Dear Credit Bureau

What makes this book different from all other books on credit repair and debt reduction is that it is a self-help book which identifies with those who are in a bad situation with no hope of survival.This book will discuss and provide proven ways to: 1. Remove negative items from your credit report. 2. Write letters to the Credit Bureaus, Creditors and Collection Agencies. 3. Add positive credit and boost your credit score overnight. 4. Never be denied for credit again. 5. Live the life you want.

Many people cringe when they hear the word credit. The credit system is complicated, scary, and sometimes might even appear overwhelming. However, it can be understood and even controlled if you possess the right knowledge. With this book in your hands, you are about to become a credit master. You will know exactly what your credit scores are based on and how you can control them. You will learn the secrets the credit bureaus donÍt want you to know about their computers, systems, and tainted past. You will uncover unethical creditor tactics that are being used right now to ruin your credit. You will even have access to credit bureau dispute methods, letters, and advanced letters I personally use, which will all help you remove inaccurate items from your credit report.

Do you want to change your life by fixing your credit? Are you ready to learn how to properly dispute negative accounts? Do you want to remove mistakes from your credit report? Do you want to get late payments deleted like a pro? Every American now relies on credit from financial institutions to finance their purchases of big-ticket items. Credit has built the modern world. Everyone, even banks and governments, rely on a steady flow of credit to manage their finances. But life is full of financial ups and downs and when does a time come when you can't afford to pay your debts? Bills, credit cards, auto loans, student loans, mortgages - most Americans have this kind of debt. If you do not meet your payment obligations, there comes a time when the creditor will try to recover his money from you. If they believe that you cannot pay your debts, then they will introduce you as a non-payer to a credit bureau. The credit bureau enters your name in a list of non-payers and adjusts your credit score according to your financial position. This leads to a series of problems that you can well imagine... If your credit score is lower than necessary, this guide can help you fix it. We'll take a look at some of the most significant elements of change you can introduce into your life to solve your current situation. In this guide, you'll find easy step-by-step instructions on how to manage your credit. You'll discover: What they don't want you to know What is a credit score? What is in your credit report How the credit system works Good or bad is your credit score? The advantages of having a high credit score Fixing your credit like a pro How do the credit bureaus operate? Dealing with bankruptcy How to handle student loans How to remove mistakes from your credit report How to properly dispute negative accounts Get in the right mindset for credit management and to get out of debt Handling foreclosure Mistakes to avoid while repairing your credit How to not obsess on high credit score Getting late payments delete like the pros Managing your personal finances in a stress-free way How to handle medical collections Deleting collections and charge-offs 15 credit dispute letters that work Even if your situation is already very critical, here you will find a number of proven techniques that can help you transform your life by increasing your credit score, and you can get out of debt forever. So, Scroll the top of the page and select the Buy Now button. Make the first step to your new, better future!

Do you want to learn how to file a credit dispute and increase your score? If yes, then keep reading. You can get negative things expelled from your credit report based on FCRA Section 609. According to it, each customer has the option to demand divulgence of any data in their record, the wellsprings of the data, and the distinguishing proof of any individual who got your credit report. What's more, if any credit report office neglects to check any of this data, they should expel the negative imprint from your credit report (which could, thus, improve your credit score). Numerous specifications that the FCRA presents are made to battle identity theft, and Section 609 is one of them. Following Section 609, the Credit Repair method has made a big difference for a lot of people when it is time to raise their credit scores. Their negative items or the accounts that are disputed on the report have been deleted, and this has caused their credit scores to improve. It takes a bit of time and the right template and format to accomplish, but it is a simple letter and waiting for a bit of time, and you could live free from the burden of bad credit and enjoy the benefit of good credit in the process. This book covers: - What is the fair credit reporting act (FCRA)? - The credit bureau - What a 609 letter can and cannot Do?. - Why use a 609 letter? - Step by step instructions to dispute an error on your credit report - How section 609 works to repair bad credit - Basics of credit repair - Why is a good credit score important? In addition, there are 8 sample letters that can be personalized and sent to handle problems of all kinds. Ready to get started? Click "Buy Now"

COMES WITH DISPUTE LETTER SYSTEM PRO'S USE Are you saying right now DAMM THOSE (Bleeping) CREDIT BUREAU'S? Are those Credit Bureaus stopping you from getting: AN APARTMENT: Sorry here is your damage deposit back your credit application was not approved but thanks for the $30.00 credit application fee. EMPLOYMENT: Sorry you are qualified and we really liked your interview, but after seeing your credit report we will be going a different route. AUTOMOBILE: Well we did get you approved but unfortunately the down payment we talked about will be significantly more. Your monthly payment will also be $168 more a month. We understand that's not financially possible for you but if things change let us know. Thanks for coming in and help yourself to a cup of coffee on your way out. HOUSE: You seem like a nice couple and it's great you are expecting your first child soon but unfortunately we can't get you the mortgage we advertised everywhere. You might want to try those companies online that charge insane interest rates and want a huge deposit as well as your first born child. Thanks for coming in and would you mind filling out a survey online about how well we served you today? A good friend of mine is a divorce attorney. He knows what I do so whenever we get together the subject always seems to go to credit. He told me he's shocked at how much "spouse has bad credit" comes up during a divorce. He says it's always an issue woman have. We have deducted that woman love to nest. They want security (I guess we didn't have to be rocket scientist to figure that out). So anyway STOP RIGHT NOW AND SCROLL TO THE TOP OF THE PAGE AND BUY THIS BOOK SO WE CAN GET STARTED. Is that being forward enough? Seriously we are talking about the cost of a cup of Starbucks coffee. By the way Starbucks in no way endorses my book lol. Howard Schultz the chairman and CEO of Starbucks I'm sure doesn't have credit issues. So if you are still here you might need some more convincing I guess. Good for you... due diligence. My name is John D. Harris I could go on and on here about my experience working as a credit bureau manager but I won't bore you with all the details. THIS REALLY IS NOT ABOUT ME ANYWAYS. IT'S ABOUT YOU AND YOUR CREDIT. Even though your credit affects your whole life experience you probably know very little about real credit repair. Most of the books I have read online about credit repair are out of date or more often than not don't really have a clue what is going on. Let's face it all are lives are on a clock that is always ticking. Tick Tock Tick Tock. THIS IS NOT A PRACTICE RUN. This is your one life. Every day with bad credit is a day you are not experiencing your full life experience. Imagine knowing you have great credit. You know when you talk to the guy in the suit that you have great credit. You know you will be approved for anything. You can shop around for the best rates. You have the best property and pay less than the guy with the dumpy property. You drive the best car for less than the poor guy driving the seven-year-old vehicle. You might start flipping property. You might buy a business on credit. People respect you because you are the baller, you can get things done because you have access to CREDIT. You can take advantage of great deals because you have CREDIT. My bet is that you know more about cooking a turkey, changing your oil, what's on Netflix, Geography, Donald Trump, Words of a different language, Facebook, etc. THAN YOU DO ABOUT REAL CREDIT REPAIR. I guarantee you can have good credit PS: I am a real person, with my book I include my phone number and email. You will also get unlimited access to my members only website with so many valuable resources.

The Most comprehensive Credit repair manual on the market today. It goes in dept on how to find erroes and how to read the credit report. This Book includes 6 worksheets and 7 sample letters.