How To Buy A Home A Practical Guide

Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.

Learn how to create a home that's inviting, beautiful, and uniquely you--all while staying on a budget. Whether you're decorating your first home, planning for renovations, or simply looking for an affordable refresh, She Made Herself a Home is the ideal home décor planner to help you tap into your creative side and instill the confidence you need to get started on those DIY projects. Popular blogger Rachel Van Kluyve of Crate & Cottage, along with a community of other successful home décor bloggers, offers up simple design tips for those who want to create lovely, budget-friendly, intentional spaces for themselves and their families. In She Made Herself a Home, Rachel will: Walk readers through a style quiz to determine if their style is modern, traditional, rustic, or eclectic Guide readers through selecting a color scheme Provide the best tips for choosing the right item(s) for your space Give insight on how to find great deals Offer easy-to-follow organization tips for every room With ideas adaptable to any décor style, readers will learn: Must-have items for each room Easy steps to determine a layout that works for each individual's home How to determine the unique purpose of each space Simple DIY tactics to customize each space You don't have to break the bank to bring new life and purpose into your home. With design expertise from Rachel and others, you can confidently take action to create the beautiful, peaceful home you've dreamed of.

An essential and fun read about buying your own home - from First Time Buyers, for First Time Buyers. Illustrated throughout by well-known creative artist Ben Jones to make you smile. How to get thousands of Pounds for free towards your purchase. Work out a feasible financial scenario early. Research your property and be a step ahead. Be best prepared for viewing and offering. Understand and manage the conveyancing process step-by-step. Learn from others Almost two years ago, me and my partner had this brilliant idea: let's buy our own home! We were fed up with renting and thought we got this - a few months and we are sorted. Little did we know. When we embarked on the adventure, first thing we realised was that we didn't actually have a clue what we were doing, falling for the tricks of the trade at almost every step of the journey. We relied on online material and a few books explaining WHY you should buy, but not really HOW. We tumbled through the process from step to step, without being properly prepared for what was supposed to happen next and what was realistic. We had to let one house go after its survey revealed lots of issues that we could have spotted, then spent more than half a year trying to find another one and finally wound up in a chain that caused an additional 6-month delay. Thankfully, we are both scientists. In our best bid to get on top of everything, we started to do uncountable hours of research, calculations, reading up and talking to relevant people - agents, surveyors, mortgage brokers, other First Time Buyers. While we were suffering through the conveyancing process, I finally realised that I increasingly needed a therapeutic outlet. This is how this book was born: a catharsis, a plea that no matter what, something good must come out of this!! I thought - if nothing else, let's pass on everything that we have learned to make this a little easier for someone else. Because no-one deserves the unnecessary chaos, stress and financial losses that come with buying your own home. This book is our compiled wisdom to make the home buying process more transparent. We hope it will help you plan, make informed choices, be better in control of the process and, most importantly, know what is coming and what to expect. The purpose of this book is for you to be prepared and less at the mercy of 'the system'. Contents Chapter 1. WHAT YOU SHOULD CONSIDER RIGHT NOW Chapter 2. CONSTRAINTS Chapter 3. BASIC INGREDIENTS Chapter 4. FINDING A HOME Chapter 5. GETTING STUFF READY FOR AN OFFER Chapter 6. VIEWING AND OFFERING Chapter 7. OFFER ACCEPTED: PREPARING THE NEXT STEPS Chapter 8. CONVEYANCING FROM START TO FINISH Chapter 9. MOVING IN - THE FIRST STEPS Chapter 10. YOU ARE NOT ALONE. STORIES FROM OTHERS Appendix 1. GLOSSARY Appendix 2. YOUR OWN CALCULATIONS AND WISHLISTS Appendix 3. CONVEYANCING LOG-BOOK

Have you ever thought about purchasing your first dream home, but are you scared to handle the whole process? Maybe you already had an idea about going into the real estate business? Would you like to have a guide that would nail every single detail you need to know about real estate investing? If you answered "Yes" to at least one of these questions, then keep reading... "FIRST TIME HOME BUYERS HANDBOOK" - a complete guide that is going to teach you the most important things you need to know about real estate for both - purchasing your own dream property and building massive real estate investing business. Having a big beautiful house is one of those things that almost every person has dreamed about. But almost every single one of those dreamers knows how difficult of a process it can be if you don't know the rules of this industry. After more than 10 years of selling, buying, and renting dream properties, Nora Sherrod decided to create a guide that would help every single dreamer to fulfill his or her goal as a successful first-time and many time purchase. Here is just a short brief of what you are going to get out of this book: To RENT or to BUY Step-by-step guide on how to set out your needs and priorities for your dream house How to deal with mortgages and loans First steps into real estate investing business How to hendle entire home buying procedure without going crazy The Potential of Buying a House at Auction Most common real estate investing mistakes you must avoid Much much more... It may look that buying real estate can be the most difficult financial decision in your life, but going through this book, you will learn how to make this process as easy and as professional as possible. Now it is your turn to take action. Scroll up, click on "Buy Now" and discover the most important real estate secrets!

Ask Your Mortgage Broker is based on real-life stories and hard-earned experience that Blair Anderson has collected over the last nineteen years of his career as a mortgage broker. It illuminates the residential mortgage brokerage industry in Canada. This book is an expose of the industry's history, utilitarianism, and best-kept secrets. It is a must-read for every existing or potential homeowner and it meticulously debunks the myths about mortgage brokers that are designed to mislead you. If you want to shake off your preconceptions and take control of your financial health, instead of following the typical herd mentality, Ask Your Mortgage Broker offers you practical tips and guidance from the front lines.