Don T Count On It

Praise for Don't Count On It! "This collection of Jack Bogle's writings couldn't be more timely. The clarity of his thinking—and his insistence on the relevance of ethical standards—are totally relevant as we strive to rebuild a broken financial system. For too many years, his strong voice has been lost amid the cacophony of competing self-interests, misdirected complexity, and unbounded greed. Read, learn, and support Jack's mission to reform the industry that has been his life's work." —PAUL VOLCKER, Chairman of the President's Economic Recovery Advisory Board and former Chairman of the Federal Reserve (1979–1987) "Jack Bogle has given investors throughout the world more wisdom and plain financial 'horse sense' than any person in the history of markets. This compendium of his best writings, particularly his post-crisis guidance, is absolutely essential reading for investors and those who care about the future of our society." —ARTHUR LEVITT, former Chairman, U.S. Securities and Exchange Commission "Jack Bogle is one of the most lucid men in finance." —NASSIM N.TALEB, PhD, author of The Black Swan "Jack Bogle is one of the financial wise men whose experience spans the post–World War II years. This book, encompassing his insights on financial behavior, pitfalls, and remedies, with a special focus on mutual funds, is an essential read. We can only benefit from his observations." —HENRY KAUFMAN, President, Henry Kaufman & Company, Inc. "It was not an easy sell. The joke at first was that only finance professors invested in Vanguard's original index fund. But what a triumph it has been. And what a focused and passionate drive it took: it is a zero-sum game and only costs are certain. Thank you, Jack." —JEREMY GRANTHAM, Cofounder and Chairman, GMO "On finance, Jack Bogle thinks unconventionally. So, this sound rebel turns out to be right most of the time. Meanwhile, many of us sometimes engage in self-deception. So, this book will set us straight. And in the last few pages, Jack writes, and I agree, that Peter Bernstein was a giant. So is Jack Bogle." —JEAN-MARIE EVEILLARD, Senior Adviser, First Eagle Investment Management Insights into investing and leadership from the founder of The Vanguard Group Throughout his legendary career, John Bogle-founder of the Vanguard mutual fund group and creator of the first index mutual fund-has helped investors build wealth the right way, while, at the same time, leading a tireless campaign to restore common sense to the investment world. A collection of essays based on speeches delivered to professional groups and college students in recent years, in Don't Count on It is organized around eight themes Illusion versus reality in investing Indexing to market returns Failures of capitalism The flawed structure of the mutual fund industry The spirit of entrepreneurship What is enough in business, and in life Advice to America's future leaders The unforgettable characters who have shaped his career Widely acclaimed for his role as the conscience of the mutual fund industry and a relentless advocate for individual investors, in Don't Count on It, Bogle continues to inspire, while pushing the mutual fund industry to measure up to their promise.

Praise for Don't Count On It! "This collection of Jack Bogle's writings couldn't be more timely. The clarity of his thinking—and his insistence on the relevance of ethical standards—are totally relevant as we strive to rebuild a broken financial system. For too many years, his strong voice has been lost amid the cacophony of competing self-interests, misdirected complexity, and unbounded greed. Read, learn, and support Jack's mission to reform the industry that has been his life's work." —PAUL VOLCKER, Chairman of the President's Economic Recovery Advisory Board and former Chairman of the Federal Reserve (1979–1987) "Jack Bogle has given investors throughout the world more wisdom and plain financial 'horse sense' than any person in the history of markets. This compendium of his best writings, particularly his post-crisis guidance, is absolutely essential reading for investors and those who care about the future of our society." —ARTHUR LEVITT, former Chairman, U.S. Securities and Exchange Commission "Jack Bogle is one of the most lucid men in finance." —NASSIM N.TALEB, PhD, author of The Black Swan "Jack Bogle is one of the financial wise men whose experience spans the post–World War II years. This book, encompassing his insights on financial behavior, pitfalls, and remedies, with a special focus on mutual funds, is an essential read. We can only benefit from his observations." —HENRY KAUFMAN, President, Henry Kaufman & Company, Inc. "It was not an easy sell. The joke at first was that only finance professors invested in Vanguard's original index fund. But what a triumph it has been. And what a focused and passionate drive it took: it is a zero-sum game and only costs are certain. Thank you, Jack." —JEREMY GRANTHAM, Cofounder and Chairman, GMO "On finance, Jack Bogle thinks unconventionally. So, this sound rebel turns out to be right most of the time. Meanwhile, many of us sometimes engage in self-deception. So, this book will set us straight. And in the last few pages, Jack writes, and I agree, that Peter Bernstein was a giant. So is Jack Bogle." —JEAN-MARIE EVEILLARD, Senior Adviser, First Eagle Investment Management Insights into investing and leadership from the founder of The Vanguard Group Throughout his legendary career, John Bogle-founder of the Vanguard mutual fund group and creator of the first index mutual fund-has helped investors build wealth the right way, while, at the same time, leading a tireless campaign to restore common sense to the investment world. A collection of essays based on speeches delivered to professional groups and college students in recent years, in Don't Count on It is organized around eight themes Illusion versus reality in investing Indexing to market returns Failures of capitalism The flawed structure of the mutual fund industry The spirit of entrepreneurship What is enough in business, and in life Advice to America's future leaders The unforgettable characters who have shaped his career Widely acclaimed for his role as the conscience of the mutual fund industry and a relentless advocate for individual investors, in Don't Count on It, Bogle continues to inspire, while pushing the mutual fund industry to measure up to their promise.

