House Swap

'It's like a warm hug!' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'This is the kind of book I'd love to read over and over again!' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'I devoured it in one day' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'Fantastic book, I loved it . . . the characters, the settings, the story, all of it!' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ WILL SWITCHING LIVES BRING TWO SISTERS TOGETHER OR PUSH THEM APART FOREVER? Twins Katy and Rachel don't know much about each other's lives anymore. Rachel thinks that Katy is a high-flying event planner in London, while Katy thinks that Rachel lives in idyllic marital bliss in the countryside. Each sister believes the other has created a perfect life - but the truth is that neither twin has the life she pretends she does. And when these sisters unexpectedly swap houses for a week, they're in for a big shock. But it might just be the wake-up call they've both been waiting for . . . Packed with hilarity and heartbreak, this new novel from bestselling author Olivia Beirne follows two estranged sisters who learn more about each other from a house swap than they ever expected... Perfect for fans of Beth O'Leary and Marian Keyes. **Olivia's new novel Three Nights in Italy is available to pre-order NOW!** ----- 'I can't praise it enough' LUCY VINE 'The definition of an uplifting book' ABIGAIL MANN 'A hilarious, heart-warming read' DAISY BUCHANAN 'Olivia is an assured writer with great comic timing' SHEILA O'FLANAGAN 'I loved House Swap - it's a heart-warming story of sisterhood in several forms' ZOË FOLBIGG 'Funny, poignant and uplifting' JULIETTA HENDERSON 'A beautiful story about second-chances, self-discovery and sisterhood - I absolutely loved it. Olivia has that special knack of making you laugh out loud on one page, and shed a tear on the next' HANNAH TOVEY 'Characters you will fall in love with immediately!' EMILY HOUGHTON 'A charming, uplifting read . . . Delightful' ROXIE COOPER 'Olivia's books always make me laugh out loud and her latest is no exception' EMMA COOPER 'A wonderful, joyous tale, complete with a perfect measure of romance too' PERNILLE HUGHES 'House Swap is a warm, sweet story about sisterhood and will have you rooting for Katy and Rachel until the very last page. Simply gorgeous' HANNAH DOYLE ________________ Readers are LOVING House Swap! 'The cutest book ever! I've recommended this book to literally everyone I know' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'This book is heart-warming, life affirming and is guaranteed to make you smile - I loved it!' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'This book made me laugh, cry and swoon' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'A perfect story of families and finding your way through life' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐ 'Loved this book!' Real reader review, ⭐ ⭐ ⭐ ⭐ ⭐

A compelling and hypnotic domestic noir novel in which a house swap becomes the eerie backdrop to a crumbling marriage and tantalizing affair, and the fatal consequences that unfold. Be careful who you let in . . . When Caroline and Francis receive an offer to house swap--from their city flat to a townhouse in a leafy, upscale London suburb--they jump at the chance for a week away from home, their daughter and the tensions that have pushed their marriage to the brink. The house is stark, pared back and almost sinister in its emptiness: a blank canvas upon which they can try to start again, and rebuild what has been lost between them. But slowly, Caroline begins to uncover some signs--signs that connect to her life. The flowers in the bathroom and the music in the CD player might seem innocent to anyone else--but to her they are clues. It seems the person they have swapped homes with is someone who knows her, who knows the secrets she'd hoped to forget . . .

Pre-order the BRAND NEW novel from the bestselling author of A Year at the French Farmhouse, Gillian Harvey!Would you swap houses with a stranger? Nina has always played it safe. But when her divorce papers come through on her fortieth birthday she decides enough is enough. She’s always chosen the sensible route, staying in her stable job and marrying her rather boring ex. In fact – she realises – she’s chosen security over excitement for years. Ever since she refused to elope with her first love: beautiful, poetic, thoughtful Pierre, the man she met aged 17, on her French exchange. The only man who ever made her heart race. Maybe it’s time to take a few risks? Impulsively she goes online and finds another kind of French exchange... a house-swap. She can’t imagine what French businessman Jean-Luc wants with her terraced home in rural England, but she can’t wait to stay in his beautiful, spacious, bougainvillea-strewn villa on the French riviera. She’s not just there for the house though. She’s decided to find the love she missed all those years ago. But will Pierre still be the man of her dreams after all this time? As two lives collide, will love bloom on the French riviera? A gorgeously escapist story for fans of The Holiday, from the bestselling author of A Year at the French Farmhouse. Readers love Gillian Harvey: ‘Irresistible! Sparkles with warmth, wit and compassion. A treat from start to finish!’ Nicola Gill, author ‘Wonderfully warm and enchanting... With empathy, insight, and humour... Will delight readers seeking their own escape.’ Natalie Jenner, author ‘An uplifting, heartwarming, escapist novel to be read with a DO NOT DISTURB sign, because once you start that very first page, you are not going to want to put it down.’ Kim Nash, author ‘Just wonderful!... In one of the chapters, I cried my way through the whole of it... just so moving and meaningful... [But] this book is also funny and had me giggling and smiling at certain things that happen... This has been the perfect book, in the perfect setting, with perfect characters.’ Goodreads reviewer ⭐⭐⭐⭐⭐ ‘A joy... Honestly, I loved this story so much. It is filled with hope, and there are emotional moments as well.’ Goodreads reviewer ⭐⭐⭐⭐⭐ ‘Such a great, escapist read!’ Goodreads reviewer ⭐⭐⭐⭐⭐ ‘The entertainment, the friendships, the drama, the laughs, a book that transports you to the South of France = A Great Summer Read!... Fun, entertaining and enjoyable... I’m all in!’ Goodreads reviewer ⭐⭐⭐⭐⭐ ‘Gillian Harvey’s books are the ultimate treat... Funny, witty, emotional, endearing... Her books are everything!’ Goodreads reviewer ⭐⭐⭐⭐⭐

