Real World Math Personal Finance Set

The focus of Real World Math: Personal Finance series is the intersection between personal financial literacy and age-appropriate math skills. This series helps build solid skills that contribute to mathematic achievement today, while modeling responsible financial habits for the future. Callouts prompt inquiry, further thinking, and close examination of photographs. Additional text features and search tools, including a glossary and an index, help students locate information and learn new words.

Guided practice and activity pages help students formulate complete answers to real-life problems involving logical reasoning, pre-algebra, decimals, percentages, basic geometry, graphs, and statistics.

A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.

Confused whether to buy a house or rent it? How to manage debts? Is it really essential to have a passive income source to aid wealth creation? MONEY LIKE YOU MEAN IT is a personal finance tool kit to help you manage finance in the real world. For the new age investors, who want to make the most of what they have, this is a treasure trove of information! - Smart tools to aid wealth generation and management - Learn the ins and outs of smart borrowing and debt management - Practical insurance advice and budgeting techniques - Hands-on insights into savings for retirement - Packed with recent and relevant examples

Math for Financial Literacy prepares your students for the real world. Written specifically for teens, Math for Financial Literacy provides instruction for relevant math concepts that students can easily relate to their daily lives. In Math for Financial Literacy, students learn how to apply basic math concepts to the tasks they will use in the real world, including earning a paycheck, managing a bank account, using credit cards, and creating a budget. Other practical topics are presented to help students become financially capable and responsible. Each chapter is designed to present content in small segments for optimal comprehension. The following features also support students in the 5E instructional model. Reading Prep activities give students an opportunity to apply the Common Core State Standards for English Language Arts. These activities are noted by the College and Career Readiness icon and will help students meet the College and Career Readiness (CCR) anchor standards for reading and writing. For just-in-time practice of relevant skills, Build Your Math Skills features provide a preview of skills needed in the lesson, while Review Your Math Skills features reinforce those skills after the lesson instruction. See It and Check It features set the structure for presenting examples of each concept. See It demonstrates the concept, and Check It gives students a chance to try it for themselves. Skills Lab provided at the beginning of the text helps students become reacquainted with the math skills they will encounter in the book. There are 16 labs ranging from place value/order to bar and circle graphs. The Financial Literacy Simulation: Stages of Life Project provides students with real-life personal and professional scenarios that require the math skills and problem-solving techniques they have learned during the course. This capstone chapter is divided into life stages to support students as they enter into the adult world of working and financial planning. Assessment features at the end of the chapters allow for the review of key terms and concepts, as well as a spiral review of content from previous chapters. Additional features include: Financial $marts features offer information that applies the content to the practical matter of personal finance. Money Matters features equip students with background knowledge about the chapter topic. Apply Your Technology Skills features allow students to use technology to apply the math concepts they learned to real-life situations. Career Discovery features offer students an inside look at the math skill they will need for the career of their choice, based on the 16 Career Clusters(TM). FYI tips provide relevant information about the chapter content and math principles.

Is there something you want or need that you don't have the money for? This book introduces readers to financial goal-setting and how to set up a savings plan. Real world examples help readers learn the importance of math skills for money management.

"With the highest inflation in decades, her graduation cohort faced much higher costs for rent and food, without the benefit of similarly higher salary offers. Many of her friends, particularly those who had high levels of student loan and credit card debts, decided to move back home with their families temporarily to help make ends meet. Recent evidence suggests that as many as 20 percent of young adults are now living with their parents-about twice as many as did so in past decades. In fact, as more kids come home to roost with their Baby Boom parents, it's increasingly common to hear them called the "boomerang" generation"--

Have you ever wondered which charities you should support or how much you can afford to give? This book introduces readers to the idea of giving back to the community. Real world examples help readers learn the importance of math skills for money management. Callouts prompt inquiry, further thinking, and close examination of photographs. Additional text features and search tools, including a glossary and an index, help students locate information and learn new words.