Understanding Affordability

For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists – and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today’s most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.

For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists – and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today’s most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.

For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists - and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today's most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.

From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.

Urban and regional planning is increasingly central to public policy in Australia and internationally. As cities and regions adapt to profound economic, societal and technological shifts, new urban and environmental problems are emerging - from inadequate systems of transport and infrastructure, to declining housing affordability, biodiversity loss and human-induced climate change. Australian urban land use planning provides a practical understanding of the principles, processes and mechanisms for strategic and proactive urban governance. Substantially updated and expanded, this second edition explains and compares the legislation, policy- and plan-making, development assessment and dispute resolution processes of Australia's eight state and territorial planning jurisdictions as well as the changing role of the Commonwealth in environmental and urban policy. This new edition also extends the coverage of planning practice, with a new chapter on planning for climate change, a more detailed treatment of planning for housing diversity and affordability, and a comprehensive analysis of the New South Wales planning system and its evolution over the last 30 years. Nicole Gurran is an associate professor in the Urban and Regional Planning Program at the University of Sydney. Her research focuses on comparative planning approaches to housing, ecological sustainability and climate change. Prior to joining the University of Sydney, she practised as a planner in several state government roles, focusing on local environmental plan-making, environmental management and housing policy. She is on the Executive Board of the International Urban Planning and Environment Association.

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