Ten Commandments Of Financial Happiness

Millions of Americans have turned to Jean Chatzky for financial advice, thanks to her weekly appearances on NBC's Today and her column in Money magazine. Now, in The Ten Commandments of Financial Happiness (published in hardcover as You Don't Have to Be Rich), she analyzes the results of a unique survey in which she questioned 1,500 Americans about their financial attitudes and behaviors. She looks at how much money people actually do need to guarantee a happy, comfortable life. And gets down to the nitty-gritty, isolating behaviors that—if adopted—can significantly improve a life. The results of this proprietary survey—conducted with the help of the Roper Center—are remarkable. Chatzky found that while a certain amount of money buys comfort, money can't make you happy—at least not in the way most people believe it can. But it can make you miserable, if you're managing it wrong. That's why it's time to make a change. In her frank, engaging style, Chatzky explains how to "own your money" to create a happy and comfortable life. She outlines the financial habits of happy people and shows how anyone can be a part of this group, no matter what they earn. Filled with fresh insights and real life examples, The Ten Commandments of Financial Happiness reaffirms that finances don't have to be a source of stress and that living within your means can be extremely rewarding.

Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure. Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires.

This book examines the whole of Scripture as the unfolding marriage covenant between God and his people. The book demonstrates that God's marriage to his people is the central theme of the Bible. Eighteenth-century Reformed pastor Jonathan Edwards captured that perspective when he observed: The creation of the world seems to have been especially for this end, that the eternal Son of God might obtain a spouse . . . to whom he might . . . pour forth all that immense fountain of . . . love and grace that was in his heart and that in this way God might be glorified. This book traces the divine marriage from God's promises to Abraham, to the betrothal covenant that includes the Ten Commandments, to Israel's breaking of the covenant as described by the prophets, to the new covenant in Christ, and finally to the consummation of the divine marriage covenant in Revelation at the wedding of the Lamb. God instituted the marriage of a man and a woman in Genesis 2 to be an image of God's divine marriage with his people. Therefore, it is not a coincidence that both the Gospel and marriage are under attack in our culture. Human marriage cannot be rightly understood apart from the Gospel and the Gospel cannot be fully understood apart from marriage. This book enables Christians, whether single or married, to appreciate in a much fuller way the depth and nature of God's love for his bride. Seeing how the divine marriage defines and shapes human marriage also presents a clearer understanding of the spiritual importance of human marriage, inspiring Christians to pursue marriages that more faithfully reflect God's design. This book proclaims Scripture's message of God's unrelenting, irrevocable love for his bride and invites the church to respond. Susan A. Cyre, MDiv, helped found Presbyterians for Faith, Family and Ministry in 1995 and served as its executive director until 2014. She edited its bimonthly publication, Theology Matters. She has authored numerous articles dealing with biblical truth and its intersection with cultural norms. She and her husband live in Virginia.

You become financially free when you can stop working for money and when money starts working for you. That s financial nirvana and this book shows you how to achieve it. The book takes you on the liberating journey from financial slavery to financial freedom. It contains 10 commandments for wealth creation and wealth preservation which lead to financial freedom. Step-by-step the book helps you fully understand money and its fascinating, elusive behavior, including the best ways to earn, invest, protect, budget, save, spend and multiply your money. It uncovers the unique rules of money and highlights the common financial mistakes which may be stopping you from becoming rich This book boldly challenges and often upturns conventional wisdom. It reveals things about money which you may never even have thought of before. Above all, it gives you the roadmap to be financially free forever

You found the love of your life, and you vowed to have, to hold and to stepmother. You always thought that in time you'd grow to be the perfect, loving family. So why does it seem that the harder you try, the more unappreciated you feel? As a stepmother, therapist and founder of the popular Web site stepsforstepmothers.com, Dr. Rachelle Katz knows all too well how challenging stepmotherhood can be. Based on thousands of in-depth interviews and the latest research, she's created a powerful program to help you: * Alleviate stress and take care of yourself * Bond with your new family * Set and enforce clear boundaries * Get the respect you deserve * Strengthen your relationship

Are you a single mother who worries about your family's financial future? The Everything Guide to Personal Finance for Single Mothers has the savvy financial advice you really need. Packed with helpful tips and sound financial practices, this practical yet inspirational guide leads you on a step-by-step journey to financial independence and security. This guide features tools to help you: Assess current financial health; Set goals near and far; Narrow the wage gap; and conquer debt. From how to get out of debt, establish good credit, and qualify for a mortgage to opening a college fund, planning for retirement, and even starting your own business, The Everything Guide to Personal Finance for Single Mothers is the financial advisor you need to secure your future-and that of your children. Susan Reynolds is a journalist, author, businesswoman, and single mother who handles her own financial affairs, including managing her retirement fund. Robert A. Bexton, CFA, has been an investment analyst since 1999. Currently, he manages $70 million of clients' assets for Moirai Capital Management. He holds the prestigious Chartered Financial Analyst designation and earned a B.A. in Economics from UC Berkeley.