A detailed Manual on the “Ins and Outs” of Home Swapping How to get started What does it cost Best ideas on securing an exchange Travel tips And a whole lot more

Simple, but effective, savings tips for mums to implement every day Encourages mums to spend some money on themselves, guilt-free Helps mums prioritise their needs and allocate time to recharge and reward themselves It is fair to say that the role of a mother today is a far cry from the traditional homemaker image of the late fifties and the generations before. Many women juggle a career, take care of the household bills, chauffer the children from place to place - the list is endless. And while we manage to do it all there is very little we do for ourselves. It doesn't matter if you're working or not, single or partnered; ask any mother what she wants more of and the answer will be time and money to enjoy some of lifes pleasures. Every womans circumstances may differ, but they all need to reward themselves now and then. Every Day is Mothers Day will help you regain some time and money to spend on yourself without feeling guilty. It's time to move yourself up on the list of priorities to ensure you make the most of your life. Don't wait for that one day each year in May when you allow yourself to enjoy being pampered by the kids. Its time to embrace this change and from now on make every day Mothers day. After all, a happy mum leads to happier family life!

Manufacturing and Managing Customer-Driven Derivatives Manufacturing and Managing Customer-Driven Derivatives sheds light on customer-driven derivative products and their manufacturing process, which can prove a complicated topic for even experienced financial practitioners. This authoritative text offers up-to-date knowledge and practices across a broad range of topics that address the entire manufacturing, pricing and risk management process, including practical knowledge and industrial best practices. This resource blends quantitative and business perspectives to provide an in-depth understanding of the derivative risk management skills that are necessary to adopt in the competitive financial industry. Manufacturing and managing customer-driven derivative products have become more complex due to macro factors such as the multi-curve environments triggered by the recent financial crises, stricter regulatory requirements of consistent modelling and managing frameworks, and the need for risk/reward optimisation. Explore the fundamental components of the derivatives business, including equity derivatives, interest rates derivatives, real estate derivatives, and real life derivatives, etc. Examine the life cycle of manufacturing derivative products and practical pricing models Deep dive into a wide range of customer-driven structured derivative products, their investment or hedging payoff features and associated risk exposures Examine the implications of changing regulatory standards, which can increase costs in the banking sector Discover practical yet sophisticated product analysis, quantitative modeling, infrastructure integration, risk analysis, and hedging analysis Gain insight on how banks should handle complex derivatives products Manufacturing and Managing Customer-Driven Derivatives is an essential guide for quants, structurers, derivatives traders, risk managers, business executives, insurance industry professionals, hedge fund managers, academic lecturers, and financial math students who are interested in looking at the bigger picture of the manufacturing, pricing and risk management process of customer-driven derivative transactions.

- Do you find you're always strapped for cash at the end of the month? - Are you worried about paying your credit card bills? - Would you like some practical advice on how to make your money go further? Perfect Money Saving is the essential guide for anyone who wants to take control of their finances. Covering everything from home-made presents to cheaper mortgages, it gives step-by-step guidance on how to cut your costs without giving up the things you enjoy. With sections on debt management and your financial portfolio, as well as a month-by-month breakdown showing where and when to grab the best bargains, Perfect Money Saving has all you need to make the most of every penny. The Perfect series is a range of practical guides that give clear and straightforward advice on everything from getting your first job to choosing your baby's name. Written by experienced authors offering tried-and-tested tips, each book contains all you need to get it right first time.

WHAT ARE YOU DOING THE REST OF YOUR LIFE? Where, and maybe more importantly, how do you want to live once you've escaped the 9-to-5? Barbara Corcoran has built her career on knowing where people will live even before they know it themselves! Now she turns her keen eye toward predicting "the next big thing" in real estate-where and how the over 77 million baby boomers will live when they retire. In Nextville, Corcoran identifies the top eight trends that are changing where (and how) boomers are retiring. And she helps you figure out what's most important to you in your next place-whether it's pursuing your passions, living green, finding community, living young in a city or college town, or even staying right in your old home town. Corcoran also delivers her signature "Barb's Rules" on where and how to get the most out of the next great stage of our life. Let Barbara help you make the smartest real estate choices today to ensure a secure, comfortable, and fabulously fun tomorrow.