The Easy Way To Be Rich

"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

'Making money is a knack, a knack that can be acquired. And if someone like me can become rich, then so can you - no matter what your present circumstances. Here is how I did it and what I learned along the way.' So writes Felix Dennis, who believes that almost anyone of reasonable intelligence can become rich, given sufficient motivation and application. How To Get Rich is a distillation of his business wisdom. Primarily concerned with the step-by-step creation of wealth, it ruthlessly dissects the business failures and financial triumphs of 'a South London lad who became rich virtually by accident'. Part manual, part memoir, part primer, this book is a template for those who are willing to stare down failure and transform their lives. Canny, infuriating, cynical and generous by turns, How To Get Rich is an invaluable guide to 'the surprisingly simple art of collecting money which already has your name on it'.

Learn J. Paul Getty’s secrets on making money and getting rich in this “excellent How To book from a $$$ and sense man” (Kirkus Reviews). There are plenty of books on making money by men who haven't made much. But if J. Paul Getty, who Fortune magazine called “the richest man in the world,” doesn't know how, who does? Here the billionaire businessman discloses the secrets of his success—and provides a blueprint for those who want to follow in his footsteps. And he goes beyond the matter of making money to the question of what to do with it. “Getty says it: ‘You can be rich.’”—New York Herald Tribune “Aimed at the rising young business executive.”—Albany Times-Union

The accumulated wisdom of the most celebrated motivational writers of all time is distilled into one brief playbook for unlocking the prosperity-power of your mind. Why Not You? This is the guiding question of How to Be Rich. To answer it, this compact book gleans must-read passages, powerful meditations, and tantalizing wealth-building techniques from the collected work of the greatest motivational writers ever. Each chapter in How to Be Rich is short enough to read in a grocery store checkout line-yet powerful enough to challenge years of ingrained, self-limiting thinking. How to Be Rich boils down the cumulative insight of leading self-help and positive-thinking guides into one surprisingly concise rule book for releasing your hidden potential. Chapters include: -To Prosper, Let No One Control You by Christian Larson -What We Are Seeking Is Seeking Us: The Mind as Magnet by Julia Seton -The Immense, Secret Power of Gratitude by Wallace D. Wattles -Why Doing More Work Than We're Paid for Leads to Wealth by Napoleon Hill -In Order to Get, We Must Give by Ralph Waldo Trine -The Power of Meditation by James Allen -Fourteen Steps to Success by Joseph Murphy

Discover the proven path to wealth that anyone can follow... no matter how young you are. When you first start earning your own income, money is often tight and barely enough to cover the necessities. You worry about making rent, affording emergency repairs, or making your debt payments on time. Investing is probably the least of your concerns when you're struggling to meet your day-to-day needs. Why put your money into stocks and bonds that you don't get to use now when there are urgent things you need to take care of? But if you want to become rich and financially secure, investments are the only way to get there. Investing helps you continue to earn money -- even when you're not actively working for it. Eventually, when your investments become large enough, they can generate enough money to cover your living expenses -- no job required. If you want to reach this point by the time you're 30, you will have to take action while you're still in your 20s... the earlier, the better. In How to Get Rich Before 30, you'll learn what it takes to start building and growing wealth, regardless of where you're starting from. Inside, you will discover: How to start investing money now, even if you only have a few dollars to spare How your erroneous beliefs about money are limiting your potential for wealth How to stay motivated and focused on building your nest egg (even when the temptation to splurge strikes) Why you're losing money by keeping it in a savings account The biggest advantage you have as a young adult -- and how to capitalize on it to grow your wealth Small lifestyle changes you can make today to increase the amount you can set aside for investing Beginner-friendly investing methods -- no need to be a finance expert! The #1 investment you need to make that is guaranteed to make a worthwhile return, no matter what happens to the stock market And much more. No matter how much or how little you're earning, setting money aside for investments should be part of your financial habits. Unlike money spent on material things, the money you put into your investments will keep working for you, even when you're no longer working. So don't make your income an excuse for not investing. Instead, make it your best resource to build your wealth on. By taking the small steps towards investing today, your finances will enjoy big leaps in the future. If you want to make the most of your hard-earned money so you won't have to keep working for it forever, then scroll up and click the "Add to Cart" button right now.

"Originally published in 2010 in the United States by London House Press. This edition issued based on the hardcover edition published in 2014 in the United States by Simple Truths, an imprint of Sourcebooks"--Title page verso.

You may not be rich now or in six months, but you can become wealthy if you change your mindset and adopt proven financial strategies that have helped countless others become true millionaires. The book provides the strategies to build your wealth quickly and permanently. There's no need to live frugally to achieve financial freedom in the future. Instead, you should focus on making smart choices based on your personal needs and wants. Of course, you can't avoid spending some money but you'll want to figure out how to put aside funds and accumulate wealth for later years.

There are no secrets to getting rich overnight, but there are some proven systems that can help you get rich. The reality is that everyone has the same opportunity to be rich. Some may face greater obstacles than others. But the opportunity is there for everyone to seize. Have you ever wondered why some people are rich, and others are not? Mostly it’s because of their lifestyle and mindset. Many people spend their entire lives lamenting the situation in which they were born, while others strive every day to change it, and that differentiates us. Also, they still believe in easy money and that everything is a matter of luck. That is why there are still companies that steal money from others by promising to double it in a week. There are still a lot of people that do nothing because they feel that one day “their time will come” and believe that wealthiness is a matter of divine luck. But having money or “financial freedom” is more a matter of habits and effort than “luck or the easy way,” and there are many habits that do not allow you to achieve that goal. It's incorrect to think that you need money to become rich and wealthy. Self-made millionaires start building wealth with things that don't include money. In this book, I'll share with you how to get rich and wealthy without being lucky.