The Financial Diaries
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The Financial Diaries
Author | : Jonathan Morduch,Rachel Schneider |
Publsiher | : Princeton University Press |
Total Pages | : 248 |
Release | : 2017-04-04 |
Genre | : Business & Economics |
ISBN | : 9780691172989 |
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Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
Portfolios of the Poor
Author | : Daryl Collins,Jonathan Morduch,Stuart Rutherford,Orlanda Ruthven |
Publsiher | : Princeton University Press |
Total Pages | : 297 |
Release | : 2009 |
Genre | : Business & Economics |
ISBN | : 9780691148199 |
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In this work, the authors report on the yearlong 'financial diaries' of villagers and slum dwellers in Bangladesh, India, and South Africa. The stories of these families are often surprising and inspiring.
The Financial Diaries
Author | : Jonathan Morduch,Rachel Schneider |
Publsiher | : Princeton University Press |
Total Pages | : 253 |
Release | : 2017-03-27 |
Genre | : Business & Economics |
ISBN | : 9781400884599 |
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What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach. In The Financial Diaries, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save—and they identify the true causes of distress and inequality for many working Americans. We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative—and often costly—coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most. Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.
Living on Little
Author | : Julie Zollmann |
Publsiher | : Unknown |
Total Pages | : 226 |
Release | : 2020-07-15 |
Genre | : Electronic Book |
ISBN | : 1788531175 |
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Living on Little illuminates the many deep and overlooked ways that scarcity shapes the lives of ordinary Kenyans. Drawing on four years of systematic research with nearly 300 low-income families, this book tells a holistic story about how low-income Kenyans optimistically pursue life-long missions to build richer lives--literally and figuratively.
Banking the World
Author | : Robert Cull,Asli Demirguc-Kunt,Jonathan Morduch |
Publsiher | : MIT Press |
Total Pages | : 519 |
Release | : 2021-08-03 |
Genre | : Business & Economics |
ISBN | : 9780262544016 |
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Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.
Diary of a Very Bad Year
Author | : Hedge Fund Manager,n+1,Keith Gessen |
Publsiher | : Harper Collins |
Total Pages | : 343 |
Release | : 2010-06-08 |
Genre | : Business & Economics |
ISBN | : 9780061992407 |
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“Diary of a Very Bad Year is a rarity: a book on modern finance that’s both extraordinarily thoughtful and enormously entertaining.” — James Surowiecki, author of The Wisdom of Crowds “A great read. . . . HFM offers a brilliant financial professional’s view of the economic situation in real time, from September 2007, when problems in financial markets began to surface, until late summer 2009.” — Booklist “n+1 is the rightful heir to Partisan Review and the New York Review of Books. It is rigorous, curious and provocative.” — Malcolm Gladwell A profoundly candid and captivating account of the economic crisis and subprime mortgage collapse, from an anonymous hedge fund manager, as told to the editors of New York literary magazine n+1.
The Great Depression A Diary
Author | : Benjamin Roth |
Publsiher | : PublicAffairs |
Total Pages | : 289 |
Release | : 2009-07-22 |
Genre | : History |
ISBN | : 9781586488376 |
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When the stock market crashed in 1929, Benjamin Roth was a young lawyer in Youngstown, Ohio. After he began to grasp the magnitude of what had happened to American economic life, he decided to set down his impressions in his diary. This collection of those entries reveals another side of the Great Depression—one lived through by ordinary, middle-class Americans, who on a daily basis grappled with a swiftly changing economy coupled with anxiety about the unknown future. Roth's depiction of life in time of widespread foreclosures, a schizophrenic stock market, political unrest and mass unemployment seem to speak directly to readers today.
The Conventional Man
Author | : Robert Alexander Harrison,Osgoode Society for Canadian Legal History |
Publsiher | : University of Toronto Press |
Total Pages | : 708 |
Release | : 2003-01-01 |
Genre | : Biography & Autobiography |
ISBN | : 0802088422 |
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Although unusual in his driving ambitions and his consuming need to accumulate a fortune, Harrison remained in most respects thoroughly conventional and Victorian, and his diary offers unrivalled insights into the voice of the mid-nineteenth century Toronto male.