Your Best Friend S Guide To Cash

You might be on 'the right side of 40', and yet, financially you feel about fourteen. By now, you should be rolling in the dough, but it feels like you're drowning in debt. This isn't how being "a grown up" was supposed to be. How will you ever get on the property ladder if you can't even make more than the minimum payment on your credit card? Will you live like a pauper when you're old and grey because student loans and sky-high rents mean you can't afford to pay into a pension? One thing is for sure, money may not buy you happiness, but from where you're standing, it sure could buy you a few things that would put a smile on your face - a flat would be nice come to think of it. So what are you going to do about it? Do you want to spend your life in financial turmoil? When Kara Gammell first came to the UK from her native Canada at 23, financially, she was a disaster. After five years of fun at uni, she couldn't manage being paid monthly, certainly didn't know what an overdraft was (or why the cashpoint swallowed her debit card) and at one point was so skint she actually cashed in her Oyster card for the £2 deposit. But Kara took control of her money and turned her cash crisis around. By the age of 28, she was out of an overdraft, had become an award-winning financial journalist and became a homeowner (independent of the bank of mum and dad to boot) - but most importantly, she was no longer living life on the breadline or on the brink of a financial disaster. In this practical and witty guide, Kara explains how whether you are struggling to make ends meet or trying to buy your first home - taking control of your finances can change your life. With clear and straightforward advice on everything from cutting credit card debt to getting more from your money at the supermarket, Kara shares her tried and tested tips so that you have all you need to get it right - the first time. Kara soon learned from her mistakes, and now you can too.

Many women experience money as a source of sadness, jealousy, anger, resentment, confusion, or worry. They want to be responsible, but feel out of control with their money. They work so hard to earn it, but there never seems to be enough. In Girlfriends' Guide to Money, authors Lucinda Atwood, Ann Leckie, and Marina Glass show women how to develop a great relationship with money in order to live happily and fully. With humor and personal anecdotes, and in easily accessible language, they provide the tools to help women to change their unhealthy and negative thoughts about money. Girlfriends' Guide to Money teaches women how to clarify their personal values, develop their own financial goals and action plans, and spend and save in alignment with those values. In addition, financial experts provide their advice on topics such as starting a new job, disability, job loss, and bankruptcy. The Girlfriends' Guide to Money is not about budgeting or deprivation. It is about thoughtfully aligning saving and spending with personal values. With clear values, women can set financial goals and action plans that fit like a well worn pair of jeans so they can be successful on their own terms.

Women everywhere are looking for solutions to their family's needs to schedule and plan events, control their budget, and become more environmentally friendly. This is the book to do it.

What Exactly Do You Want out of Life? Most people would say something like, “I want to be happy and have a lot money,” it’s so ubiquitous that it doesn’t mean much. Here is a more interesting question, a question perhaps you’ve never considered before , Can we be happy with no or very little money? Why are we so obsessed with money? Because that seems to be a greater determinant of how our lives turn out. Money can only buys a certain kind of happiness We’ve all heard the saying “money can't buy happiness”, but what does it actually mean? We often think that if we have all the money to buy the things that we want, take a dream vacation, and live in our dream home, then we’ll finally be happy. However, money comes from working. We often have to work enough to earn a high income and that often associated with long work hours, and with very little time to spend with loved ones and doing activities that we enjoy. This lack of time can have a negative impact on social relationships, and with less time to spend the extra money, this can actually make us more miserable. The truth is that you can have all the money but we can't buy the escape out of an illness. Most of us are not aware of it when we are healthy, because we are so busy doing our daily chores and as time goes by, we forget what is important for us and that have all kinds of negative consequences to our psychological well-being. In This Book, You Will Discover.. • The Connection Between Money, Values and Priorities • Undisclosed Clues from People Who have Gone before us • Top Nine Regrets of Patients that are at the end of their Life • Power of Reframing - a Skill that will Serve you a Life Time • The Truth about Happiness – Spending Alignment • The One Thing that you have to Focus on if you want to be Happy Grace will teach you how to shift your beliefs about money, using the power of reframing, and how to spend in line with your values, so you can spend money and feeling happy and fulfilled about yourself. Would You Like To Know More? Scroll to the Top and Download Now

Previously published as part of MONEY GIRL'S SMART MOVES TO GROW RICH Tired of worrying about your financial situation but aren't sure what to do or where to start? Stop stressing! No matter how much you earn (or how much you owe) you can take control of your money—and it won't be nearly as hard as you think. Millions of people already benefit from the expert advice Laura D. Adams dispenses in her weekly Money Girl podcast and know firsthand that little changes can lead to big rewards. Laura doesn't tell you what you can and can not buy with your own hard-earned money; instead, she gives you guidance, tips, and tricks you need to make the most of it by finding out how to: - Assess your current financial situation and set achievable, realistic goals - Get out of debt faster—and stay out for good - Manage your 401(k) or Roth IRA like a pro - Use the most up-to-date technology to make managing your money much easier -And much more!

Hey, girlfriend! Would you just die if your best friend moved away? Or what if that guy chatting you up in science class turns out to have a crush on your pal and not you? Are you fighting with a friend because she is constantly breaking plans with you to hang with her “cooler” buddies? Do you wish you could come up with more creative ways to spend time with your friends that don’t involve shopping, or watching television? Well, if you are like most girls, your friends are the most important people in the world and you can’t imagine life without them—even when they are working your last nerve. In The Girls’ Guide to Friends, relationship expert Julie Taylor gives you the inside scoop on creating real friendships that will last. Filled with the wisdom of a cool big sister who truly understands your feelings, The Girls’ Guide to Friends offers advice on making the most of the time you spend with your friends, and how to deal with tough issues, too. With a quiz at the end of every chapter, The Girls’ Guide to Friends will help you realize your true friend potential with insightful questions like: * Are you a friend magnet or a push-away pal? * Do you resort to the silent treatment or go ballistic when a friend makes you mad? * Are you a wild child who loves a huge bash or do you prefer sleepovers with only your closest pals? Celebrate the amazing power of friendship with The Girls’ Guide to Friends as your guide and become the best pal you can be.

Inspired by an episode of The Oprah Winfrey Show on personal finance, the Smart Cookies, five dynamic young women who weren't always so savvy about money, formed a "money club," and together developed strategies for turning their financial lives around - without surrendering their sanity or their social lives. In this guide, the Cookies demonstrate how women of all ages can achieve financial security. They share their own stories, offer easy-to-follow steps, and lay out simple plans for meeting any goal, whether it's eliminating debt, making good investments, becoming a smart spender or saving up for a big-ticket purchase. The Smart Cookies' Guide to Making More Dough invites every reader to become "the sixth cookie," to take control of their financial lives and have fun doing it. From the Hardcover edition.