Credit Cards Increased Complexity In Rates Fees Heightens Need For More Effective Disclosures To Consumers
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Credit Cards
Author | : United States Government Accountability Office |
Publsiher | : Createspace Independent Publishing Platform |
Total Pages | : 114 |
Release | : 2017-09-13 |
Genre | : Electronic Book |
ISBN | : 1976350859 |
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With credit card penalty rates and fees now common, the Federal Reserve has begun efforts to revise disclosures to better inform consumers of these costs. Questions have also been raised about the relationship among penalty charges, consumer bankruptcies, and issuer profits. GAO examined (1) how card fees and other practices have evolved and how cardholders have been affected, (2) how effectively these pricing practices are disclosed to cardholders, (3) the extent to which penalty charges contribute to cardholder bankruptcies, and (4) card issuers' revenues and profitability. Among other things, GAO analyzed disclosures from popular cards; obtained data on rates and fees paid on cardholder accounts from 6 large issuers; employed a usability consultant to analyze and test disclosures; interviewed a sample of consumers selected to represent a range of education and income levels; and analyzed academic and regulatory studies on bankruptcy and card issuer revenues.
Credit Cards Increased Complexity in Rates Fees Heightens Need for More Effective Disclosures to Consumers
Author | : Anonim |
Publsiher | : DIANE Publishing |
Total Pages | : 114 |
Release | : 2006 |
Genre | : Electronic Book |
ISBN | : 1422311465 |
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Gao 06 929 Credit Cards
Author | : United States Government Accountability Office |
Publsiher | : Createspace Independent Publishing Platform |
Total Pages | : 114 |
Release | : 2018-02 |
Genre | : Electronic Book |
ISBN | : 1984942549 |
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GAO-06-929 Credit Cards: Increased Complexity in Rates and Fees Heightens Need for More Effective Disclosures to Consumers
Examining the Billing Marketing and Disclosure Practices of the Credit Card Industry and Their Impact on Consumers
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publsiher | : Unknown |
Total Pages | : 228 |
Release | : 2009 |
Genre | : Consumer credit |
ISBN | : UOM:39015090411912 |
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Credit Card Practices
Author | : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit |
Publsiher | : Unknown |
Total Pages | : 184 |
Release | : 2007 |
Genre | : Business & Economics |
ISBN | : PSU:000061501034 |
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Credit Cards and Older Americans
Author | : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit |
Publsiher | : Unknown |
Total Pages | : 72 |
Release | : 2007 |
Genre | : Consumer credit |
ISBN | : PSU:000063501629 |
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H R 627 the Credit Cardholders Bill of Rights Act of 2009 and H R 1456 the Consumer Overdraft Protection Fair Practices Act of 2009
Author | : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit,United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit |
Publsiher | : Unknown |
Total Pages | : 238 |
Release | : 2009 |
Genre | : Business & Economics |
ISBN | : UOM:39015090374862 |
Download H R 627 the Credit Cardholders Bill of Rights Act of 2009 and H R 1456 the Consumer Overdraft Protection Fair Practices Act of 2009 Book in PDF, Epub and Kindle
Federal Arbitration Act
Author | : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law |
Publsiher | : Unknown |
Total Pages | : 200 |
Release | : 2010 |
Genre | : Actions and defenses |
ISBN | : PURD:32754081248134 |
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