German Pension Reform
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German Pension Reform
Author | : Christina Benita Wilke |
Publsiher | : Peter Lang |
Total Pages | : 216 |
Release | : 2009 |
Genre | : Business & Economics |
ISBN | : 3631588518 |
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The German pension system was the first formal pension system in the world, designed by Bismarck nearly 120 years ago. It has been very successful in providing high and reliable pension levels at reasonable contribution rates. While the generosity of the German pension system is considered a great social achievement, negative incentive effects of past reforms in the 1970s and 1980s and population aging are threatening the very core of the system. This has led to fundamental pension reforms since 1992. Based on a detailed simulation model of the German pension system, this book provides a thorough assessment of the system and its reforms. It shows that the latest reforms have put the system back onto a stable path and moved it from the old monolithic towards a multi-pillar system.
Growing Old in Dignity
Author | : Eugen Stumpf,Benedito De Almeida Carvalho,Marco Honsberg |
Publsiher | : GRIN Verlag |
Total Pages | : 53 |
Release | : 2011-11 |
Genre | : Political Science |
ISBN | : 9783656049463 |
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Research Paper (undergraduate) from the year 2011 in the subject Politics - Political Systems - Germany, grade: 1,0, University of applied sciences, Düsseldorf, course: Economics - MBA, Master of Business Administration, language: English, abstract: This paper surveys the situation of the German pension system after a sequence of reforms which started as a fully funded system implemented by Bismarck during the 1880s, with a mandatory retirement age of 70 years when male life expectancy at birth was less than 45 years. Today, life expectancy for men is more than 80 years. After a long and arduous debate in the German Bundestag, agreements on a comprehensive pension reform resulted in the pension reform of 1957, which mainly established changes such as the normal retirement age at 65, the retirement at the age of 60 for elderly unemployed, the retirement for women at the age of 60 and, at last, the introduction of dynamic benefits indexed to gross wages which had an immediate impact on the economic wellness of current retirees. Thereafter, the 1972 reform made the German pension system one of the most generous of the world, as it mainly opened the public pension insurance system to all workers with generous terms for back-payment of contributions and eased the terms and conditions for early retirement by the implementation of the so-called 'flexible retirement', as discussed in chapter 1 of this paper. The following pension reforms discussed in this paper are the "Riester reform" of 2001 with the following main objectives: the sustainability of contribution rates in order to secure the long-term stability of pension levels and the spread of supplementary private pension savings, and continuing with the efforts of the Rürup commission which culminated in the "Rürup reform" of 2004 which the objective to stabilize contribution rates while at the same time ensuring appropriate future pension levels. Based on the above, it can be concluded that on the whole the sequence o
Political Determinants of Evolution and Reform of the German Public Pension Plan
Author | : Nicole Petrick |
Publsiher | : GRIN Verlag |
Total Pages | : 65 |
Release | : 2009-08 |
Genre | : Electronic Book |
ISBN | : 9783640394098 |
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Seminar paper from the year 2005 in the subject Economics - Finance, grade: 1,3, Humboldt-University of Berlin, 13 entries in the bibliography, language: English, abstract: The paper discusses the evolution and reform of the German public pension plan in respect to its history, theoretical approaches to explain the choice and evolution of pension plans and takes current issues in account in order to evaluate the suggestions made and to show what political determinants influence future reform. Part 1 of this paper will give a short review of the history of the German public pension plan between the late 19th century and today. Part 2 will show how decisions made in the past could be explained and will use political approaches to explain the choice and evolution of pension schemes and pension reform. Part 3 of this paper will then consider the current problems faced by the pension system and will discuss different proposals made. It will consider the current situation of the German public pension plan and will use political determinants in order to examine how the future reform of the public pension fund in Germany could develop. A small critique will be given at the end.
15 Years of Pension Reform in Germany
Author | : Holger Bonin |
Publsiher | : Unknown |
Total Pages | : 21 |
Release | : 2009 |
Genre | : Electronic Book |
ISBN | : OCLC:430534425 |
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The Reform of Bismarckian Pension Systems
Author | : Martin Schludi |
Publsiher | : Amsterdam University Press |
Total Pages | : 312 |
Release | : 2005 |
Genre | : Business & Economics |
ISBN | : 9789053567401 |
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Offers an analysis of the political process involved in the reform of the pension systems in European countries.
A Micro perspective on Funding in the German Pension Reform of 2001
Author | : Andrea Seier |
Publsiher | : Unknown |
Total Pages | : 170 |
Release | : 2006 |
Genre | : Electronic Book |
ISBN | : 3899364198 |
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Pensions in Germany
Author | : Monika Queisser |
Publsiher | : Unknown |
Total Pages | : 28 |
Release | : 1996 |
Genre | : Pensions |
ISBN | : UCSD:31822023703812 |
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The German Public Pension System
Author | : Axel Börsch-Supan,Christina B. Wilke |
Publsiher | : Unknown |
Total Pages | : 74 |
Release | : 2004 |
Genre | : Economics |
ISBN | : IND:30000113900496 |
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"Describes the German pension system as it has shaped the labor market until about the year 2000" and "describes the three staged reform process." - abstract.