The Rise And Fall Of Global Microcredit
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The Rise and Fall of Global Microcredit
Author | : Milford Bateman,Stephanie Blankenburg,Richard Kozul-Wright |
Publsiher | : Routledge |
Total Pages | : 325 |
Release | : 2018-10-09 |
Genre | : Business & Economics |
ISBN | : 9781351856881 |
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In the mid-1980s the international development community helped launch what was to quickly become one of the most popular poverty reduction and local economic development policies of all time. Microcredit, the system of disbursing tiny micro-loans to the poor to help them to establish their own income-generating activities, was initially highly praised and some were even led to believe that it would end poverty as we know it. But in recent years the microcredit model has been subject to growing scrutiny and often intense criticism. The Rise and Fall of Global Microcredit shines a light on many of the fundamental problems surrounding microcredit, in particular, the short- and long-term impacts of dramatically rising levels of microdebt. Developed in collaboration with UNCTAD, this book covers the general policy implications of adverse microcredit impacts, as well as gathering together country-specific case studies from around the world to illustrate the real dynamics, incentives and end results. Lively and provocative, The Rise and Fall of Global Microcredit is an accessible guide for students, academics, policymakers and development professionals alike.
Microcredit Meltdown
Author | : Crystal Murphy |
Publsiher | : Rowman & Littlefield |
Total Pages | : 298 |
Release | : 2018-12-03 |
Genre | : Political Science |
ISBN | : 9781498577397 |
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Established to help people jump start their lives and economy after over a half century of conflict, the South Sudanese microcredit sector collapsed in 2012 to the detriment of some 80,000 participants. This book is an account of the ambitious launch and premature downfall of the Southern Sudanese microcredit industry.
Why Doesn t Microfinance Work
Author | : Milford Bateman |
Publsiher | : Zed Books Ltd. |
Total Pages | : 261 |
Release | : 2010-06-10 |
Genre | : Business & Economics |
ISBN | : 9781848138957 |
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Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.
A War on Global Poverty
Author | : Joanne Meyerowitz |
Publsiher | : Princeton University Press |
Total Pages | : 328 |
Release | : 2023-06-13 |
Genre | : Business & Economics |
ISBN | : 9780691250281 |
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A history of US involvement in late twentieth-century campaigns against global poverty and how they came to focus on women A War on Global Poverty provides a fresh account of US involvement in campaigns to end global poverty in the 1970s and 1980s. From the decline of modernization programs to the rise of microcredit, Joanne Meyerowitz looks beyond familiar histories of development and explains why antipoverty programs increasingly focused on women as the deserving poor. When the United States joined the war on global poverty, economists, policymakers, and activists asked how to change a world in which millions lived in need. Moved to the left by socialists, social democrats, and religious humanists, they rejected the notion that economic growth would trickle down to the poor, and they proposed programs to redress inequities between and within nations. In an emerging “women in development” movement, they positioned women as economic actors who could help lift families and nations out of destitution. In the more conservative 1980s, the war on global poverty turned decisively toward market-based projects in the private sector. Development experts and antipoverty advocates recast women as entrepreneurs and imagined microcredit—with its tiny loans—as a grassroots solution. Meyerowitz shows that at the very moment when the overextension of credit left poorer nations bankrupt, loans to impoverished women came to replace more ambitious proposals that aimed at redistribution. Based on a wealth of sources, A War on Global Poverty looks at a critical transformation in antipoverty efforts in the late twentieth century and points to its legacies today.
