Don T Be Stupid About Money

Money can make you happy. Or not. It all depends on you. Most money decisions are bad. They're made without critical thinking. Stupid is normal these days when it comes to money. People just keep paying without thinking until the stress wears them out. Wouldn't it be better to Think For Yourself? Stop doing what everyone else does and start making better money decisions. Your money can make you happy if you know how to use it. This is not the same advice you get everywhere else. This is for when you realize all that commonly repeated BS is not what's best for you. It's your money. You don't have to do what everyone else does. Why not Think For Yourself and choose your own course? This book will give you a real world understanding of money. Some people call it "street smart." Whatever you call it, you will make better decisions because reality makes a better foundation. For example; When did qualifying for a mortgage become the guide for buying a house? That's just stupid... read our book and you'll understand the reality. How about budgeting? Expense tracking sounds smart and the apps are easy to write, so you get plenty of advice to do it. But wouldn't you rather budget simply and effectively? That's how you make your life better instead of wasting time. And investing? You don't really think anyone playing at home beats Wall Street, do you? Wall Street is more profitable than ever, for themselves and not for you. If you're playing their game then you are just paying their salaries. Think for Yourself and invest where you get the best real returns. Our books use critical thinking to make life better. And when you think critically about money, you get different answers from the rest of the herd. We Simplify and we keep it fun. Money is just another tool we use to live. Once you understand it, money is just another hammer in the toolbox. Why not spend a couple of hours with us and be wealthier for the rest of your life? You already know that's a good investment. Read now and be smarter with your money forever. HGJ

Do you think the world is going to shit? And that manners are being thrown out the window? And that common sense and common courtesy are becoming uncommon? And that you are now dealing with idiots that bit too often? You are not alone. We are all collectively treating each other worse than ever before. We talk to each other like dickheads. We drive like wankers. We leave piss on the toilet seat. We shake hands as if they’ve turned into floppy fish. We treat money as the be-all and end-all. Yann thinks this is down to us slowly losing touch with our own humanity. In other words, we care more about ourselves than the person next to us. Sure, capitalism and technology are partly to blame. But at the end of the day, if we don’t start treating each other a little better, we’re all truly fucked. There’s no way in hell we’ll be able to work together long enough to resolve the catastrophic problems coming our way. To that end, ‘don’t be stupid, idiot’ is chock full of 120+ hilarious, sweary, sarcastic, hard-hitting rants about everyday things that everyday idiots do, with quasi-serious, tongue in cheek exercises to help idiots be less idiotic. Each rant also has a QR code or link to share with that idiot of a friend who needs to read it! Rants include: Queue cutting Cancel culture Buying rounds Splitting the bill Holding the door open Ignoring reserved seating Treating pets as humans Tailgating Reclining plane seats Taking the mick Conspiracy theorists & many more! No one is innocent of being an idiot, including you. It is impossible to read this book and not realise at least one or two ways in which you’ve started to not give a shit about your fellow human. Yann hopes that, instead of being a little bitch about it, you’ll use all the reality checks you’ll receive to become a better person who is more aware of how their actions affect others. Entertainment: Guaranteed Fucks Given: Zero Legitimate Reviews “Brilliant!! But it can’t go on our best seller’s list because most of our readers are idiots” – Some shit newspaper “Bought for my idiot friend. Was a prick, still is but at least he knows it now!!” – An idiot “The perfect stupid gift for my boyfriend/husband/dad/brother!! They can be a right wanker!” – Wanker-loving idiot Get the book now, you muppet. Yann doesn’t care whether you buy it as a Secret Santa piss-take for colleagues, a really stupid gift for Christmas, a birthday present for people you don't like, for bloody Mother’s and Father’s day, or just because you like books taking the mick. Just buy the thing and start your journey towards being less of a prick. Still don’t know if ‘don’t be stupid, idiot’ is for you? If you enjoyed Mark Manson’s, ‘The subtle art of not giving a f*ck’, Laura Clery’s, ‘Idiots’, Thomas Erikson’s, ‘Surrounded by idiots’ or Karl Pilkington’s, ‘An idiot abroad’, you’ll love this! You’ll also feel right at home if you relate to the logic and pull no punches style of outspoken people like Ricky Gervais, Jeremy Clarkson, Piers Morgan and James Haskell.

