Defeating Poverty Jan Dhan And Beyond

It examines why so many years after Independence, India still has a large number of poor and points towards vote-bank politics as a key culprit in choosing poor policy options that could never deliver optimally. Poverty alleviation measures adopted by Narendra Modi during his tenure as Chief Minister of Gujarat, were a greater success compared to other states. The book identifies the key success factors for financial inclusion – a credit and livelihood based approach as well as a gendered view of inclusion; sustainable development; skill development; financial literacy; push for MSMEs; employment and focus on hygiene and health. Thus, making the Modi model, called ModiNomics, as one of the proven approaches that can take financial inclusion to its logical conclusion. The model comes close to the author’s academic work, understanding of ModiNomics and years of research that has a great potential for its replication nationally. Given that the end-objective of financial inclusion is poverty alleviation, at Skoch Group, we have been unyielding in our advocacy of equitable growth with the three critical elements attached to it: financial, social and digital inclusion. The book proposes a model for bringing all these elements together and also suggests ways for the Pradhan Mantri Jan Dhan Yojana to be financially viable, selfsustaining and emerge as India’s main weapon for defeating poverty.

Offers a look at the causes and effects of poverty and inequality, as well as the possible solutions. This title features research, human stories, statistics, and compelling arguments. It discusses about the world we live in and how we can make it a better place.

The last decade of Gujarat and the rise of Narendra Modi first as the Chief Minister and then as a national leader being the Prime Ministerial candidate of the Bharatiya Janata Party (BJP) has catapulted the Gujarat model and Narendra Modi into the national and international limelight. In the interim, especially in the last few years, there has been much literature on Gujarat and Narendra Modi. However, much of it is presented from a personality or political perspective. In the run-up to the national elections around May 2014, public interest goes beyond politics and personality. There is interest on some of the pioneering work done in Gujarat around governance and Panchayati Raj. The nation wants to know how Narendra Modi and his team of bureaucrats have been able to make a difference. There is curiosity about the interplay between politics, economy and policy. Crucially, the world wants to know if the Gujarat model is scalable to the national level. However, today’s literature on Gujarat and Modi fails to cover his economics and governance vision. In the hurly-burly of politics, the innovations, the unique models and policies that Gujarat has seen over the last decade seem to be getting overlooked. This book presents the vision behind Modi’s thought process, and the action on the ground in terms of actual field reports and case studies. The book seeks to highlight the economic and development strategies adopted by Modi. The learnings from these would stand other states in good stead. Under Modi, Gujarat stands out for its long-term vision and impeccable execution. Governance is clearly not just about lofty speeches and promises but actual delivery; as is economics. One of the key ideas that the book brings out is that Modi is a proponent of both Inclusive Economics as well as Inclusive Governance. This in a sense is the essence of ModiNomics, a new phenomenon, which is discussed in the book. Sameer Kochhar has been interacting with Gujarat and Gujarat Government officials since 2003. For much of the last decade, the annual Skoch Summits organised by Kochhar have featured case studies on Gujarat’s governance. Books, articles and reports have been done. Field assessments have been carried out. He has captured the voices of the common man. He has also interacted with Modi to know his mind on Gujarat and the nation first hand. This book is an outcome of all the above and tells the Gujarat story in all its riveting details focusing on how Modi has brought about a sea change through his unique brand of ModiNomics.

P. Chidambaram, Finance Minister of Government of India; contributed articles.

Montek S. Ahluwalia, Deputy Chairman of the Planning Commission of India; contributed articles.

On the various social and human initiatives by Indian government.

Class-tested and coherent, this textbook teaches classical and web information retrieval, including web search and the related areas of text classification and text clustering from basic concepts. It gives an up-to-date treatment of all aspects of the design and implementation of systems for gathering, indexing, and searching documents; methods for evaluating systems; and an introduction to the use of machine learning methods on text collections. All the important ideas are explained using examples and figures, making it perfect for introductory courses in information retrieval for advanced undergraduates and graduate students in computer science. Based on feedback from extensive classroom experience, the book has been carefully structured in order to make teaching more natural and effective. Slides and additional exercises (with solutions for lecturers) are also available through the book's supporting website to help course instructors prepare their lectures.

Contributed papers presented earlier in a conference.