IIBF X Taxmann s Bankers Handbook on Credit Management Comprehensive Guide for Bankers in Managing Credit Portfolios with Practical Examples Regulatory Guidelines Recent Developments

IIBF X Taxmann s Bankers  Handbook on Credit Management     Comprehensive Guide for Bankers in Managing Credit Portfolios with Practical Examples   Regulatory Guidelines   Recent Developments
Author: Indian Institute of Banking & Finance
Publsiher: Taxmann Publications Private Limited
Total Pages: 17
Release: 2023-10-17
Genre: Law
ISBN: 9789357788496

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The 'Bankers' Handbook on Credit Management' is developed to address the unique skill requirements of banking professionals in managing credit portfolios. This book offers insights into the credit function, supplemented by practical examples, a rundown of regulatory guidelines, etc. The focus areas of this handbook revolve around the credit operations of commercial banks and delve into: • An Introduction to and Overview of Credit • Analysis of Financial Statement • Working Capital Management • Other Credits • Monitoring, Supervision/Follow-up, and Management of Impaired Assets Emphasis is placed on real-world applications of credit management concepts and functions. To ensure the reader is well-equipped with the latest knowledge, this book incorporates the recent developments and guidelines in the field. This book is not only the recommended courseware for the IIBF's 'Certified Credit Professional Course', recognized by the Reserve Bank of India & Indian Banks Association for enhancing the skills of banking professionals, but also an invaluable asset for anyone intrigued by the nuances of bank credit functions within India. The Present Publication is the 3rd Edition, updated by P.D. Sankaranarayanan (Former Assistant General Manager – State Bank of India) and vetted by D. Srinivasan (Former Deputy General Manager & Faculty | Training College – Indian Bank). Taxmann exclusively publishes this book for IIBF with the following coverage: • Module A – Introduction & Overview of Credit o Principles of Lending o Credit Policy o Types of Borrowers & Types of Credit Facilities o Credit Delivery o Credit Appraisal o Credit Rating o Capital Adequacy (Credit Risk – Standardized Approach & Advanced Approached) § Probability of Default § Exposure at Default § Loss Given Default o Importance & Application of RAROC (Risk Adjusted Return on Capital) • Module B – Analysis of Financial Statements o Analysis of Financial Statements o Non-financial Risk Analysis & Macroeconomic Factors o Project Appraisal/Term Loan Appraisal o Credit Risk Analytics & Credit Scoring Models • Module C – Working Capital Management o Working Capital Assessment (including Factoring, Bill Financing, etc., as Sub-limits) o Non-Fund-Based Credit Facilities • Module D – Other Credits o Export Finance o Priority Sector Lending/Government Sponsored Schemes/NABARD Schemes o Retail Loans o Forward Exposure Limit & Pre-settlement Risk o Structured Finance Options o Alternative Source of Funding o Digital Finance-P2P Lending via FinTech o Green Finance • Module E – Monitoring, Supervision/Follow-Up & Management of Impaired Assets o Documentation o Types of Charges o Follow-Up, Supervision & Credit Monitoring § Periodic Scrutiny of Exception Reports § AI/ML Based Analytics Tools to Analyze the Transaction to Predict 'Likely to Default' o Resolution of Stressed Assets o Fair Practices Code on Lender's Liability o Insolvency & Bankruptcy Code (IBC), 2016 [including all Amendments & Top Five Judgements] o Fraud Risk Management in Credit § Early Warning Signals [Annexure 16/3 of Current Book] § Red Flagging of Accounts § Identification & Reporting of Fraud § Forensic Audit § Wilful Defaulters § Non-cooperative Borrowers § Fugitive Economic Offender § Look Out Circular § Criminal Offenses and Investigative Agencies

CREDIT APPRAISAL ANALYSIS OF FINANCIAL STATEMENTS

CREDIT APPRAISAL   ANALYSIS OF FINANCIAL STATEMENTS
Author: R.K.GUPTA,HIMANSHU GUPTA
Publsiher: Notion Press
Total Pages: 259
Release: 2017-08-02
Genre: Education
ISBN: 9781947586079

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This is the first book for bankers and finance managers on credit appraisal with analysis of financial statements in very simple language coveringvarious problems being faced by the officers of almost all banks specificallyafter introduction of Company Act 2013. The book has been updated to30.06.2017. Mounting NPAs & disciplinary actions in the banks are reportedto be a result of weak appraisal. This book has covered all such aspects tounderstand logically with all ins and outs of appraisal along with financialstatements. It will prove to be a bible for all officers who are working in banksbut have no background of banking terminologies and its technical aspectswith logical understanding besides finance officers.