A hard-hitting look at achieving financial freedom by avoiding excessive borrowing and spending If you don't actively resist America's culture of debt, you'll end up precisely where the government, banks, and big business want you to be: indentured servitude. The mistakes people make with their money are basic, and avoidable, and unless you understand what they are, you're probably going to repeat them. What you need is someone who can shed light on the obstacles we face and show you how to avoid getting tripped up by them. Financially Stupid People Are Everywhere shows how society is rigged to take as much of your wealth as possible, and simple ways you can resist. It investigates, explains, and offers advice for all those who have fallen into debt, taken a second mortgage, been trapped by credit cards, or found themselves unable to get ahead. Discusses what you can do to stop the destructive cycle of borrowing and spending Illustrates the four major tenets of getting money right Highlights how to avoid the many ways that government, banks, and big business try to trap you with debt To secure your financial future, you must break the dangerous cycle of borrowing and spending, and learn how to guard your wealth against corporate ploys. Financially Stupid People Are Everywhere leads you down the only proven path to financial freedom.

Money can make you happy. Or not. It all depends on you.Most money decisions are bad. They're made without critical thinking. Stupid is normal these days when it comes to money. People just keep paying without thinking until the stress wears them out.Wouldn't it be better to Think For Yourself? Stop doing what everyone else does and start making better money decisions. Your money can make you happy if you know how to use it.This is not the same advice you get everywhere else. This is for when you realize all that commonly repeated BS is not what's best for you. It's your money. You don't have to do what everyone else does. Why not Think For Yourself and choose your own course? This book will give you a real world understanding of money. Some people call it "street smart". Whatever you call it, you will make better decisions because reality makes a better foundation.For example; When did qualifying for a mortgage become the guide for buying a house? That's just stupid... read our book and you'll know the reality.How about budgeting? Expense tracking sounds smart and the apps are easy to write, so you get plenty of advice to do it. But wouldn't you rather budget simply and effectively? That's how you make your life better instead of wasting time.And investing? You don't really think anyone playing at home beats Wall Street, do you? Wall Street is more profitable than ever. If you are playing their game then you are just paying their salaries. Think for Yourself and invest where you get the best real returns.Our books use critical thinking to make life better. And when you think critically about money, you get different answers from the rest of the herd.We Simplify and we keep it fun. Money is just another tool we use to live. Once you understand it, money is just another hammer in the toolbox.Why not spend a couple of hours with us and be wealthier for the rest of your life? You already know that's a good investment. Read now and be smarter with your money forever. HGJ

"Hidalgo has made a bold attempt to synthesize a large body of cutting-edge work into a readable, slender volume. This is the future of growth theory." -- Financial Times What is economic growth? And why, historically, has it occurred in only a few places? Previous efforts to answer these questions have focused on institutions, geography, finances, and psychology. But according to MIT's antidisciplinarian Cér Hidalgo, understanding the nature of economic growth demands transcending the social sciences and including the natural sciences of information, networks, and complexity. To understand the growth of economies, Hidalgo argues, we first need to understand the growth of order. At first glance, the universe seems hostile to order. Thermodynamics dictates that over time, order-or information-disappears. Whispers vanish in the wind just like the beauty of swirling cigarette smoke collapses into disorderly clouds. But thermodynamics also has loopholes that promote the growth of information in pockets. Although cities are all pockets where information grows, they are not all the same. For every Silicon Valley, Tokyo, and Paris, there are dozens of places with economies that accomplish little more than pulling rocks out of the ground. So, why does the US economy outstrip Brazil's, and Brazil's that of Chad? Why did the technology corridor along Boston's Route 128 languish while Silicon Valley blossomed? In each case, the key is how people, firms, and the networks they form make use of information. Seen from Hidalgo's vantage, economies become distributed computers, made of networks of people, and the problem of economic development becomes the problem of making these computers more powerful. By uncovering the mechanisms that enable the growth of information in nature and society, Why Information Grows lays bear the origins of physical order and economic growth. Situated at the nexus of information theory, physics, sociology, and economics, this book propounds a new theory of how economies can do not just more things, but more interesting things.

