Budget Your Goals Not Your Silver

When the author purchased a property in the mountains, he daydreamed about owning a large tract in the area. On reflection, he asked himself, What will I do with it? Without a use, the land would have no value. This insight showed him that the value of the land depended on the objective for which the land would be used, not some other person’s opinion of its value. As a result, when he studied economics in college, he questioned the basic definition of an economic transaction. Rather than finding that that transaction was an exchange of currency for goods and services, he found that the basic transaction in economics was the use of a resource for accomplishing an objective. This enabled him to look at economies where money was not used. The title of this book, Budget Your Goals Not Your Silver, is the result. Car salesmen are taught not to sell cars but what the cars will be useable for. The real estate agent must sell what the house can be used for and not the house itself. Cash economies must use data, and data is not available unless there is a unit of measurement, but the process of obtaining what is needed is not limited to cash economies. This book discusses the process of economies. As essential as economic studies are, valid economic studies must use data. But understanding the process goes beyond that study.

Saving money and cutting down on spending always sounds easier than it is to do. To doit properly and take full control, you need to get truly organised and track everything. This 12 month budget planner will help you do exactly that! The My Budget Planner will guide you and help you track the amount of money coming in and compare this to the money going out. It will also help you to notice any trends in your spending and saving. If you want to take control of your money, this detailed budget planner will help you! This is not only a money saving book that allows you to track your saving goals, but it is a bill organizer and expenses tracker. With this personal budget planner, you will be able to: Set a money saving goal for the year ahead. Detail all your bills, when they are due and how much they are. Easily compare your income and out goings. Track what you spend daily and notice things to cut down on. Get used to using a weekly and monthly budget planner to get organised. Conduct three-monthly reviews to see how things are going. Note down one-off expenses and treats, as well as ongoing expenses.

“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

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If you’re concerned about the value of your money keeping up with runaway inflation, this book is for you. It is written in an easy-to-read, step-by-step format that offers solid advice for making and managing money. It includes an analysis of the psychological attributes of the wealthy, along with a job aptitude analysis and financial evaluation. One chapter is devoted to successful stock market investing. And it will reveal the one true secret for building wealth in the 21st century. Whether you are eighteen or eighty-one, The Secret of Money will help you navigate today’s complex economy.

If you have a debt problem or have a tendency to spend compulsively and need a solution in order to gain back control on your finances and reach your financial goals faster, read more... Our financial health directly impacts our physical and mental health. This core issue of our material lives often goes unaddressed until it's too overwhelming to live with. The fact that talking about money is taboo in a culture obsessed with its accrual is the number one sign that our relationship to finances is toxic. If an alcoholic refused to admit there was a problem, what hope would there be for their recovery?The good news is that financial recovery is not only possible but guaranteed if you are able to address the internal issues that have led you into debt, fear, stress, or despair about your future. The Minimalist Budget will guide you through the core concepts of applying simplicity to your lifestyle to reap financial recovery and rewards. With easy-to-follow steps, each chapter includes Quick Start Action Steps that will help you:* Help identify your authentic values and goals to define your budget;* Reviewing your current financial health without judgment;* Create short-term and long-term budgeting solutions to keep you on track;* Address issues of debt and remove the social stigma of fear and guilt;* Normalize your financial situation and see how others have recovered from even more extreme obstacles;* Discover your hidden and overlooked resources;* Create an emergency fund;* Offer debt paying solutions that fit your situation including the Snowball method;* Shifting your mindset to the power of the Minimalist Budget lifestyle;* Uncovering the joy of freeing yourself from the cycle of try, buy, and let it lie;Other benefits of owning the book:* Separating emotions from your spending;* Plan for large expenses; and* Stay motivated and prepared for the daily hurdles that will inevitably come up.As soon as you read through the direct Quick Start Action Steps provided for each money saving area covered, you will want to jump up and put them into your daily workflow. The difference between financial health and financial stress is empowerment. Do not blame yourself if checking your bank account or opening a bill in the mail brings an onslaught of negative feelings. The missing puzzle piece when these feelings come up is not realizing you have all the tools necessary to manage your financial life. "Minimalist Budget" delivers on its promise of giving you the simple to use tools to take you from feeling helpless to owning your life today. Do not underestimate the power you have to take control of your finances. Your personal prosperity awaits.Take action now and reach your financial goals today by clicking on the "Add To Cart" button of the book's product page.