Just like many Christians around the world, Bishop Wellington Williams is challenged to broaden his understanding and experience a deeper appreciation for the Creator. As a passionate student of the word of God, he understands that sometimes, despite our best efforts, it is easy to become sidetracked as a disciple of Christ Jesus. In an inspirational guide shared to restore confidence, spiritual revitalization, and motivation to a dying church, Bishop Williams relies on scripture to offer insight into the four important dimensions that are essential for a smooth correlation between God and people as well as the existence of humankind on Earth: Listening, Observation, Processing, and Decision-making. While addressing the shortcomings of the church to lead its followers in the right direction through clarity, restoration, strength, and recovery, Bishop Williams reroutes the word of God to its original position in order to restore its purpose and gently remind Christians how simple it is to receive Jesus Christ as our Lord and Savior. Don’t Count Me Out is a spiritual guide that relies on scripture to lead followers of Christ to the truth and breathe life back into a dying church.

Everything you've been told about nutrition is a lie. Eat less and move more. That is the message constantly being thrown at us each and every day. From nutritionists, to governments, to health professionals and the media, we are told that the only way we can lose weight is if we eat less calories than we burn off. The whole basis of modern nutrition is based around this seemingly irrefutable fact. That it all comes down to calories in vs calories out. There's only one problem with the whole calorie theory though. It is just plain wrong! In this controversial new book, Ben Minos explores the science on how your body really stores fat and what is the best way to go about losing it. You will finally discover which foods you should be eating to give you the lean and toned physique you have always been after and how you can actually eat more food to weigh less. It doesn't matter if your goal is to just drop a few unwanted kilo's, or to get the lean and toned look normally reserved for the front cover of a magazine. These universal principles of nutrition will outline how you can go about getting it, all the while giving your body the healthiest, most nutritionally optimised diet at the same time Above all else, you will find out why the experts have been wrong this whole time about nutrition and why your body has never cared or measures things in calories. Quite simply, you will learn why when it comes to losing fat, calories really don't count.

This twenty-eight year journey toward clarity and integrity has, in a nutshell, exposed simple windows of human choice. From choice comes humanity or the lack thereof. God provided the planet, and he often reminds us that we are mere tenants. We, as the evolved human occupants, create the culture through free will. I believe that, over the past twenty-eight years, our choices have been more clearly exposed and defined than ever before. The communication age has given us a real-time, up-front view to clearly experience each lesson. If clarity is what you seek, the windows presented here will be of great value. Periodically, we are ushered back to the basics, when a reset of our human barometer, which measures our collective value to our planet and ourselves, is needed. We must not lose our true spiritual and compassionate humanity to the negative, debilitating acts of some. “Think, and ‘should’ no more” is the ultimate theme throughout this journey. Finding a path which allows us to “Step Out Of The Shoulds” is, in itself, worthy of the journey. Our lives begin with “had to breathe” and end with “had to stop breathing.” Had, have, and should are the metaphoric brick and mortar of our physical lives, between our first and last breath. As I have progressed in life, it became an apparent fact that “shoulds don’t count.”

In the early 1980s, Allan Lichtman, a history professor at American University in Washington, D.C., developed a system for predicting the outcomes of presidential elections. Studying all elections back to the Civil War (the birth of the current two-party system), he isolated circumstances that are typically associated with victory for the incumbent party. Applying them forward, he has had an unmatched record of predictive success. In the elections of 2004, 2008 and 2012, among others, he called the outcomes correctly before the election year even began. His successes have been widely noted. Hes now, for example, the Election forecasting guru (RealClearPolitics), no ordinary soothsayer, (Agence France Press), and the presidential champion in the realm of predictions (MarylandReporter.com). A Washington Post writer even said Lichtmans system is fool proof, a claim pondered in Chapter 16. Martin Gottlieb, as an editorial writer and political columnist for the Dayton Daily News in Ohio, was floored and fascinated by Lichtmans unparalled successes in the 1986 senatorial elections. Gottlieb began what became career-long coverage of the record of the Lichtman keys. That resulted in a 2006 book with this title. This version is an update, with new chapters on the three subsequent presidential elections. What emerges from Campaigns Dont Count is not merely a way to win at the game of political predictions, but a new understanding of how American politics works, of what drives presidential election outcomes. Hint: It is not campaigns, media manipulation, money, political organization, ideology or any of the other forces that the mediaand the experts who advise themfocus on.

This book, a forty-two-year-long life journey, delivered in thirty-two chapters takes you across the country and around the world with a man seeking answers to the age old questions about the meaning of existence. The author’s life is presented chronologically in concise views that are not just personal but tied to the context of the changing times. As it demonstrates a life evolving it also illustrates the environment that informs that evolution. The book takes you from an idyllic childhood on the Jersey Shore in the late 40’s and early 50’s; through the protest days of the 60’s in Berkeley and the S.F. Bay Area counterculture revolution of the 70’s-80’s; to the day after the San Francisco Loma Prieta earthquake of 1989. Vincent Lynch has led his life always as an artist, albeit often in different media with different results. His life as a journey is representative of the times in which he lived, fragmented and in constant change but always from a singular point of view. Whichever role he is playing, it is always executed with the same focused dedication and with the layman’s open acceptance of the unexpected.