You’re smart. So don’t be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger. “A must-read . . . This straightforward and pleasingly opinionated book may persuade more of us to think about financial planning.”—Financial Times Hey you . . . you saw the title. You get the deal. You’re smart. You’ve made a few dollars. You’ve done what the financial books and websites tell you to do. So why isn’t it working? Maybe emotions and expectations are getting in the way of good sense—or you’re paying attention to the wrong people. If you’ve started counting your lattes, for god’s sake, just stop. Read this book instead. After decades of working as a Wall Street trader, investment adviser, and money expert for CBS News, Jill Schlesinger reveals thirteen costly mistakes you may be making right now with your money. Drawing on personal stories and a hefty dose of humor, Schlesinger argues that even the brightest people can behave like financial dumb-asses because of emotional blind spots. So if you’ve saved for college for your kids before saving for retirement, or you’ve avoided drafting a will, this is the book for you. By following Schlesinger’s rules about retirement, college financing, insurance, real estate, and more, you can save money and avoid countless sleepless nights. It could be the smartest investment you make all year. Praise for The Dumb Things Smart People Do with Their Money “Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger’s book your guide to all the things you should know about money but were never taught. After reading it, you’ll be smarter, wiser, and maybe even wealthier.”—Chris Guillebeau, author of Side Hustle and The $100 Startup “A must-read, whether you’re digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger’s straight-talking, judgment-free style.”—Beth Kobliner, author of Make Your Kid a Money Genius (Even If You’re Not) and Get a Financial Life

The cancer of political correctness has not only helped to form a society of insincere, oversensitive, and under-achieving people-it has deprived individuals from the joy of living authentically and boldly. Well, living authentically and boldly has never been a problem for Larry Winget. Known as the Pitbull of Personal Development, Larry is not afraid to tell it like it is about what it takes to be successful. And he's also not afraid of skewering some of those well-known shibboleths of personal development---like The Law of Attraction and the path of effortless success that are peddled by so many motivational speakers. In this book, Larry will take on the political correctness that has infected our society, and the personal development industry. He’ll outline an effective back to the basics approach to help YOU be more successful. Larry still believes that hard work and excellence are the keys to success and communicates that like no other person on the planet can! Larry makes you think. He makes you uncomfortable. He offers common sense solutions that are impossible to argue with. On top of all that, he is hilarious. Learn: • Why being politically correct will leave you unhappy, uninspired and unsure about your future. • Why it takes a contrarian approach to be successful and true to yourself in this upside-down politically correct world. • Why you need to fix yourself first rather than putting your focus on how to fix others or society. • Why letting go of your need for approval is essential to happiness. • How to get to the point and ask for what you want in life-directly and decisively. • How to make big, bold and brash plans for your life. • The biggest problem preventing entrepreneurs from being successful in business in our modern world. • How getting rid of politically correct excuses about money can save you financially.

You're going to earn plenty of money over your lifetime. Are you going to waste it on stupid crap that doesn't make you happy, or let it buy your freedom and your most audacious dreams? We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. In Manage Your Money Like a F*cking Grown Up, Sam Beckbessinger tells it to you straight: how to take control of your money to take control of your life. In this clear and engaging basic guide to managing your finances, you will learn: - How to trick your dumb brain into saving more, without giving up fun - How to make a bona fide grown-up budget - Why you need to forget what you've learned about credit - How to negotiate a raise - Why buying a house (probably) won't make you rich - The one super-simple investment you need With helpful exercises, informative illustrations (also: kittens) and straightforward advice, this book doesn't shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you'd had at 25, but is never too late to read.