How To Kick Bad Spending Habits

Regardless of your income level, poor money habits can deeply affect your life, destroying any hope of security and happiness or ultimately, the ability to retire. If you have money issues, are living paycheck to paycheck, hopelessly mired in debt, it may be time to re-think and transform your money habits. Sometimes we have bad habits that if we knew better, we would do better. Sometimes we just need better tools. And for some of us, all that we need are a few new money tips. This book is an effort to educate; to give you the knowledge you need to change your money habits to better match your priorities and along the way, live links to some effective tools to help. The author provides tips on money management with each chapter dedicated to one of 7 phases of money management, habits she used to turn around over $100,000 of debt into over $100,000 of savings and investments in less than 5 years. In Chapter 1 you'll learn some budget planning habits, and some popular budgeting tools to help. Chapter 2 focuses on how to set money goals, both short-term and long-term according to your priorities. In Chapter 3, you'll learn about some bad habits to avoid with common spending triggers and how to control your emotions about money. Chapter 4 provides tips on how to save money in every category of your budget, suggesting new habits and tools to significantly lower bills. Habits to raise income are presented in Chapter 5 with ideas on how to make more money at work and outside of work. In Chapter 6, tips to reduce debt quickly are explained, with the ultimate goal of habits that promote debt-free living. Finally, Chapter 7 is all about developing habits to grow your money in savings and investing. You CAN live on less, pay off debt, and retire with more with Smarter Money Habits!To learn more, I invite you to click the "BUY" button above.

Beer belly? Nicotine stains? Dirty closet? Picking nose? From the morbid to the mundane, you have been a victim of bad habits!

The #1 New York Times bestseller. Over 20 million copies sold! Translated into 60+ languages! Tiny Changes, Remarkable Results No matter your goals, Atomic Habits offers a proven framework for improving--every day. James Clear, one of the world's leading experts on habit formation, reveals practical strategies that will teach you exactly how to form good habits, break bad ones, and master the tiny behaviors that lead to remarkable results. If you're having trouble changing your habits, the problem isn't you. The problem is your system. Bad habits repeat themselves again and again not because you don't want to change, but because you have the wrong system for change. You do not rise to the level of your goals. You fall to the level of your systems. Here, you'll get a proven system that can take you to new heights. Clear is known for his ability to distill complex topics into simple behaviors that can be easily applied to daily life and work. Here, he draws on the most proven ideas from biology, psychology, and neuroscience to create an easy-to-understand guide for making good habits inevitable and bad habits impossible. Along the way, readers will be inspired and entertained with true stories from Olympic gold medalists, award-winning artists, business leaders, life-saving physicians, and star comedians who have used the science of small habits to master their craft and vault to the top of their field. Learn how to: make time for new habits (even when life gets crazy); overcome a lack of motivation and willpower; design your environment to make success easier; get back on track when you fall off course; ...and much more. Atomic Habits will reshape the way you think about progress and success, and give you the tools and strategies you need to transform your habits--whether you are a team looking to win a championship, an organization hoping to redefine an industry, or simply an individual who wishes to quit smoking, lose weight, reduce stress, or achieve any other goal.

If you want to achieve financial independence, retire early, or simply have better investing outcomes, there are some important things you need to know right now. Australian references. Learn why Lotto is not going to fulfil your money dreams. Find out why you are the one to create your financial plan. Discover how to protect your wealth. Learn why leveraging makes one wealth vehicle a better option. Why paying down your home loan first, before investing, may not be the right thing to do. Read the simple rules of investing success... to create wealth for yourself instead of for others. Australian super-saver Jennifer Lancaster explains the principles of saving and investing, using her common sense style. She urges you to create your own financial plan. It's in your hands, not that of a financial planner, property spruiker, or broker.

"Well-publicized research in psychology tells us that over half of our attempts to change habitual behavior fail within one year. Even without reading the research, most of us will intuitively sense the truth in this, as we have all tried and failed to rid ourselves of one bad habit or another. The human story of habits and the difficulty of change has been told in many books--most of which will make only a quick reference to dopamine or the 'lizard brain' before moving on to practical tips and tricks for behavior change. In contrast, [this book] will tell the brain's story about why behavior is so hard to change"--

The book is about learning the languages of various fields, beginning with mastering the three basicsthinking, speaking, and writing. Mastering the three basics will lay the foundation for a life of abundance. A new definition of abundance embraces financial freedom, well-being, happiness, good relationships, and being fit and healthy. Learning the languages of various fields includes money, mind, health, and spirituality. In this book are strategies for creating financial freedom through asset investments, stocks, direct marketing, digital publishing, and business. All experiences and strategies recommended for implementation are shared. All the discussions and examples are easy to implement for the purpose of living a life of abundance.

Kick bad habits—for good! Nearly everybody has at least one self-destructive habit they can’t eliminate—from spending too much time online to eating too much ice cream. Changing an old habit is no easy business and more than 90% of people relapse within a year. This one-of-a-kind guide helps readers separate good habits from bad, evaluate the risks and benefits, prepare themselves for change, and make the change—for good. • Dr. Marlatt is a groundbreaking author at the top of the relapse prevention field. • This book shares the latest research on kicking old habits for good.