Planning Your Retirement Quamut

Retirement planning can feel like being alone and at sea. You're responsible for plotting your own course, preparing for stormy weather, and responsible for everything that could go wrong along the way. It can feel overwhelming-but it doesn't have to be. In Planning Your Retirement, CERTIFIED FINANCIAL PLANNER(TM) practitioner Robert Gerstemeier draws on twenty years of experience to remove the overwhelming guesswork from your next stage of life and outline the steps you need to take to prepare for a comfortable retirement. Whether you have been saving for decades or are just starting out in your career, Bob's straightforward strategies help you navigate and identify the right investments, plan your estate, decide when to retire, and ensure you'll be able to cover all your needs when the time comes. Retirement shouldn't feel like dangerous, uncharted waters. With this book, you can set sail into your golden years with confidence.

What comes to mind when you think of retirement? An age? A date? A budget? Do you regard it as a reward for work well done or the inevitable end of a life well lived? What do you envision doing once you are no longer working? If any of these questions seem daunting, this is the book for you. The author, an experienced and skilled human resources administrator, frequently encountered individuals who had not done any retirement planning beyond selecting a date and estimating a budget. He also discovered how limited the retirement literature was with most of it focused on the financial aspects to the exclusion of a myriad of other factors that go into creating a satisfying retirement. Thus began a two-year journey of research and writing to create Discover the Right Retirement for You, the most comprehensive guide to retirement planning currently available. Carefully crafted to be used by the 44 million Baby Boomers who are retiring at the astonishing rate of 10,000 each day, this remarkable resource contains comprehensive information written in comprehendible language about the many components of retirement and connects the reader to others like themselves. It is a reference book with facts and figures, a workbook with worksheets for self-inventory and reflection, and a storybook with anecdotes about retirement expectations and experiences. Distilled from extensive interviews with people just like you, Discover the Right Retirement for You invites you to explore retirement from such diverse perspectives as its effect on your health, self-image, and family, while also addressing the financial aspects. Whether retirement is right around the corner or a few years away, this is the guidebook you need to create the right retirement for you.

According to the U.S. Department of Labor, less than half of the workforce has calculated how much they need to save in order to retire. People often look to their retirement as free time. But there is no such thing as "free" time - retirement has its own bills to pay. How do you meet your expenses when pension plans only cover a small percentage of your living costs? For most people, the ultimate goal of their working years is a comfortable and easy retirement. Yet, many working people avoid planning for the future because retirement seems so far off, or they live for today, hoping that tomorrow will take care of itself. The concepts of planning and saving need not be daunting. Whether you are in your early twenties or your late fifties, it's never too early or too late to plan for your retirement. The Retirement Planning Book is a rich source of information that will guide you through the process of planning your golden years Find out about early retirement, financial planning, investments, social security, pension plans, and more from this concise, easy-to-read guide. Look to the years ahead with The Retirement Planning Book - your handbook for planning a comfortable future!

Shows you how to turn retirement into a new lease of life. This book offers tried and tested templates which you can adjust according to your own inclinations and needs to produce a master plan for a successful and rewarding journey into the third age. It shows how to set new goals, learn something new, participate in volunteer work, and more. When you retire, you'll have 45-50 a hours week of extra free time. Even the most absorbing hobbies and interests are unlikely to fill that gap. If a job is what gave you your life structure, you'll need to replace that structure in retirement. Your happiness depends on understanding your own needs and structuring both time and activity to meet those needs. People's definitions of a successful retirement will differ. If you have financial freedom, you may want to get the most out of your new found leisure time, pursue new interests or hobbies, and maybe do some voluntary work. For others, it may be an opportunity to start your own business or a new career. Whatever your goal, retirement needs careful planning in order to make it a fulfilling and rewarding phase of your life. This book shows you how to turn retirement into a new lease of life. You'll find tried and tested templates which you can adjust according to your own inclinations and needs to produce a master plan for a successful and rewarding journey into the third age. It shows: how to set goals for your new way of life; why it's never too late to learn something new; how the internet can open new vistas; how volunteer or part-time work can be beneficial; participating in volunteer work; taking the hobby route to self-actualisation; starting a business for fun or profit; toning up for a healthy lifestyle; and, how to get the best out of travel in retirement. REVIEWS: "'I finished reading this book at 4am this morning and felt I had to write and say thank you for such a detailed guide to retirement. I shall read the book again and recommend it to my friends.' A reader from Northumberland" AUTHOR BIOG: Jim Green created his own retirement masterplan when he retired a few years ago. Now in his seventies he enjoys runs his own internet business. He is based in Glasgow. CONTENTS: 1. The secret of the three little boxes 2. Identifying the keys to a happy and successful retirement 3. How to set goals for your new way of life 4. Why it's never too late to learn something new 5. Why getting up to speed in cyberspace opens up new vistas 6. Why keeping your hand in part time can prove beneficial 7. Why many retirees opt to start a business for fun or profit 8. Participating in volunteer work 9. Why writing up your experiences can benefit others 10. Taking the hobby route to self-actualisation 11. Toning up for a healthy lifestyle 12. Getting the best out of travel in retirement 13. Monitoring progress using an audit checklist 14. Devising the masterplan that keeps on evolving 15. Keeping right on in the third age years.

Are you worried about the goal finally reached? Are you looking for explanations on what to do now? "WHAT to DO in RETIREMENT?" here are the answers to this fateful question, is a simple and effective guide to looking to the future, managing money and enjoying a well deserved rest. If you are worried about retirement, maybe you shouldn't be. About half of American retirees describe their post-work years as the best time of their life. Here you have a step-by-step guide to ending up in that happy half. You will learn: - In plain language, when to turn on Social Security, and how to avoid a common mistake that married couples should avoid. Winning has been lauded as one of the clearest guides to Social Security claiming strategies. - Straightforward investment advice that starts with recognizing that we have no idea what will happen next with the economy and the market. Includes "Five Money Maxims" ... a set of principals that helps simplify investing. - How to navigate the maze of Medicare. The book will help you understand the structure of the program, explain the choices you need to make, and tell you how to get help with enrollment. - Best practices for maintaining health and wellness. After all, it is much harder to enjoy life if you struggle to move, or are living with pain. Information about diet and exercise can be confusing and conflicting, but wellness and aging can be boiled down into key concepts that you can (should!) put into action. - Beyond addressing practical considerations like money, health, and where to live, this challenges you to ask: "who am I going to be in retirement?" Retirement is an opportunity for reinvention, or as a popular quotation from the book says, "a blank sheet of paper". But far too many people plan for the financial aspects, without recognizing the importance of seeking a meaningful, impactful identity. A purposeful life is a happy life! Today's retirees are plugged-in. They have smart phones, are internet savy, and follow their grandchildren on FacebookIn the end you will learn about the Retirement Happiness Map, a simple but powerful way to organize your retirement decisions. Are you ready ? Click "buy now" above to start planning your great future.