Financial Facts Of Life

Do you have too much month left at the end of the money? Does just thinking about your personal finances leave you feeling stressed out and irritable? Are you weary of spending your hard-earned money just to impress others or to be up with the latest trend? Are you fed up with "get rich quick" opportunities that do nothing but expose you to unnecessary risk? If you've answered "yes" to any of these questions, you need to learn the Financial Facts of Life. All too much of today's financial world revolves around sales pitches, wishful thinking, inflated expectations and selective listening (hearing only what we want to hear). Financial Facts of Life tells it like it is. For more than thirty years Bob Rosefsky has been helping people manage their money wisely, and his accumulated wisdom and experience reflect the realities of life. Not the illusions. Not the flights of fancy. The realities. Bob's objective is to lead you to your own personal prosperity. Personal prosperity is more than just money in the bank. It includes a sense of self-esteem . . . the satisfaction of being self-sufficient . . . the ingenuity to live within one's means with pleasure and dignity . . . and, perhaps most important, the capacity to enjoy the beautiful things in life unsullied by money demons. If you're looking for valuable lessons from life's experience, for a chance to learn from the mistakes of others, and for ways to relax the grip that money has around your throat, this is the book for you. "You can always go out and make more money. But you can never go out and make more time."— Bob Rosefsky Bob Rosefsky has been giving safe and sound financial advice for over thirty years, helping the public achieve personal prosperity. Here's what the professionals have said about Bob: "Very few of the journalists I've dealt with over the years have Bob's breadth of knowledge, professionalism, and integrity."— Rob Gianangelli, Public Affairs Office Internal Revenue Service "What made Bob's work so successful was that our audience knew he cared about them. His sense of future trends proved remarkably accurate. But, most of all, Bob was able to deliver his material in such a way that said to our viewers, 'I know what's troubling you, and I'm here to help you.'"— Terry Crofoot, News Director KABC TV, Los Angeles "Bob is gifted with a unique teaching skill. He is able to make the complex seem simple, and he does so with wit, patience, and humility. Bob is a true professional with unimpeachable integrity."— George Green, President and General Manager KABC Radio, Los Angeles "Our national audience, which is relatively affluent and sophisticated, particularly enjoyed Bob's sense of humor and his ability to make complicated matters easy to understand."— John Darin, Vice President Network News Financial Broadcasting Network

The Financial Facts of Life is a financial literacy curriculum for Generation Next. Too many of us learned about finances through trial and error. If we learned the hard way, our children should not have to learn the same way. The goal of the Financial Facts of Life is to empower students through the teaching of financial principles and money management skills. Once students learn the Financial Facts of Life, they will be able to make informed financial decisions; better financial decisions increases the probability of living an improved quality of life. In the Financial Facts of Life, students learn traditional money management skills such as: - Budgeting - Savings - Credit Management Additionally, the Financial Facts of Life, will also address contemporary financial principles such as: - Baby Budgets - Conspicuous Consumption - Business Plans As village elders, we have a responsibility to train and prepare the next generation. The Financial Facts of Life embrace the belief that we, the village, will go further and prosper when we learn how to manage our collective finances and pass on that knowledge to our children.

The obstacles facing all companies today were relatively nonexistent not too long ago--increasingly rapid and disruptive innovation, economic instability as we’ve never experienced before, environmental degradation, increasing stakeholder power, just to name a few--yet far too many companies are still mindlessly applying the old rules of business and expecting the same stellar results that last worked successfully for them literally a millennium ago!The New Corporate Facts of Life explains how myopically chasing quarterly results, producing the same product the same way, issuing directives to increasingly disengaged employees, and many other oldie-but-not-goldies have become outdated practices that many are using still to their detriment and eventual demise. Based on interviews with over 50 top executives and thought leaders, including Coca-Cola Enterprises CEO John Brock, Georgia Tech president G.P. “Bud” Peterson, and author Peter Senge, this indispensable book for the twenty-first-century business recounts how leading-edge companies have begun reshaping strategy, culture, vision, engagement, and leadership in order to reach new heights in this constantly changing world.Change is the only constant in business--and as the environment, technology, and way of life changes, so must the strategies and operations of the company that wishes to remain relevant. The New Corporate Facts of Life offers a bird’s-eye view of the shifting landscape and reveals how any organization, large or small, can begin creating a profitable, sustainable future.

What are the first two things that come to mind when you think of life insurance? If you thought "death and salespeople," you're not alone. Life insurance is a notoriously complex, confusing, and intimidating subject. But it should be a key element in anyone's financial plan. The Facts of Life is an easy-to-understand guide to life insurance and its related products for the average Canadian. Through an accessible and engaging story and cast of characters, it explains how to determine how much coverage is enough; where and how to purchase insurance; when to choose one product over another; what policies really mean; tax advantages of certain insurance products; money-saving strategies for Canadians in all income categories; and much more. With The Facts of Life, you'll learn about the basics of life insurance, the choices you have to make as a financial consumer, and how best to use insurance to protect your family, your business, and even to grow your wealth.