Introduction I still remember the first time I heard about Vickies stroke. My husband and I were on a mission trip in Florida, working with an international Bible translation team. Emails began to pop up on my computer screen with fragmentary pieces of information from home. Vickies dogs had been viciously attacked by neighborhood dogs and were in emergency surgery. Vickie asked us to pray for the recovery of her precious pets. Then the news got dramatically, unbelievably worse. Vickie herself had had a major stroke and the prognosis was not good, recovery uncertain. Information was suddenly sparse from the hospital as John and we (my husband and I) waited for the medical tests and for time to give us some idea of what was ahead for Vickie. It had been only the previous Sunday that John and Vickie had done another of their beautiful choral duets at our home church. It was less than six months since we had celebrated with John and Vickie at their wedding and reception. Vickie was too young to have a stroke. John and Vickie had just begun a new life together after suffering through broken relationships in both of their pasts. How could God allow such a thing to happen to such a couple? As I worked on the sermon I was to deliver back home the next Sunday, projected to be on the joy of the Lord, I was seized with doubts. Could I proclaim this joy with such a heavy heart? Could the congregation receive the promise of joy as we wept and waited and prayed? It was John Shermans blog that showed us the way. He began to chronicle the medical, emotional, and spiritual struggles that Vickie and he were experiencing, beginning that very first day. He drew on his deep knowledge of the scriptures. As time passed and events unfolded, John listened and considered and reflected on the painful times and the hopeful times, the frustrations with medical and insurance problems as well as the unexpected joys of love and service received from friends and hospital staff. His words and Vickies indomitable spirit through very difficult circumstances drew an ever-increasing Facebook audience, with dozens of people near and far uplifted and encouraged by their endurance and trust in the Lord. Johns eloquence in expressing all of these realities was something seldom seen on social media, something that seemed truly inspired by the Holy Spirit. I recommend John and Vickies story for your reading. If youre dealing with a similar medical issue, youll find it informative as well as encouraging. If youre just trying to live a joyful and victorious life, youll be uplifted and inspired by one couples overcoming journey toward recovery and restoration. My favorite text about joy comes from Nehemiah 8:10: Do not grieve, for the joy of the Lord is your strength. At the time this was written, the city of Jerusalem was in ruins and enemies were encircling and numerous. Nehemiah helped the people understand that when times were tough, those were the times they needed joy the most. John and Vickies story is ultimately a story of finding sustaining strength through experiencing the joy of the Lords promises and presence. Thats a message all of us need to hear. In Christ, Rev. Marie B. Allen Congregational Life and Discipleship Pastor New Town United Methodist Church Williamsburg, Virginia Friends, I know many of you are asleep now. Vickie has had a stroke and has no feeling or movement in her left side. As her doctor said, this is a life-changing episode, but I am praying for his light and glory to shine even in a dark moment. Thank you all for your continued prayers and support as we navigate through this present uncertainty. As I learn more, I promise to update you with what I know. My apologies, Facebook cant convey these thoughts with all that is filling my heart now. God bless you (John).

Get Ready to Love Your Life! Leading Life and Career Coach, Allison Maslan, will guide you to personal and professional transformation The burning question is “Do you want to be in the same place you are now in ten years, or even five years?” The truth is that you will be asking yourself that same question in another decade if you don’t take action now. There is a completely fulfilling life just waiting to be claimed as your own. The next question is “What are you waiting for?” Are you an executive who wants to focus on taking your career to the next level? Are you ready to embark on a new business or career adventure? Do you want to find your soulmate and manifest the relationship of your dreams? Are you ready to take action on building financial wealth and freedom? Do you desire to reclaim the healthy, attractive body you deserve? Is it time to tap into your spiritual/intuitive side for heightened satisfaction in life? Are you not sure what you want but know that there has to be more than this? Through her proven Blast Off! techniques and practices, Allison Maslan will teach you step-by-step how to let go of limiting fears and beliefs, inspire you to create a new path full of passion and meaning, then personally give you the vision and skills to achieve your dreams and aspirations in all aspects of your life. isn’t it your turn to 3-2-1 Blast Off! to a whole new way of living?