Maximize Your Medicare

A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Getting old is not easy, for seniors or those around them. One reason: confusion about how to take care of health issues while aging gracefully. This book reduces that confusion. It also fully explains what advertisements and your local council on aging (legally) does not. Unintended consequences are also explained, so you/loved one can avoid errors when choosing among many options.

"Jae Oh’s Maximize Your Medicare is the best book I’ve read on understanding all of the Medicare options and how Medicare intersects with other health insurance options." —Wade Pfau, Professor of Retirement Income at The American College Includes the Most Up-to-Date Information for 2022-2023 Confused by Medicare? Get answers from Maximize Your Medicare, an informative guide by nationally recognized expert Jae W. Oh. Maximize Your Medicare helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: Enroll in Medicare and avoid never-ending penalties Compare Medigap vs. Medicare Advantage Discern the differences among Parts A, B, and D Increase benefits every year Avoid costly errors Deal with special circumstances Get the most from the plan Additional information for this new edition includes: Putting it Together: the steps you need to take to be a Savvy Medicare Consumer New coverage options for Diabetes and End-Stage Renal Disease patients How the ACA enhancements can change your retirement decision-making path Written in a clear and concise style, Maximize Your Medicare is a vital resource for every American aged sixty-five or older, as well as for their families and care coordinators. ged sixty-five or older, as well as for their families and care coordinators.

Confused by Medicare? Get your answers from a nationally-recognized Medicare and financial expert. Check out the latest quote by the author in the USA Today (January 24, 2019). Medicare is Difficult and Confusing Enrollment PeriodsPart A, Part B, Part DLate Enrollment PenaltiesExtra Help & Medicaid Consumers Can Benefit Enrollment rights in your favorChanging plans is a good ideaPlan benefits are improvingGet the best out of each dollar How to choose and what to choose will depend on a wide variety of factors. Even if people understand the rules of enrollment, there is the still why/how/when to select the proper plan to fit the situation. Location of residenceHealth situationPrivate financial situation In addition, many people face special situations, when the “normal” rules don’t apply. Working beyond 65 years oldRetiree benefits cancelledRequiring financial assistance

Maximize Your Medicare is updated with 2017 details. Written by Certified Financial Planner, and nationally-recognized Medicare expert. Written in plain-spoken English that everyone can understand.

Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.

Confused by Medicare? Get answers from 'Maximize Your Medicare', an informative guide by nationally recognized expert Jae W. Oh. 'Maximize Your Medicare' helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: enroll in Medicare and avoid never-ending penalties. Compare Medigap vs. Medicare Advantage. Discern the differences among Parts A, B, and D.

Confused by Medicare? Get your answers from a nationally-recognized Medicare and financial expert. Check out the latest quote by the author in the USA Today (January 24, 2019). Medicare is Difficult and Confusing Enrollment PeriodsPart A, Part B, Part DLate Enrollment PenaltiesExtra Help & Medicaid Consumers Can Benefit Enrollment rights in your favorChanging plans is a good ideaPlan benefits are improvingGet the best out of each dollar How to choose and what to choose will depend on a wide variety of factors. Even if people understand the rules of enrollment, there is the still why/how/when to select the proper plan to fit the situation. Location of residenceHealth situationPrivate financial situation In addition, many people face special situations, when the “normal” rules don’t apply. Working beyond 65 years oldRetiree benefits cancelledRequiring financial assistance