Demographic Change And Housing Wealth
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Demographic Change and Housing Wealth
Author | : John Doling,Marja Elsinga |
Publsiher | : Springer Science & Business Media |
Total Pages | : 172 |
Release | : 2012-08-11 |
Genre | : Social Science |
ISBN | : 9789400743847 |
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Across the EU, populations are shrinking and ageing. An increasing burden is being placed on a smaller working population to generate the taxes required for pensions and care costs. Welfare states are weakening in many countries and across Europe, households are being increasingly expected to plan for their retirement and future care needs within this risky environment. At the same time, the proportion of people buying their own home in most countries has risen, so that some two-thirds of European households now own their homes. Housing equity now considerably exceeds total European GDP. This book discusses questions like: to what extent might home ownership provide a potential cure for some of the consequences of ageing populations by realizing housing equity in order to meet the consumption needs of older people? What does this mean for patterns of inheritance and longer-term inequalities across Europe? And to what extent are governments banking on their citizens utilising their housing wealth now and in the future?
Analyzing the Effects of Financial and Housing Wealth on Consumption using Micro Data
Author | : Carlos Caceres |
Publsiher | : International Monetary Fund |
Total Pages | : 32 |
Release | : 2019-05-24 |
Genre | : Business & Economics |
ISBN | : 9781498316477 |
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This paper analyzes the existence of “wealth effects” derived from net equity (in the form of housing, financial assets, and total net worth) on consumption. The study uses longitudinal household-level data?from the Panel Study of Income Dynamics (PSID) ?covering about 7,000-9,000 households in the U.S., with the estimations carried over the period 1999-2017. Overall, wealth effects are found to be relatively large and significant for housing wealth, but less so for other types of wealth, including stocks. Furthermore, the analysis shows how these estimated marginal propensities to consume (MPC) from wealth are closely linked to household characteristics, including income and demographic factors. Finally, underlying structural changes in household characteristics point to potentially lower aggregate MPCs from wealth going forward.
Wealth and Homeownership
Author | : Mariacristina Rossi,Eva M. Sierminska |
Publsiher | : Springer |
Total Pages | : 122 |
Release | : 2018-08-27 |
Genre | : Business & Economics |
ISBN | : 9783319925585 |
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In almost every country, wealth is predominantly constituted by housing equity, but what are the possible risks and how does wealth accumulation vary across countries? In this timely book, Rossi and Sierminska analyse the complex relationship between gender, wealth and homeownership. By providing a conceptual framework to insert homeownership and housing decisions within an economic rationale, the authors explore how gender and family types have shaped wealth accumulation and homeownership.
Housing Demography
Author | : Dowell Myers |
Publsiher | : Unknown |
Total Pages | : 344 |
Release | : 1990 |
Genre | : Political Science |
ISBN | : UOM:39015019596215 |
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This volume takes into account the difficulties created by the US census data being published in two separate categories: population and housing. It aims to give cross disciplinary investigations of population and housing an identity and a common name: housing demography. Essays commissioned especially for the volume address four main issues: household formation and composition; housing choices; housing construction and inventory change; and spatial patterns and consequences.
Beyond Home Ownership
Author | : Richard Ronald,Marja Elsinga |
Publsiher | : Routledge |
Total Pages | : 242 |
Release | : 2012-03-12 |
Genre | : Architecture |
ISBN | : 9781136592744 |
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In context of ongoing transformations in housing markets and socioeconomic conditions, this book focuses on past, current and future roles of home ownership in social policies and welfare practices. It considers owner-occupied housing in terms of diverse meanings and manifestations, but in particular the part played by housing tenure in the political, socioeconomic and demographic changes that have characterized the pre- and post-crisis era. The intensified promotion of home ownership in recent decades helped stimulate an increasing orientation towards the private consumption of housing, not only as a home, but also an asset – or possibly speculative vehicle – that enhances household economic capacity and can be transferred to children or other family, or even exchanged for other goods. The latest global financial crisis, however, made it clear that owner-occupied housing markets and mortgage sectors have become deeply embedded in networks of socioeconomic interdependency and risk. This collection engages with numerous debates on housing and society in a range of developed societies from North America to Asia-Pacific to North, South, East and West Europe. Interdisciplinary contributors draw upon diverse empirical data to explore how housing and home ownership has become so embedded in polity, economy and household welfare conditions in various social and cultural contexts. Another concern is what lies beyond home ownership considering the integration of housing systems with economic growth and social stability appears to be unravelling. This volume speaks to public debates concerning the future of housing markets, policy and tenure, providing deep and provocative insights for academics, students and professionals alike.
The Importance of Wealth and Income in the Transition to Homeownership
Author | : Xiao Di Zhu |
Publsiher | : Unknown |
Total Pages | : 32 |
Release | : 2005 |
Genre | : Home ownership |
ISBN | : STANFORD:36105114501567 |
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Housing and Life Course Dynamics
Author | : Rory Coulter |
Publsiher | : Policy Press |
Total Pages | : 226 |
Release | : 2023-04-03 |
Genre | : Equality |
ISBN | : 9781447357674 |
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Deepening inequalities and wider processes of demographic, economic and social change are altering how people across the Global North move between homes and neighbourhoods over the lifespan. This book presents a life course framework for understanding how the changing dynamics of people's family, education, employment and health experiences are deeply intertwined with ongoing shifts in housing behaviour and residential pathways. Particular attention is paid to how these processes help to drive uneven patterns of population change within and across neighbourhoods and localities. Integrating the latest research from multiple disciplines, the author shows how housing and life course dynamics are together reshaping 21st-century inequalities in ways that demand greater attention from scholars and public policy makers.
Housing Wealth and Welfare
Author | : Caroline Dewilde,Richard Ronald |
Publsiher | : Edward Elgar Publishing |
Total Pages | : 296 |
Release | : 2017-02-24 |
Genre | : Electronic Book |
ISBN | : 9781785360961 |
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Both growth and unevenness in the distribution of housing wealth have become characteristic of advanced societies in recent decades. Housing Wealth and Welfare examines, in various contexts, how housing property ownership has become central both to household wellbeing and to the reshaping of social, economic and political relations.