Dangerous Opportunities

The 2017 Home Capital saga represents the shortcomings of a financial system challenged by distinct, siloed regulatory frameworks that fail to communicate with each other. Home Capital is a publicly traded company that acts as a lender through the Home Trust Company, most often providing mortgages to clients rejected by traditional banks. Home Capital’s 2017 announcement that it required $2 billion to sustain a $600-million loss shook customer confidence, and fueled by allegations of corruption, the company suffered a rapid decline in stock price. The Home Capital crisis is the most recent pre-pandemic example of systemic risk in the financial sector in Canada and highlights the invaluable opportunity we have to avoid repeating past mistakes in the nearing post-pandemic economic reality. Using the 2017 Home Capital saga as a starting point, Dangerous Opportunities sheds light on the compartmentalization of regulators and its greater ramifications on board independence and corporate governance, taxation in the competitive housing sector, and the success of non-bank financial institutions in various jurisdictions. A hybrid of law and business, Dangerous Opportunities is a must-read for those interested in the underbelly of financial institutions and is an inspired read in the aftermath of the recent housing crisis, which saw many aspiring homeowners seek dangerous opportunities outside of the traditional banking system.

With the recent conservative retrenchment, educational institutions have witnessed a backlash against the gains made by feminist and antiracist activists. Dangerous Territories examines higher education as one site of this backlash, at the same time challenging the binary framing of discourse as "reactionary" vs. "progressive," or Right vs. Left. Contributors are scholars working within and across a variety of disciplines including law, history, sociology, education, literature, women's studies, queer theory, cultural politics and postcolonialism.

Only the most dangerous circumstances call for a visit from the SWAT team. Using special weapons and techniques, these highly trained officers keep people safe in a variety of situations. Learn what it takes to be a SWAT team member in this book for young students.

Do you find yourself daydreaming about a glamorous occupation, such as a racing driver, an astronaut or a stunt double? This compelling book unravels the mysteries and exposes the pitfalls of the world’s most dangerous jobs, giving a fascinating insight into the working lives of those who regularly stare death in the face.

Dangerous Opportunity: Making Change Work Based on 15 years of research involving over 10,000 managers, Dangerous Opportunity: Making Change Work offers managers new insights into the different ways in which people react to change their Change Styles so they can lead business transitions more effectively. The book presents a powerful four-stage Change Process Model and provides a step-by-step outline to help managers lead change for meaningful, measurable business improvement. Dangerous Opportunity: Making Change Work gives us the language, understanding, and tools needed to address the most difficult of tasks making change in a complex society. Rick Foster, Ph.D. Vice President for Programs W.K. Kellogg Foundation This concise, coherent, and elegant book offers an eminently practical synthesis of years of empirical and theoretical work on how change occurs. It maps and illustrates an original and memorable model against which leaders in all settings can check to see whether they, themselves, and those around them, are adhering to Gandhi's dictum to be the change they want to see. Dianna Chapman Walsh President Wellesley College

"Describes 10 of the world's most dangerous jobs in a countdown format"--Provided by publisher.

"The 2017 Home Capital saga represents the shortcomings of a financial system challenged by distinct, siloed regulatory frameworks that fail to communicate with each other. Home Capital is a publicly traded company that acts as a lender through the Home Trust Company, most often providing mortgages to clients rejected by traditional banks. Home Capital's 2017 announcement that it required 2 billion to sustain a 600 million loss shook customer confidence, and fueled by allegations of corruption, they suffered a rapid decline in stock price. The Home Capital crisis is the most recent pre-pandemic example of systemic risk in the financial sector in Canada and highlights the invaluable opportunity that we have in avoiding past mistakes in the nearing post-pandemic economic reality. Dangerous Opportunities sheds light, using the 2017 Home Capital saga as a starting point, on the compartmentalization of regulators and its greater ramifications on board independence and corporate governance, taxation in the competitive house context, and non-bank financial institutions' success in various jurisdictions. A hybrid of law and business, Dangerous Opportunities is a must read for those interested in the underbelly of financial institutions, and is an inspired read in the aftermath of the recent housing crisis which saw many desiring-homeowners seeking dangerous opportunities outside of the traditional banking system."--

Dangerous Opportunities presents a timely contribution that provides lessons for post-pandemic economic recovery from the pre-pandemic Home Capital crisis, a watershed in Canadian Financial markets.