5 Cs Beyond

5 Cs   Beyond
Author: Puneet Nagpal
Publsiher: Notion Press
Total Pages: 118
Release: 2020-09-15
Genre: Business & Economics
ISBN: 9781649199676

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“5 Cs & Beyond” - Differential approach to Credit, is about application of credit tools for Fast & Right credit decisioning as well as monitoring. It introduces readers to various practical facets of credit through numerous case studies and analysis. It is a complete journey from understanding business, monitoring of portfolio to making oneself future ready.

Advance Bank Management

Advance Bank Management
Author: Macmillan
Publsiher: Unknown
Total Pages: 135
Release: 2010-02-01
Genre: Electronic Book
ISBN: 0230330479

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Advance Bank Management comprises four modules. The first module on economic analysis explains the micro and macro economics, markets and interest rates, role of money and banking in the economy, inter relationship between fiscal and monetary measures, op

Risk Management For Caiib Examinations

Risk Management    For Caiib Examinations
Author: Iibf
Publsiher: Macmillan
Total Pages: 360
Release: 2005-02
Genre: Financial institutions
ISBN: 1403926662

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Risk management has assumed paramount importance amongst banks in order to protect them against the adverse effects of uncertainty caused by fluctuations in interest rates, exchange rates, etc. The advent of new financial instruments in the Indian banking

Banking Awareness

Banking Awareness
Author: Arihant Experts
Publsiher: Arihant Publications India limited
Total Pages: 268
Release: 2021-11-14
Genre: Electronic Book
ISBN: 9789325795419

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1. The book is the complete Preparatory Guide for Banking Awareness 2. Entire syllabus has been split into 11 chapter 3. Each chapter contains theories and solved problems for revision 4. Unsolved problems have been accompanied after every chapter 5. Banking Glossary have provided after every chapter 6. 5 Practice Sets have been given for self-analysis The updated edition of “Banking Awareness” serves as an extremely valuable asset for aspirants who are preparing for banking recruitment exams. Especially designed according to the latest pattern, this book is divided into 18 chapters, giving proper coverage in Economy, Banking and Finance Sector, etc. All the relevant & important chapters & topics on Banking Awareness are covered in the book concisely in a reader-friendly manner. Most of the practice questions given in the book are incorporated from various previous years’ question papers & solved Papers in a Chapterwise manner. 3 Practice sets, abbreviation and glossary are given at the end. This book not only serves as study guide but also as a practice tool to test your banking knowledge. It is highly recommended for the aspirants to sharpen their Problem solving skills with intensive practice of numerous questions provided in the book, and prepare them to face their exam with confidence. TOC Indian Banking and its History, Indian Banking Structure, Reserve Bank of India, Banking Regulation System, Banking Innovation in India, Banking Services in India, Financial Reforms in Banks, Banking Committees and Financial Standards, Financial Institutions in India, Money and Financial Market, Capital Market, Insurance and NBFCs, Tax System in India, Public Finance and Budget, Indian Economy, Industry and Trade, International Organisation and World Bank, Important Government Schemes, Practice Sets (1-3), Abbreviation, Glossary, Financial and Banking Current Affairs.

Accounting and Finance for Bankers For JAIIB Examinations

Accounting and Finance for Bankers  For JAIIB Examinations
Author: IIBF
Publsiher: Macmillan
Total Pages: 560
Release: 2008-02
Genre: Electronic Book
ISBN: 0230636128

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This book is a practical handbook that takes the reader through accounting and financial techniques in an easy-to-follow, progressive way. In this new, easy-to-read format, recent and developed concepts are introduced in a non-specialist context, intended

Bank Specialist Officer

Bank Specialist Officer
Author: Rph Editorial Board
Publsiher: Ramesh Publishing House
Total Pages: 438
Release: 2020-10
Genre: Education
ISBN: 9350123630

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