Theories of Change
Author | : Karen Wendt |
Publsiher | : Springer Nature |
Total Pages | : 503 |
Release | : 2021-05-07 |
Genre | : Business & Economics |
ISBN | : 9783030522759 |
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Today, it has become strikingly obvious that companies no longer operate in an environment where only risk return and volatility describe the business environment. The business has to deal with volatility plus uncertainty, plus complexity and ambiguity (VUCA): that requires new qualities, competencies, frameworks; and it demands a new mind set to deal with the VUCA environment in investment, funding and financing. This book builds on a new megatrend beyond resilience, called anti-fragility. We have had the black swan (financial crisis) and the red swan (COVID) - the Bank for International Settlement is preparing for regenerative capitalism, block chain based analysis of financial streams and is aiming to prevent the “Green Swan” – the climate crisis to lead to the next lockdown. In the light of the UN 17 Sustainable Development Goals, what is required, is Theories of Change. Written by experts working in the fields of sustainable finance, impact investing, development finance, carbon divesting, innovation, scaling finance, impact entrepreneurship, social stock exchanges, alternative currencies, Initial Coin Offerings (ICOs), ledger technologies, civil action, co-creation, impact management, deep learning and transformation leadership, the book begins by analysing existing Theories of Change frameworks from various disciplines and creating a new integrated model – the meta-framework. In turn, it presents insights on creating and using Theories of Change to redirect investment capital to sustainable companies while implementing the Sustainable Development Goals and the Paris Climate Agreement. Further, it discusses the perspective of planetary boundaries as defined by the Stockholm Resilience Institute, and investigates various aspects of systems, organizations, entrepreneurship, investment and finance that are closely tied to the mission ingrained in the Theory of Change. As it demonstrates, solutions that ensure the parity of profit, people and planet through dynamic change can effectively address the needs of entrepreneurs and business. By exploring these concepts and their application, the book helps create and shape new markets and opportunities.
Handbook on Alternative Global Development
Author | : Franklin Obeng-Odoom |
Publsiher | : Edward Elgar Publishing |
Total Pages | : 389 |
Release | : 2023-11-03 |
Genre | : Social Science |
ISBN | : 9781839109959 |
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Challenging the dominant and mainstream views in global development, this pioneering Handbook questions the entirety of the development process in order to outline holistic political economies of development, discontents, and alternatives.
Capitalism and Economic Crime in Africa
Author | : Jörg Wiegratz |
Publsiher | : Taylor & Francis |
Total Pages | : 568 |
Release | : 2024-06-21 |
Genre | : Social Science |
ISBN | : 9781040047262 |
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This book offers a comprehensive analysis of economic crimes and market ‘irregularities’, including matters of trickery, parallel economy, illicit trade, economies of violence and criminalisation of the poor in neoliberal Africa. It investigates economic crime as a phenomenon of neoliberal reform and transformation, and it unpacks crime as a societal – and particularly as a political-economic – phenomenon under capitalism. The book brings together a collection of research articles, briefings and updated blog posts that were published over a period of nearly 40 years (1986–2023), in the acclaimed journal Review of African Political Economy (ROAPE) and on its website roape.net. Featuring contributions from leading experts in the field, including a foreword by Yusuf K. Serunkuma and an afterword by Laureen Snider, this volume explores what these crimes have to do with, and can tell us about, state-business relations, regulation, capitalist transformation, and the corporation on the continent, shedding light on the co-production of the crimes by a range of actors from the realms of business, politics, state and international development, including major reform advocates such as international financial institutions (IFIs) and other donors. It responds to the imperative to advance the analysis of the link between capitalism and crime in Africa and to locate capitalism more centrally in the analysis of economic crimes, as more African countries move from being societies with capitalism to capitalist societies. Illustrating the relevance of African countries to debates in criminology, corporate crime, state crime, crimes of the powerful and illegality, this volume engages with and mobilises a variety of literatures to analyse economic crimes as phenomena of global and local capitalism and provides readers from academia, government, business, media, civil society and education a striking source of information and analysis.
Handbook of Social Policy and Development
Author | : James Midgley,Rebecca Surender,Laura Alfers |
Publsiher | : Edward Elgar Publishing |
Total Pages | : 512 |
Release | : 2019 |
Genre | : Social Science |
ISBN | : 9781785368431 |
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The Handbook of Social Policy and Development makes a groundbreaking, coherent case for enhancing collaboration between social policy and development. With wide ranging chapters, it discusses a myriad of ways in which this can be done, exploring both academic and practical activities. As the conventional distinction between ‘developed’ and ‘developing’ countries becomes increasingly blurred, this Handbook explores how collaboration between social policy and development is needed to meet global social needs.