Debt-plagued graduates will be motivated to embrace guerrilla frugality. Home-owners will learn the foundation of financial independence is a paid-for home. Those in their first jobs will embrace employer 401(k) plans, traditional IRAs and Roth IRAs. New parents will discover the need for life insurance and saving for childrens education. Mid-life investors will learn how to cut costs in their portfolios while benefiting from the expertise of financial planners. Those near retirement will learn about advanced concepts like annuities and Asset Dedication. Jonathan Chevreau is the editor of MoneySense magazine, former personal finance columnist for the Financial Post and author of nine financial books, including The Wealthy Boomer: Life After Mutual Funds. Hes active in social media and blogs at www.findependenceday.com. Once in a blue moon, a financial book is written that should be required reading for all. Such is the case with Findependence Day. -- Peter Grandich, The Grandich Letter A tour de force: a personal-finance book that is hard to put down. Larry MacDonald, CanadianBusiness.com Having some fun while learning what's good for you is a double win -- particularly learning what we all need to know to live happier lives." Charles Ellis, author of Winning the Losers Game This revised all-American edition features end-of-chapter summaries of financial concepts learned, a glossary and bibliography of books that will boost your financial literacy or that of your kids.

The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

The concept of financial independence is essential in all the parlances of economic planning. The term financial independence in itself connotes a meaning of saving for all the future expenditure to support for the expenses. The concept of financial independence is of interest mainly to people looking for retirement and life after it. Saving for the same is necessary to avoid dependency on anyone, and the methods are unique. The two conventional methods of achieving financial independence are bought asset accumulation and expenditure reduction. Both methods have their way of methodologies and difficulties. Financial independence is majorly linked with income flow and the available surplus with the people to manage the same and become financially independent. It is only the wealth accumulation that helps a person to be financially independent and in a world of heavy competition, being financially independent is of utmost importance.

Do you know your ABCs to money management? Are you able to make dollars and sense out of your personal finances? Does your family have financial independence? If you answered no to any of these questions, then ABCs that make cent$ is just for you. It is essential for everyone to apply these ABCs to their own money management system. You and everyone in your family will learn how to apply the knowledge and translate it to your own personal life; its as simple as 1-2-3. If you do not learn this NOW, then you and your family could miss out on various opportunities needed in order to survive and succeed financially in these challenging times. There is hope! ABCs that make cent$ will provide ways for you to manage your finances, enforce budgeting and saving and set goals to build wealth. The instructions provided are for you to carry forward and follow daily. The direction is to have funds for rainy days, emergencies, special occasions, big events and retirement. As a family, you will learn special techniques that will be amusing for the adult and entertaining for your children of all ages. These tools are crucial for your future well-being and for the name sake of your youngsters. Allow ABCs that make cent$ to help you get up, stay up and initiate ascending to higher financial grounds. This book is definitely a Godsend. Stop stumbling at base level zero and start climbing to financial wealth by using the ABCs detailed in this book. Quotes regarding the book: You are about to embark on a voyage into monetary enlightenment. Enjoy your journey. You will be rewarded. J. David Spiceland, PhD, CPA, Professor of Accountancy. Cynthia's publication comes at a great time when people are in need of professional advice concerning their finances. She has hit a home-run. Laurence V. Plummer, Sr., President, Plummer Financial Services, LLC. Cynthia has done an excellent job of capturing my weakness when it comes to my motivation to spend... I'm elated with the solutions she offers and I will make sure all of my friends and family have a copy of this book. Marilyn Kelley, Business Instructor and friend Dallas, Texas. ABCs that make cents has practical tools; its filled with great ideas to building a successful financial plan for your family, needed especially during these economic times. Christine Shipman, CPS Miami, Florida.