More Than You Wanted To Know

How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.

Following the War Between the States, reclaiming her family's Carolina plantation from her ruthless stepfather is Bria Hamilton's only desire. And if hiring a dangerously attractive Northerner as a means-to-an-end will see her plan through, it's a risk she'll take. But Luke Kincaid is not as he seems, and has but one reason for accepting Bria's offer: revenge. He cannot afford the laughter that sweetens their moments, or the passion he longs to teach her, or the love he never meant to feel. And neither can Bria. THE COMPASS CLUB, in series order Let Me Be The One Everything I Ever Wanted All I Ever Needed Beyond A Wicked Kiss THE DENNEHY SISTERS, in series order: Only My Love My Heart's Desire Forever in My Heart Always in My Dreams Only in My Arms THE MARSHALL BROTHERS, in series order: Her Defiant Heart His Heart's Revenge THE THORNE BROTHERS TRILOGY, in series order: My Steadfast Heart My Reckless Heart With All My Heart REVIEWS: "Jo Goodman is a master at historical romance." ~Fresh Fiction

More Than You Wanted to Know About John Baldessari is the first complete collection of the writings of artist John Baldessari. Edited and with essays by Meg Cranston and Hans Ulrich Obrist, the texts in this two-volume set trace the development of Baldessari's understanding of art from the early 1960s through to the present, and includes an extended interview with the artist on the subject of his writing.The collection also includes numerous never-before-published texts as well as facsimiles of the original documents that illustrate Baldessari's composition of words, which achieve both literary and graphic impact.Baldessari's writing addresses a broad range of topics from the problem of colour in sculpture, to the problem of art students who need ideas, to the problem of money in the art world, while returning throughout to the very focused set of issues that are key to his own work.Principle among them is Baldessari's love of words and his long-standing investigation into the similarity and possible interchangeability of word and image.Also availableJohn Baldessari: More Than You Wanted to Know About John Baldessari. Volume 1 (9783037641927)

Forget the 10,000 hour rule— what if it’s possible to learn the basics of any new skill in 20 hours or less? Take a moment to consider how many things you want to learn to do. What’s on your list? What’s holding you back from getting started? Are you worried about the time and effort it takes to acquire new skills—time you don’t have and effort you can’t spare? Research suggests it takes 10,000 hours to develop a new skill. In this nonstop world when will you ever find that much time and energy? To make matters worse, the early hours of prac­ticing something new are always the most frustrating. That’s why it’s difficult to learn how to speak a new language, play an instrument, hit a golf ball, or shoot great photos. It’s so much easier to watch TV or surf the web . . . In The First 20 Hours, Josh Kaufman offers a systematic approach to rapid skill acquisition— how to learn any new skill as quickly as possible. His method shows you how to deconstruct com­plex skills, maximize productive practice, and remove common learning barriers. By complet­ing just 20 hours of focused, deliberate practice you’ll go from knowing absolutely nothing to performing noticeably well. Kaufman personally field-tested the meth­ods in this book. You’ll have a front row seat as he develops a personal yoga practice, writes his own web-based computer programs, teaches himself to touch type on a nonstandard key­board, explores the oldest and most complex board game in history, picks up the ukulele, and learns how to windsurf. Here are a few of the sim­ple techniques he teaches: Define your target performance level: Fig­ure out what your desired level of skill looks like, what you’re trying to achieve, and what you’ll be able to do when you’re done. The more specific, the better. Deconstruct the skill: Most of the things we think of as skills are actually bundles of smaller subskills. If you break down the subcompo­nents, it’s easier to figure out which ones are most important and practice those first. Eliminate barriers to practice: Removing common distractions and unnecessary effort makes it much easier to sit down and focus on deliberate practice. Create fast feedback loops: Getting accu­rate, real-time information about how well you’re performing during practice makes it much easier to improve. Whether you want to paint a portrait, launch a start-up, fly an airplane, or juggle flaming chain­saws, The First 20 Hours will help you pick up the basics of any skill in record time . . . and have more fun along the way.

Have you ever telephoned someone just as they were about to ring you? Or received an email or a letter from a friend who you dreamt about the night before? It may feel easier to believe that these situations are simply coincidental – but this book will help you to understand the very real explanation behind this magical form of energetic communication. Discover: • the ability that we all have to send and receive messages through our energy frequencies • practical exercises to improve your state of neutral mind • how to use neutral mind to get what you want from life • specific chapters on relationships, family, life and health • real case studies to demonstrate this amazing tool. You were born with the ability to use energy and this book will help you nurture your natural gift, dramatically improve your happiness and health, and invite the magical back into your life.