Reinventing Retirement

Retirement has changed, and America’s most trusted career counselor is here to guide you through your own Retirement Reinvention “Robin Ryan is the most knowledgeable career expert in the nation today.” —PBS For twenty years, Robin Ryan has been helping clients get the most out of their careers and their lives. Now, in Retirement Reinvention, she shatters the myths of retirement. The old model of retirement is changing. The majority of retirees today are seeking fun and meaningful ways to spend their time. Full of practical advice, this thought-provoking guide offers readers a path for reinventing their own retirements, including step-by-step instructions for: • Leaving an old career behind • Pinpointing interests and skills • Exploring different places to live • Defining new, satisfying opportunities • Finding meaningful ways to give back to your community • Striking the right balance between work and leisure From starting a dream business to shifting to the nonprofit sector to volunteering, Robin Ryan will help you create a plan and pivot toward a future as vital as it is truly rewarding.

With 76 million baby boomers on the cusp of retirement in the U.S. alone, it's time to look beyond finances and examine how ending traditional, full-time work impacts every aspect of life. Author Miriam Goodman has interviewed hundreds of retirees on the subjects of home, marriage, family, friends, hobbies, health, and even on going back to part- or full-time work. Their insights will help readers create their personalized strategy for an active and fulfilling retirementwhether that means sailing around the world, starting a new business, or moving to be closer to grandchildren. A workbook format with tabbed sections makes it easy to access the highly practical information that makes Reinventing Retirement an essential guide to this exciting new phase of life.

This book explores how rising pension and healthcare costs, along with workforce aging, are affecting pension and retirement planning around the world. Many middle-aged workers now realize that they will have to work longer than intended, as they begin to recognize that their retirement resources will be inadequate to finance retirement consumption. Volatile capital markets, rising medical-care costs, and low saving rates make retirement behavior and policy a moving target. Olivia Mitchell, executive director of The Pension Research Council at Wharton, and Robert L. Clark, Professor of Business Management and Economics at North Carolina State University, explore these themes with colleagues, touching on a diverse set of issues ranging from employment trends to pension accounting and investment, to retirement system overhaul. They illustrate how employers are actively reformulating the meaning of work and retirement, seeking to encourage more people to work longer than ever before in the face of projected labor shortages. At the same time, public and private trust in traditional pension offerings is rapidly eroding, as companies alter, amend, and terminate their conventional plans in the face of poor investment performance and new methods of pension accounting. Experts from the UK, the US, Japan, Sweden, and Canada offer international perspectives on the evolving institutions of retirement practice. This book provides readers a range of insights and strategies not available in other volumes, and it represents an invaluable addition to the PRC/OUP series. It will be particularly valuable for managers working toward more efficient pension plans; to scholars and policymakers seeking to maximize pension design and effectiveness; and to actuaries and tax specialists concerned with pension regulation. The Pension Research Council at the Wharton School of the University of Pennsylvania was founded 50 years ago to encourage research and teaching on pensions and retirement security. Council projects address the long-term issues that underlie contemporary concerns and seek to broaden public understanding of these complex arrangements through research into their social, economic, legal, actuarial, and financial foundations of privately and publicly-provided benefits.

You’ve worked hard for the better part of four or five decades, and now you’ve decided it’s time to call it quits. Or your employer or industry regulations may have made that decision for you. What now? Although a life of ease may have been your dream, retirement brings with it a host of questions, problems, and responsibilities that never occurred to you and now may seem insurmountable. How to Survive Retirement will help you plan for most any eventuality during the golden years. The book is divided into four major areas: • Making The Break: The emotions of retirement. • Where Did The Money Go?—Financial considerations • I Don’t Feel So Great—Physical/medical aspects of retirement. • Hey, Look What I Did!—Filling leisure time. Doing nothing may become the hardest thing you’ve ever done. However, thanks to this survival guide, you’ll be able to enjoy the rest of your life.

Most people don't start thinking about retirement until they hit 40, 50 or beyond. But what if making some simple changes in the way we live today gave us the opportunity to retire earlier and more fearlessly than we expect? Even better, what if a way existed to start enjoying life with more peace of mind, happiness and freedom right now? If you're worried about your future and are tired of the rat race that seems to lead nowhere, then rightsizing might be the best way for you to reimagine your life-starting today!What is rightsizing? Rightsizing is the conscious choice to reinvent a lifestyle that more closely fits you and your family in the best possible manner at every stage of life. Rightsizing provides the freedom to let go of the daily grind of just getting by day-in and day-out. So instead of constantly striving toward more and more stuff and trying to keep up with the neighbors, rightsizing avoids unsustainable debt, stress, addiction and competition and allows us to recreate life with meaning and purpose. Rightsizing helps us each design a life that lets us spend our time and resources on whatever is most important to us. And best of all, rightsizing is about discovering what gives our life meaning, makes us smile, and allows us to sleep well and deeply every single night. If you don't have that now, maybe it's time to rightsize your life.Rightsizing-A SMART Living 365 Guide to Reinventing Retirement is a collection of blog posts written by Kathy Gottberg on her blog SMART Living 365.com. These articles address some of her best ideas about the topic and reveal how each of us can discover our own unique version of a life focused on what truly matters.

A practical, fully illustrated guide to planning and enjoying retirement, grounded in psychological research. Retirement can bring immense fulfillment but also can be a source of stress, especially today. Retirement: The Psychology of Reinvention uses psychological research and a unique visual style of infographics and illustrations to provide readers with a retirement roadmap just right for them. Fully illustrated, with constructive advice for all retirees — whatever the age and circumstances — and inspirational guidance from a wealth of sources, Retirement: The Psychology of Reinvention answers all the questions readers are likely to ask at any stage of retirement.

"Dychtwald and Morison offer a brilliant and convincing perspective: an essential re-think of what 'aging' and 'retirement' mean today and an invitation to help mobilize the best in the tidal wave of Boomer Third Agers." —Daniel Goleman, PhD, Author, Emotional Intelligence: Why It Can Matter More Than IQ Throughout 99 percent of human history, life expectancy at birth was less than 18 years. Few people had a chance to age. Today, thanks to extraordinary medical, demographic, and economic shifts, most of us expect to live long lives. Consequently, the world is witnessing a powerful new version of retirement, driven by the power and needs of the Baby Boomer generation. Consumers over age 50 account for more than half of all spending and control more than 70% of our total net worth – yet are largely ignored by youth-focused marketers. How will work, family, and retirement be transformed to accommodate two billion people over the age of 60 worldwide? In the coming years, we'll see explosive business growth fueled by this unprecedented longevity revolution. What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, Ph.D., and author and consultant Robert Morison. It explains how the aging of the Baby Boomers will forever change our lives, businesses, government programs, and the consumer marketplace. This exciting new stage of life, the "Third Age," poses daunting questions: What will "old" look like in the years ahead? With continued advances in longevity, all of the traditional life-stage markers and boundaries will need to be adjusted. What new products and services will boom as a result of this coming longevity revolution? What unconscious ageist marketing practices are hurting people – and business growth? Will the majority of elder boomers outlive their pensions and retirement savings and how can this financial disaster be prevented? What incredible new technologies of medicine, life extension, and human enhancement await us in the near future? What purposeful new roles can we create for elder boomers so that the aging nations of the Americas, Europe, and Asia capitalize on the upsides of aging? Which pioneering organizations and companies worldwide have created marketing strategies and programs that resonate with the quirky and demanding Boomer generation? In this entertaining, thought-provoking, and wide-ranging book, Dychtwald and Morison explain how individuals, businesses, non-profits, and governments can best prepare for a new era – where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.