The Mortgage Of The Past

Francis Oakley continues his magisterial three-part history of the emergence of Western political thought during the Middle Ages with this second volume in the series. Here, Oakley explores kingship from the tenth century to the beginning of the fourteenth, showing how, under the stresses of religious and cultural development, kingship became an inceasingly secular institution. “A masterpiece and the central part of a trilogy that will be a true masterwork.”—Jeffrey Burton Russell, University of California, Santa Barbara

Your path to success in the mortgage brokering industry begins with "The Mortgage Agent's Path to Success," a book written by industry professional Joseph J. White. This inspiring book includes Motivate Me!, a vital step in self-motivation that will help you define what success means to you and keep you focused on it every day. Including powerful strategies to grow your business, you'll find this book an invaluable tool in your personal path to success.Joseph J. White has been involved in the mortgage industry over the past 20 years. He began his career as a mortgage agent, and has since held positions of National Sales Manager and VP of Sales with two national mortgage lenders as well as partner at a successful mortgage brokerage. He has owned a mortgage investment corporation (MIC) and been principal broker of a commercial brokerage/lender. Mr. White is currently President of the Real Estate and Mortgage Institute of Canada Inc. (REMIC). He has been involved in the development and delivery of the previous mortgage broker licensing program, (the Financial Services Underwriting or FSU program) through Seneca College since the mid-1990s, as well as the new Mortgage Agent Program (MAP) and Mortgage Broker Program (MBP). He has instructed over 10,000 students and in 2003 won the Excellence Award for teaching and leadership excellence. His textbooks are used in the mortgage agent course and were the standard in the mortgage broker licensing courses through Seneca College. A staunch supporter of the brokerage industry, Mr. White can be contacted at [email protected]

Alan Jablonski, a prominent Southern California consumer rights attorney and California mortgage broker wrote Successfully Navigating the Mortgage Maze because he was appalled by the predatory lending practices and misleading advertising rampant in mortgage industry, today. Years ago, while purchasing their home, he and his wife experienced, first hand, deceptive practices. Successfully Navigating the Mortgage Maze, a borrower's guide, presents 30 rules and a step-by-step interview process, borrowers can use to weed out dishonest lenders and brokers, ensuring they get the loan they were promised. In an easy to read format, Alan guides the borrower through the loan process, demystifying loan terminology and pointing out the traps and pitfalls in negotiating a home mortgage. Successfully Navigating the Mortgage Maze also contains resources and tools for borrowers to use to identify the true cost of their loan. Alan has incorporated the contents of this guide into a compelling live presentation. Also, for a nominal fee, his organization will review reader's loan documents, spelling out the interest rate, total fees (including hidden fees) and whether or not a loan has a prepayment penalty. To schedule a "Successfully Navigating the Mortgage Maze" seminar or have your loan documents reviewed, visit www.mortgage-maze.net.

Beginning with a theoretical analysis of housing finance in the context of housing markets and financial intermediation generally, the authors then analyse, drawing on international experience, each of the main types of housing finance system: informal, deposit taking, contract and mortgage bank. Various aspects of the market are covered using examples drawn from the UK and elsewhere, including the regulatory framework, contemporary developments and securitization and secondary markets. Critical public policy issues, such as housing and the real economy, and housing subsidies, are analysed in detail. Finally the authors examine the future for housing and the housing finance market.

Special edition of the Federal Register, containing a codification of documents of general applicability and future effect ... with ancillaries.