Before Babylon Beyond Bitcoin

Technology is changing money: it has been transformed from physical objects to intangible information. With the arrival of smart cards, mobile phones and Bitcoin it has become easier than ever to create new forms of money. Crucially, money is also inextricably connected with our identities. Your card or phone is a security device that can identify you – and link information about you to your money. To see where these developments might be taking us, David Birch looks back over the history of money, spanning thousands of years. He sees in the past, both recent and ancient, evidence for several possible futures. Looking further back to a world before cash and central banks, there were multiple ‘currencies’ operating at the level of communities, and the use of barter for transactions. Perhaps technology will take us back to the future, a future that began back in 1971, when money became a claim backed by reputation rather than by physical commodities of any kind. Since then, money has been bits. The author shows that these phenomena are not only possible in the future, but already upon us. We may well want to make transactions in Tesco points, Air Miles, Manchester United pounds, Microsoft dollars, Islamic e-gold or Cornish e-tin. The use of cash is already in decline, and is certain to vanish from polite society. The newest technologies will take money back to its origins: a substitute for memory, a record of mutual debt obligations within multiple overlapping communities. This time though, money will be smart. It will be money that reflects the values of the communities that produced it. Future money will know where it has been, who has been using it and what they have been using it for.

Money is changing and this may mean a new world order. David Birch sets out the economic and technological imperatives concerning digital money, and discusses its potential impact. Tensions will inevitably arise: between old and new, between public and private, and, most importantly, between East and West. This book contributes to the debate that we must have to shape the International Monetary and Financial System of the near future.

After over a decade of Bitcoin, which has now moved beyond lore and hype into an increasingly robust star in the firmament of global assets, a new and more important question has arisen. What happens beyond Bitcoin? The answer is decentralised finance - 'DeFi'. Tech and finance experts Steven Boykey Sidley and Simon Dingle argue that DeFi - which enables all manner of financial transactions to take place directly, person to person, without the involvement of financial institutions - will redesign the cogs and wheels in the engines of trust, and make the remarkable rise of Bitcoin look quaint by comparison. It will disrupt and displace fine and respectable companies, if not entire industries. Sidley and Dingle explain how DeFi works, introduce the organisations and individuals that comprise the new industry, and identify the likely winners and losers in the coming revolution.

Digital currencies are a fairly new phenomenon brought about by the spectacular rise of the internet. While Bitcoin is the most famous, there are numerous other digital currencies—from Amazon Coin to Zetacoin. Beyond Bitcoin explores the economic forces underlying the design of their features and their potential. Halaburda and Sarvary argue that digital currencies are best understood by considering the economic incentives driving their creators and users. The authors present a framework that will allow systemic analysis of this dynamic environment and support further discussion of the design of digital currencies' features and the competition in the market.

Cryptocurrency is now the investment choice for anyone thanks to its high returns. Bitcoin, Ethereum, Ripple, Cardano, and other crypto coins provide more than 200% returns over a year for investors. Many cryptocurrency investors are usually inclined towards Bitcoin due to its popularity. However, different alternative coins can make you successful and can help you create financial stability. This book acts as a guide for investors looking forward to investing in cryptocurrencies other than Bitcoin. This book will also help beginners understand Bitcoin and the concept of blockchain to help make their efficient financial decisions. Alternative cryptocurrencies are the future of the investing world, and with an increase in decentralized applications, the popularity of these cryptocurrencies will likely increase. What are you going to learn in this book? ● Understanding different financial instruments ● Blockchain and Bitcoin in simple words ● Different trading strategies for a cryptocurrency investor ● Detailed fundamental analysis to judge the value of an asset ● Understanding Ethereum and smart contracts ● Cardano and Polkadot ● The future of cryptocurrency ● Ten cryptocurrencies that are in the early stages ● Non-fungible tokens ● Initial coin offering ● Risks for a crypto investor And a lot more. What are you waiting for? This is the book that can help you understand the blockchain ecosystem in detail. Click on the Buy button and enter the world of cryptocurrency.

Britain invented the modern industrial city in the nineteenth century. But by the late 20th century most British cities had become basket cases. Today London overshadows the rest of the country, as the UK's only 'world city'. No other large country is anything like as economically and politically centralized. This concentration of power damages Britain's economy and fuels the sense of discontent felt by the millions of people for whom the capital seems like another planet. Yet it is cities that are fuelling economic growth around the world. Mike Emmerich looks at the DNA of cities and how it expresses itself in their institutions, governance, public services, religion and culture. He argues that the UK needs a devolutionary ratchet, allowing major cities the freedom to seek devolution of any area of public spending that is not inherently national in nature (such as defence). Cities should have powers to raise some of their own taxes including business, property and sales based taxes and to increase them. He calls for sustained investment in transport and infrastructure, and also training. An innovation-centric industrial policy would also have an emphasis on the social fabric of cities and - crucially - their institutions.

This book addresses emerging issues resulting from the integration of artificial intelligence systems in our daily lives. It focuses on the cognitive, visual, social and analytical aspects of computing and intelligent technologies, highlighting ways to improve the acceptance, effectiveness, and efficiency of said technologies. Topics such as responsibility, integration and training are discussed throughout. The book also reports on the latest advances in systems engineering, with a focus on societal challenges and next-generation systems and applications for meeting them. The book is based on two AHFE 2019 Affiliated Conferences – on Artificial Intelligence and Social Computing, and on Service, Software, and Systems Engineering –, which were jointly held on July 24–28, 2019, in Washington, DC, USA.