The Handy Investing Answer Book

Whether you are a novice or budding expert, there is much to consider and know when investing: stocks, bonds, mutual funds, real estate, retirement planning, and tax strategies, just for starters. It can all be difficult and confusing. The Handy Investing Answer Book explains, in plain English, the basics of investing. It offers simple investment strategies; investigates common pitfalls; examines concepts of compounding, portfolios and diversification; traces the history of investing; and offers much more to help everyone make wise decisions. The Handy Investing Answer Book explores a variety of investments and their differences, avoiding poor returns and unnecessary risk, understanding financial markets—and how to prevent banks, mutual fund managers and financial advisers getting rich at your expense. Appreciation, dividends, interest, and inflation all effect the value of investments, and this valuable resource looks at handling them to build a successful portfolio for every stage in your financial life. It goes beyond an and introduction to the subject to breakdown complex concepts and definitions into more than 1,400 easy-to-understand answers, such as: Why is dollar cost averaging a beneficial strategy for investing? What is a home equity loan? What are some of the steps to establishing the right goals for investing? What is diversification? What types of risks could we see if we own individual stocks? When did mutual funds start? What is laddering? A glossary of commonly used terms explains key concepts and financial jargon, and helpful financial tables and charts assist with strategies.

Combining the most current data with a userfriendly format, this timely reference features more than 1,000 answers to questions on personal finance, its history, and managing one's financial life. Providing financial lessons in a fun, approachable way, the book avoids financial jargon and offers facts for everyday life that help readers save money. Questions range from simple to complex—How do I balance my check book? Why do people like to use online banks, and how popular is their use? What is a 401K plan? With financial information suitable for a wide range of ages, this is an ideal source for anyone looking to get a better understanding of personal finances.

What if there were a way to cut through all the financial mumbo-jumbo? Wouldn't it be great if someone could really explain to us-in plain and simple English-the basics we must know about investing in order to insure our financial freedom? At last, here's good news. Jargon-free and written for all investors-experienced, beginner, and everyone in between-The Investment Answer distills the process into just five decisions-five straightforward choices that can lead to safe and sound ways to manage your money. When Wall Street veteran Gordon Murray told his good friend and financial advisor, Dan Goldie, that he had only six months to live, Dan responded, "Do you want to write that book you've always wanted to do?" The result is this eminently valuable primer which can be read and understood in one sitting, and has advice that benefits you, not Wall Street and the rest of the traditional financial services industry. The Investment Answer asks readers to make five basic but key decisions to stack the investment odds in their favor. The advice is simple, easy-to-follow, and effective, and can lead to a more profitable portfolio for every investor. Specifically: Should I invest on my own or seek help from an investment professional? How should I allocate my investments among stocks, bonds, and cash? Which specific asset classes within these broad categories should I include in my portfolio? Should I take an actively managed approach to investing, or follow a passive alternative? When should I sell assets and when should I buy more? In a world of fast-talking traders who believe that they can game the system and a market characterized by instability, this extraordinary and timely book offers guidance every investor should have.

Kids ask the darndest things . . . and here are the answers—all in one helpful book! Anyone who has ever been a kid, raised a kid, or spent any time with kids knows that asking questions is a critical part of growing up. Kids have curious minds and they come up with some very interesting questions. But the truth is adults don't always know the answers. The Handy Answer Book for Kids (and Parents) comes to the rescue. Written with a child's imagination in mind, this easy-to-understand book is a launching pad for curious young minds and a life raft for parents at wits end. It addresses nearly 800 queries with enough depth and detail to both satisfy the curiosity of persistent young inquisitors and provide parents with a secure sense of a job well done. It'll equip every parent for those difficult, absurd, or sometimes funny questions from their kids, such as Is there life on Mars? Do rivers ever dry up? Why are there wars? Is there such a thing as a funny bone? Why do dogs bark? Why is the sky blue? Why do people have to grow old? Why do people speak different languages?

From discovering why every map is distorted to why Rhode Island is called an island even though it?s not, this comprehensive reference simplifies geography in an approachable question-and-answer format. All aspects of the discipline are covered, including physical, economic, political, and cultural geography.

Bridging the gap between the entertainment-focused “pop psychology” on television and the dry academic research that is published in journals, The Handy Psychology Answer Book helps answer why humans do what we do through accurate scientific data presented in a lively, accessible, and engaging way. It covers the fundamentals and explains the psychology behind how people deal with money, sex, morality, family, children, aging, addiction, work, and other everyday issues. Fully revised to reflect the latest scientific research—such as the current DSM-5 (Diagnostic and Statistical Manual of Mental Disorders, published by the American Psychiatric Association); the latest neurobiological theories; and the changing face of marriage—this timely reference has expanded to include information sections on the biology and evolution of emotions; technology and adolescence; bisexuality; optimism; autism; as well as a full section on the law, eyewitness testimony and police shootings. Featuring more than 1,500 answers to questions concerning how the human mind and the science of psychology really work such as: How have other cultures addressed psychological issues? Why was Freud so focused on sex? How can I maintain a healthy brain? Is it normal to argue during marriage? Does religion make people happier? How do we reduce social prejudice?

California is the country's most populous state. The home of the entertainment industry and silicon valley. It's known for its beaches, its redwood forests, and as the “land of fruit and nuts.” Its people, industries, politicians, climate, and allure captivates the world and draws millions of visitors each year. Exploring the state’s fascinating history, people, myths, culture, and trivia, The Handy California Answer Book takes an in-depth look look at this fascinating, quirky, and diverse state. Learn about the original Indigenous peoples, the Spanish explorers, the independence from Spain, the secession from Mexico, the Gold Rush, the building of the Los Angeles Aqueducts, the earthquakes, the water shortages, and much, much more. Tour landmarks, learn about famous sons and daughters, the sports teams, and the unique character of the state through a combination of facts, stats, and history, as well as the unusual and quirky. This comprehensive guide to California answers more than 1,100 intriguing questions, including How did “Eureka!” become the state motto? Why is a grizzly bear on the state flag when no grizzlies exist in California? Was the coast of California ever attacked by pirates? How did Silicon Valley become a center for the high tech industry?

Whether it's called Beantown, The Olde Towne, Titletown, The Cradle of Liberty, The Athens of America, The Puritan City, The City on a Hill, or any of its other obscure or oft-repeated nicknames, Boston has a long and varied history. Its universities and hospitals lead the nation, and its sports teams, politicians, and colloquialisms continue to captivate. Exploring this city’s fascinating history, people, myths, culture, and trivia, The Handy Boston Answer Book takes an in-depth look at one of America's oldest major cities. Learn about the city’s founding by Puritan settlers, the Boston Massacre, the Great Fire, the opening of the T, the busing desegregation strife, the Big Dig, the local sports fanatics, ethnic enclaves, and the surrounding suburbs, notable sons and daughters, and more are all packed into this comprehensive guide to the city of Boston. Through facts, stats, and history, as well as the unusual and quirky, it answers 1,200 fascinating questions, including What cities and towns comprise the “Greater Boston” region? What do Samuel Adams, James Taylor, Benjamin Franklin, and Taylor Schilling have in common? Are “Tonics” and “Whoopie Pies” available at most “Spas”? What do the colored lights on top of the old Hancock signal?