Beyond Microfinance
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Beyond Microfinance
Author | : Mario B. Lamberte |
Publsiher | : Asian Development Bank |
Total Pages | : 260 |
Release | : 2006 |
Genre | : Agricultural credit |
ISBN | : 9789715616058 |
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V.2 on CD-ROM includes: Rural finance in Azerbaijan -- Rural finance in Kazakhstan -- Rural finance in Kyrgyz Republic -- Rural finance in Mongolia -- Rural finance in Tajikistan -- Rural finance in Uzbekistan.
Beyond Micro credit
Author | : Thomas Fisher,M. S. Sriram |
Publsiher | : Oxfam |
Total Pages | : 396 |
Release | : 2002 |
Genre | : Business & Economics |
ISBN | : 0855984880 |
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Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
Beyond Ending Poverty
Author | : Shahidur R. Khandker,M.A. Baqui Khalily,Hussain A. Samad |
Publsiher | : World Bank Publications |
Total Pages | : 280 |
Release | : 2016-07-20 |
Genre | : Business & Economics |
ISBN | : 9781464808951 |
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The recent past has witnessed phenomenal growth in MFIs around the world. Today as many as 200 million people are beneficiaries of microfinance. Given its worldwide attention, microfinance has received serious criticism, including the argument that it is a fad with less-than-expected benefits for the poor. Surely, microfinance is not without any pitfalls. Yet the premise of improving access to financial services for consumption smoothing by the poor has never been a subject of controversy. What has been controversial is whether microfinance can alleviate poverty. That the poor lack an effective and affordable alternative financing mechanism to support income generation does not necessarily mean microfinance is a panacea since it involves entrepreneurial skills, which many poor lack. It is little wonder that studies evaluating the benefits of microfinance have produced conflicting results. Of course, study findings are contextual: They are positive in conducive environments and less so in unfavorable ones. Microfinance must be distinguished from anti-poverty schemes (e.g., conditional cash transfers) because benefits from microfinance-supported activities, which involve participants’ entrepreneurial skills and ability, take time to realize. This book using household long panel survey of 1991/92-2010/11 from Bangladesh addresses some of criticisms—including whether pushing microfinance has made it redundant as a tool for poverty reduction—while investigating whether it still matters for the poor after two decades of extensive growth. The book’s findings confirm the positive effects of continued borrowing from a microfinance program. Despite a manifold increase in microfinance borrowing, loan recovery has not declined and long-term borrowers are not trapped in poverty or debt. Interest rates charged by MFIs are not too high for realizing returns on investment, although the MFIs have scope for lowering them. The book is expected to contribute to the ongoing debate on the cost-effectiveness of microfinance as a tool for inclusive growth and development. It is expected to fill knowledge gaps in understanding the various virtues of microfinance against its portrayal as having drifted from its original poverty-reduction mission.
Beyond the crises Zimbabwe s prospects for transformation
Author | : Murisa, Tendai,Chikweche, Tendai |
Publsiher | : Weaver Press |
Total Pages | : 423 |
Release | : 2015-12-01 |
Genre | : Political Science |
ISBN | : 9781779222855 |
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Over the past years, few African countries have been the focus of discussions and analyses generating a vast array of literature as much as Zimbabwe. The socioeconomic and political crises since the turn of the century have deeply transformed the country from the ideals of a vibrant freshly independent nation just two decades earlier. These transformations have necessitated the call for the restructuring of Zimbabwean society, polity, and economy. But this literature remains exclusively within the realm of academic thinking and theorising, with no concerted effort to move beyond this by explicitly drawing out the policy implications. Beyond the Crises: Zimbabwe's Prospects for Transformation is a welcome addition to the academic and policy literature with a much broader and all-embracing focus in terms of policy interventions. By focusing on different aspects of social and economic justice, Murisa and Chikweche go beyond initiating a broad discussion on these two key pillars of human development with a view to suggesting possible future directions of practical solutions and policy development for the attainment of inclusive social and economic justice for Zimbabweans.
Financial Inclusiveness of the Poor Beyond Microfinance
![Financial Inclusiveness of the Poor Beyond Microfinance](https://youbookinc.com/wp-content/uploads/2024/06/cover.jpg)
Author | : Abdul Ghafar Ismail,Abdelrahman Elzahi Saaid Ali |
Publsiher | : Unknown |
Total Pages | : 400 |
Release | : 2018 |
Genre | : Economics |
ISBN | : 967418399X |
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Value Chain Finance
Author | : Lucian Peter Christoph Peppelenbos,International Institute of Rural Reconstruction |
Publsiher | : Kit Pub |
Total Pages | : 0 |
Release | : 2010 |
Genre | : Agriculture |
ISBN | : 946022055X |
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Value Chain Finance is a solution to such dilemmas.
Beyond the Enclave
Author | : Godfrey Kanyenze,Timothy Kondo |
Publsiher | : African Books Collective |
Total Pages | : 548 |
Release | : 2011-07-26 |
Genre | : Business & Economics |
ISBN | : 9781779221605 |
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Beyond the Enclave sets out to unravel the contradiction of a country, Zimbabwe, where a rich, diverse resource base co-exists with endemic poverty. One reason lies in the colonial economy, which was predicated on an ideology of white supremacy, creating an enclave formal economy employing one-fifth of the labour force. Yet over three decades after independence, the non-formal segment has become even more entrenched. This book assesses Zimbabwes economy through three main phases: 1980-90 when a strong social policy framework proved difficult to sustain due to erratic growth, and 1991-96, when structural adjustment demanded a market-driven approach to development. The third phase is characterized by crisis-management leading to policy inconsistencies and reversals. Not surprisingly, such incoherence saw the economy descend into hyperinflation and paralysis in 2007-2008, leading to the signing of the Global Political Agreement in September 2008. In the absence of formal dollarization, economic recovery after the adoption of the multi-currency regime has remained fragile, leaving an estimated 70 per cent of the population outside the banking system. This has further entrenched uneven (enclave) growth as the economy remains locked in a low-income poverty trap. There is a need to facilitate transition towards formality to promote decent jobs. Furthermore, a strategic, developmental role for the state in the economy is now widely recognized as vital for development. Beyond the Enclave argues for a new approach to development in Zimbabwe based on pro-poor and inclusive strategies, which will contribute to the well-being of all of its citizens and wise stewardship of its resources. It offers suggestions on policy formulation, implementation, monitoring and evaluation in all sectors, designed to promote inclusive growth and humane development.
Microfinance in India
Author | : Tara S. Nair |
Publsiher | : Taylor & Francis |
Total Pages | : 136 |
Release | : 2018-10-24 |
Genre | : Business & Economics |
ISBN | : 9781317324515 |
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This volume presents a comprehensive analysis of microfinance initiatives in India. Through substantive field research and case studies ranging across the country, it examines Indian microfinance within its distinct socio-economic realities — the role of women, financial inclusion, rural entrepreneurship, and innovation — its interactions with multiple institutions, the challenges, as well as future directions.