Curbing Predatory Home Mortgage Lending
Download Curbing Predatory Home Mortgage Lending full books in PDF, epub, and Kindle. Read online free Curbing Predatory Home Mortgage Lending ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Curbing Predatory Home Mortgage Lending
Author | : United States. Department of Housing and Urban Development |
Publsiher | : Unknown |
Total Pages | : 128 |
Release | : 2000 |
Genre | : Discrimination in mortgage loans |
ISBN | : PURD:32754069582926 |
Download Curbing Predatory Home Mortgage Lending Book in PDF, Epub and Kindle
Curbing Predatory Home Mortgage Lending
![Curbing Predatory Home Mortgage Lending](https://youbookinc.com/wp-content/uploads/2024/06/cover.jpg)
Author | : Lawrence H. Summers,Andrew Cuomo |
Publsiher | : Unknown |
Total Pages | : 119 |
Release | : 2000-07-01 |
Genre | : Electronic Book |
ISBN | : 0756714133 |
Download Curbing Predatory Home Mortgage Lending Book in PDF, Epub and Kindle
The U.S. has made enormous progress in expanding access to capital for previously underserved borrowers. This progress has contributed to the highest rate of homeownership in U.S. history as well as the highest rate of homeownership in history for African-Amer. families. However, too many families are suffering because of a growing incidence of abusive predatory mortgage lending practices. This report recommends that Congress, the regulators & states take action to protect consumers, to encourage healthy market competition & to improve the info. available to mortgage borrowers, esp. in the high-cost mortgage loan market where these practices often occur.
Curbing Predatory Home Mortgage Lending
Author | : United States. Department of Housing and Urban Development |
Publsiher | : Unknown |
Total Pages | : 124 |
Release | : 2000 |
Genre | : Discrimination in mortgage loans |
ISBN | : UOM:39015049619946 |
Download Curbing Predatory Home Mortgage Lending Book in PDF, Epub and Kindle
Why the Poor Pay More
Author | : Gregory D. Squires |
Publsiher | : Bloomsbury Publishing USA |
Total Pages | : 249 |
Release | : 2004-10-30 |
Genre | : Business & Economics |
ISBN | : 9780313067907 |
Download Why the Poor Pay More Book in PDF, Epub and Kindle
The proverbial American dream of owning a home has become an all-too-real nightmare for a growing number of families. The most vulnerable segments of our society—including minorities, the elderly, and working families—are being victimized by financiers who lure them into commitments they cannot fulfill. Collectively known as predatory lending, these practices include offering higher interest rates than can be justified by the risk, high pre-payment penalties that lock families into exploitative loans, and monstrous balloon payments that often result in default and the loss of the home. The net result can be disastrous: damage to one's credit rating, bankruptcy, and even the loss of lifelong savings. Why the Poor Pay More is an incisive exposure of these practices: how they have evolved, why they have become so prevalent in recent years, and how their negative effects can be quantified. It features in-depth analysis from prominent scholars, legal experts, and community leaders, who shed new light on the social, political, and economic consequences of predatory lending. Why the Poor Pay More is much more than an indictment of these insidious discriminatory practices. It is a call to arms for anyone concerned about how the financial-political system can be corrupted to serve the needs of the wealthy. Highlighting community initiatives already underway to combat predatory lending and an extensive listing of practical resources, Why the Poor Pay More outlines active roles that individuals, advocacy groups, financial and legal service providers, and policymakers can play in reversing this destructive trend.
Predatory Mortgage Lending
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publsiher | : Unknown |
Total Pages | : 502 |
Release | : 2002 |
Genre | : Business & Economics |
ISBN | : UCAL:B5124913 |
Download Predatory Mortgage Lending Book in PDF, Epub and Kindle
Legislative Solutions to Abusive Mortgage Lending Practices
Author | : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity |
Publsiher | : Unknown |
Total Pages | : 552 |
Release | : 2006 |
Genre | : Law |
ISBN | : STANFORD:36105063998624 |
Download Legislative Solutions to Abusive Mortgage Lending Practices Book in PDF, Epub and Kindle
Protecting homeowners
Author | : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit |
Publsiher | : Unknown |
Total Pages | : 474 |
Release | : 2003 |
Genre | : Business & Economics |
ISBN | : STANFORD:36105050355010 |
Download Protecting homeowners Book in PDF, Epub and Kindle
Segregation
Author | : James H. Carr,Nandinee K. Kutty |
Publsiher | : Routledge |
Total Pages | : 369 |
Release | : 2008-04-18 |
Genre | : Business & Economics |
ISBN | : 9781135889791 |
Download Segregation Book in PDF, Epub and Kindle
The new imperative for equality / James H. Carr and Nandinee K. Kutty -- Origins of economic disparities : historical role of housing segregation / Douglas S. Massey -- From credit denial to predatory lending : the challenge of sustaining minority homeownership / Kathleen C. Engel and Patricia A. McCoy -- Housing and education : the inextricable link / Deborah McKoy and Jeffrey M. Vincent -- Residential segregation and employment inequality / Margery Austin Turner -- Impacts of housing and neighborhoods on health : pathways, racial/ethnic disparities, and policy directions / Dolores Acevedo-Garcia and Theresa L. Osypuk -- Neighborhood segregation, personal networks, and access to social resources / Rachel Garshick Kleit -- Continuing isolation : segregation in America today / Ingrid Gould Ellen -- Trends in the U.S. economy : the evolving role of minorities / Dean Baker and Heather Boushey -- The prospects and pitfalls of fair housing enforcement efforts / Gregory D. Squires -- Attaining a just (and economically secure) society / James H. Carr and Nandinee K. Kutty.