Banks

Introduces practical approaches for optimizing management and hedging of Interest Rate Risk in the Banking Book (IRRBB) driven by fast evolving regulatory landscape and market expectations. Interest rate risk in the banking book (IRRBB) gained its importance through the regulatory requirements that have been growing and guiding the banking industry for the last couple of years. The importance of IRRBB is shifting for banks, away from ‘just’ a regulatory requirement to having an impact on the overall profitability of a financial institution. Interest Rate Risk in the Banking Book sheds light on the best practices for managing this importance risk category and provides detailed analysis of the hedging strategies, practical examples, and case studies based on the author’s experience. This handbook is rich in practical insights on methodological approach and contents of ALCO report, IRRBB policy, ICAAP, Risk Appetite Statement (RAS) and model documentation. It is intended for the Treasury, Risk and Finance department and is helpful in improving and optimizing their IRRBB framework and strategy. By the end of this IRRBB journey, the reader will be equipped with all the necessary tools to build a proactive and compliant framework within a financial institution. Gain an updated understanding of the evolving regulatory landscape for IRRBB Learn to apply maturity gap analysis, sensitivity analysis, and the hedging strategy in banking contexts • Understand how customer behavior impacts interest rate risk and how to manage the consequences Examine case studies illustrating key IRRBB exposures and their implications Written by London market risk expert Beata Lubinska, Interest Rate Risk in the Banking Book is the authoritative resource on this evolving topic.

In Stumbling Giants, Patricia Meredith and James L. Darroch embark on an audacious and startling examination of Canada's big banks. Meredith and Darroch's new vision for the Canadian banking industry is a call to action for all interested stakeholders to work together in creating a banking system for the twenty-first century.

An original YA novel based on the hit Netflix series Outer Banks, written by New York Times bestselling author Alyssa Sheinmel, featuring JJ and John B in a brand-new, high-octane adventure—now in paperback It’s spring break in the Outer Banks, and the islands are swarming with rich tourists. The last thing JJ and John B want to do is spend their week watching Kooks in action, so they plan a fishing getaway to the notoriously dangerous Frying Pan Shoals—nicknamed “Graveyard of the Atlantic” for good reason. Turns out they aren’t the only adventure-seekers at sea. Soon after they set sail, the friends run into the captivating Savannah, who hitches a ride aboard the HMS Pogue when the weather worsens and her boyfriend leaves her stranded. As a violent storm sets in, the three realize the only place to safely ride out the squall is a creepy, abandoned hotel on the shoals’ lighthouse platform. Or is it abandoned? It doesn’t take long for the three teens to realize they may not be alone. . . . Further complicating the life-or-death adventure is a mounting attraction between JJ and the secretive Savannah—the closer JJ gets to her, the more he realizes he’s playing with fire. Even if they get out of the shoals alive, can a Pogue–Kook romance survive the high-stakes shores of the Outer Banks?

A sterling collection of short stories from the author of Rule of the Bone and The Sweet Hereafter--his first in almost fifteen years--including six never-before-published works. One of our most prestigious writers, Russell Banks is a literary icon whose works probe the recesses of the human condition. His novels and stories offer rich portraits that are profound and deeply resonant--appearing regularly in anthologies and collections such as The Best American Short Stories and The PEN/O. Henry Prize Stories. This collection of twelve short works showcases this master at the peak of his intuitive powers. As he did in such works as the classic The Sweet Hereafter, the revered Rule of the Bone, and the haunting Lost Memory of Skin, Banks limns provocative and morally complex themes with pathos and sharp insight. Each of the stories in this powerful collection demonstrates the range and virtuosity of his narrative prowess and startlingly panoramic vision. A Permanent Member of the Family is a stunning addition to the canon of a writer "whose great works resonate with such heart and soul" (Janet Maslin, The New York Times).

The novels of Iain M. Banks have forever changed the face of modern science fiction. His Culture books combine breathtaking imagination with exceptional storytelling, and have secured his reputation as one of the most extraordinary and influential writers in the genre. 'Banks is a phenomenon' William Gibson Two and a half millennia ago in a remote corner of space, beside a trillion-year-old dying sun from a different universe, the artifact appeared. It was a perfect black-body sphere, and it did nothing. Then it disappeared. Now it is back. Diplomat Genar-Hofoen of Special Circumstances is sent to investigate but, sidetracked by an old flame and the spoiled-brat operative Ulver Seich, and faced with the systematic depravities of a race who call themselves the Affront, it's anyone's guess whether he'll succeed . . . Praise for the Culture series: 'Epic in scope, ambitious in its ideas and absorbing in its execution' Independent on Sunday 'Banks has created one of the most enduring and endearing visions of the future' Guardian 'Jam-packed with extraordinary invention' Scotsman 'Compulsive reading' Sunday Telegraph The Culture series: Consider Phlebas The Player of Games Use of Weapons Excession Inversions Look to Windward Matter Surface Detail The Hydrogen Sonata The State of the Art Other books by Iain M. Banks: Against a Dark Background Feersum Endjinn The Algebraist Also now available: The Culture: The Drawings - an extraordinary collection of original illustrations faithfully reproduced from sketchbooks Banks kept in the 1970s and 80s, depicting the ships, habitats, geography, weapons and language of Banks' Culture series of novels in incredible detail.

Set in a vividly imagined world of strange machines and wonderful characters, the award-winning team behind "The Big House" is back with a modern classic about a young girl's search for her little sister. Illustrations.