Public Housing Subsidies

As part of a series of volumes on reforming Canadian social policy, this volume offers a compilation of essays discussing various aspects of Canadian housing policy. The essays examine the potential role of federal social housing policy within a major reform of Canada's social security system; the issue of affordable housing at an affordable social cost, including the role of nonprofit social housing, municipal zoning, and secondary suites; lessons to be learned from Ontario's housing policy regarding rent controls, housing subsidies, and private sector housing development; the concept of urban villages; and the finding of common ground among the various interest groups within the housing sector.

From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.

Outside the United States, the idea of a consumer housing subsidy is a highly developed concept. Housing allowances, shelter allowances, rent allowances - or rent rebates as they are called - have been paid out on a larger scale for longer periods of time on an entitlement basis, with a much greater variety of rationales than in the United States. As the United States moves ahead with its demonstration program, it is timely to examine and evaluate foreign experiences with the consumer housing approach.E. Jay Howenstine addresses common questions that have puzzled many policymakers: How do consumer housing subsidies work? For tenants? Homeowners? Builders? And government officials? Gathered here is the definitive experience of the countries that have employed them. From Australia to the United Kingdom, here is the reality gleaned from a dozen countries and brought to bear on the United States. Both the virtues and the limitations of the approach are presented in detail for everyone interested in housing.This study is divided into three major parts. First, Howenstine reviews the historical background and analyzes housing allowance strategies that foreign governments have adopted. A second part examines in detail the major principles and elements with which governments have fashioned their systems. The third part examines the impact of housing allowance systems and weighs them in the light of the original objectives. Conclusions are also drawn about foreign experiences: Should financial assistance to low-income families be in the form of consumer housing subsidies or producer housing subsidies, or some synthesis of the two systems? Should the housing allowance be maintained as a separate housing policy, or should it be integrated into a general income maintenance policy? This book addresses an increasingly prominent portion of the housing market.

Housing assistance in Canada generally consists of subsidies designed to encourage the construction of new, affordable housing. There is interest however, in complementing supply-side subsidies with assistance in the form of a housing allowance for certain households. This research report describes various options for a Canadian housing allowance program, and discusses how to best design, implement and operate such a program.