Problematic Beneficiary Designations

The quick and easy way to manage money and achieve financial goals The recent economic meltdown has left people in terrible financial shape with little idea of how to turn things around. Using Morningstar's time-tested strategies and sensible approach to money management, Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances breaks down important financial tasks into do-able chunks, each of which can be accomplished in 30 minutes or less. The practical, no-nonsense book Lays out the tools to get organized, including how to create a filing and bill paying system Details how to find the best uses for one's money, as well as how to properly invest for savings, college, and retirement Other titles by Benz: Morningstar® Guide to Mutual Funds: Five Star Strategies for Success These are uncertain times. Morningstar's 30-Minute Money Solutions provides expert guidance on all aspects of personal money management, and it does so in quick, easily digestible steps.

Fiscal realities and changing social priorities are requiring a dramatic shift in the way that benefits are selected and awarded to employees, especially in the public sector. This means that public administrators and policy researchers must consider new parameters and contingencies, both financial and social, when evaluating choices and making pol

In the tradition of the New York Times bestseller Life 101: Everything We Wished We Learned in School--But Didn't comes a user-friendly, no-nonsense handbook offering important knowledge that every adult needs to know to face reality head-on.

AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. A comprehensive and easy-to-understand guide to maximizing the benefits of IRAs and retirement assets. Retire Secure, Second Edition offers unbeatable recommendations for addressing the #1 fear facing most readers: Running Out of Money. Retire Secure, Second Edition also shows baby boomers nearing retirement how they can save tens of thousands to over one million dollars by paying taxes later. This practical guide delivers straight forward accumulation and distribution strategies for IRAs, Roth IRAs, the new Roth 401(k) and other retirement plans. More specifically, Lange gives readers tips on how to prepare for expected tax changes in 2010, details on converting to Roth IRAs, New Roth 401(k) and Roth 403(b) rules, and when IRA and retirement plan owners should consider second to die life insurance. Further, this book describes Lange's exceptional estate plan--a plan that has been featured in The Wall Street Journal and many other fine financial journals. This definitive guide enjoys glowing endorsements from Charles Schwab, Larry King, Ed Slott and 60 other financial authors and experts.

A proven resource for high performance, the Siegel s series keeps you focused on the only thing that matters the exam. The Siegel s series relies on a powerful Q&A format, featuring multiple-choice questions at varying levels of difficulty, as well as essay questions to give you practice issue-spotting and analyzing the law. Answers to multiple-choice questions explain why one choice is correct as well as why the other choices are wrong, to ensure complete understanding. An entire chapter is devoted to teaching you how to prepare effectively for essay exams. The chapter provides instruction, advice, and exam-taking tips that help you make the most of your study time. A wonderful resource for practice in answering the types of questions your professor will ask on your exam, the Siegel s Series will prove valuable in the days or weeks leading up to your final. Features: Exposing you to the types of questions your professor will ask on the exam, Siegel s will prove valuable in the days or weeks leading up to your final. A great number of questions at the appropriate level of difficulty 20 to 30 essay Q&As and 90 to 100 multiple-choice Q&As provide opportunity for you to practice spotting issues as you apply your knowledge of the law. Essay questions give you solid practice writing concise essay answers, and the model answers allow you to check your work. An entire chapter is devoted to preparing for essay exams. In checking your answers to multiple-choice questions, you can figure out where you may have erred: Answers explain why one choice is correct and the other choices are wrong. To help you learn to make the most of your study time, the introductory chapter gives instruction, advice, and tips for preparing for and taking essay exams . The table of contents helps you prepare for exams by clearly outlining the topics tested in each Essay question. In addition, you can locate questions covering topics you re having difficulty with by checking the index. Revised by law school professors, the Siegel s Series is updated on a regular basis.