How To Retire Happy Everything You Need To Know About The 12 Most Important Decisions You Must Make Before You Retire

"Everyone in the workforce today should read this book!"--Horace B. Deets, former Executive Director, AARP With the right planning, retirement can be the happiest time in life. Award-winning Washington Post retirement columnist and financial expert Stan Hinden helps you guarantee that your retirement will be as enjoyable as possible. How to Retire Happy provides answers to all your complicated retirement questions. From Social Security and Medicare to long term care insurance and estate planning, Stan covers all the bases. This fully updated and expanded edition of the bestselling guide includes: Practical advice on the 12 most important decisions to make before retiring Guidance on the critical emotional, psychological, and health issues of retirement The latest information on Medicare, Medicaid, Social Security, and changes to the rules governing IRAs and 401(k)s Expert tips on how to arrange an estate to save money on taxes and probate

Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, HMOs, insurance, and estate planning. Written by award-winning Washington Post financial reporter and syndicated columnist, Stan Hinden, How to Retire Happy arms anyone approaching retirement with easy-to-comprehend answers to all their complicated questions. How to Retire Happy: • Provides practical advice and guidance on the 12 most complicated decisions to make before retiring • Covers all the bases, from where to live to how to invest, from health insurance to taking money out of IRAs • Goes beyond financial planning to offer practical advice on the key emotional and psychological issues surrounding retirement

"Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book, How to Retire Happy, now in its third edition. Stan was a Washington Post financial reporter for 20 years, and after he retired, he wrote the Post’s 'Retirement Journal' column for which he was nominated for a Pulitzer Prize. What I like about Stan’s book is that it combines good financial planning information with his story about his own retirement. He’s candid about the mistakes he made and how he’d do things differently with the benefit of hindsight." --Steve Vernon, columnist, CBSMoneyWatch.com “Everyone in the workforce today should read this book!” —Horace B. Deets, former Executive Director, AARP Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy helps you decide if you can retire now, or whether you have to stay on the job for a few more years. This trusted guide has been fully updated to address the stomachchurning issues created by financial market volatility and the economic recession. Will you have enough money for health care? Do you need—and can you afford—a longterm care policy? How much income can your savings produce? The third edition of How to Retire Happy provides answers to these questions—plus all-new information about: A new menu of Medigap insurance policies New strategies for maximizing Social Security income Making your money last through a long retirement Apply Hinden’s reliable, easy-to-understand advice and experience a happy, healthful retirement for years and years to come.

The Washington Post and New York Times Business Bestseller “Everyone in the workforce today should read this book!” —HORACE B. DEETS, FORMER EXECUTIVE DIRECTOR, AARP “Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book.” —STEVE VERNON, COLUMNIST “Provides the most important information you’ll need before and during your retirement.” —MICHELLE SINGLETARY, THE WASHINGTON POST Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy, Fourth Edition, helps you make the right decisions to ensure a happy, healthful retirement. It delivers all the expert advice you need in an easy-to-understand step-by-step style. How to Retire Happy includes everything that has made previous editions the go-to guides for retirees and near-retirees, plus: Brand-new material on health insurance and the prescription drug plan The facts about Medicare Part A (hospital), Part B (tests, doctors, preventive care), and Part D (prescription drugs) The author’s personal experiences with the realities of long-term Alzheimer’s care Fully updated material on Social Security strategies How to handle the financial realities of the post-meltdown economy New resources you can turn to for extra advice

You’ve worked hard for the better part of four or five decades, and now you’ve decided it’s time to call it quits. Or your employer or industry regulations may have made that decision for you. What now? Although a life of ease may have been your dream, retirement brings with it a host of questions, problems, and responsibilities that never occurred to you and now may seem insurmountable. How to Survive Retirement will help you plan for most any eventuality during the golden years. The book is divided into four major areas: • Making The Break: The emotions of retirement. • Where Did The Money Go?—Financial considerations • I Don’t Feel So Great—Physical/medical aspects of retirement. • Hey, Look What I Did!—Filling leisure time. Doing nothing may become the hardest thing you’ve ever done. However, thanks to this survival guide, you’ll be able to enjoy the rest of your life.

Two years into retirement and Eddie Townsend is uncertain. It's a feeling he shares with many of his baby boomer cohorts. He planned what he thought was an idyllic retirement -- to play golf four days per week, go fishing whenever he wants, sleep in and get up when he feels like it, and take Melissa out for dinners. Well . . . he did some of that for a while, but now he's wondering: "Is this all there is?" Something is missing, but he doesn't understand what. And so he goes on a quest to find the answers. His adventure begins on the Imperial Cruise Liner, Serendipity, and a two-week ocean-going retirement seminar. What he finds surprises him: that he is not alone. There is an interesting mix of characters on this ship all looking for answers to the same question: What do I do now that I’m retired? While searching, each will have to deal with their own demons and questions regarding their relationships and life choices. Humorous and awkward scenarios take place during this trip that produces some surprising twists and conclusions. Readers are invited to join Eddie and the other passengers as they launch out into the deep and uncover the keys to living a richer, fuller next chapter of life.

Focusing on adult patrons ages 19 through senior citizens, this book explains how libraries can best serve this portion of their community's population at different life stages and foster experiences that are "worth the trip"—whether actual or virtual. Adult library patrons are busier than ever before—working, taking classes and studying for advanced degrees, caring for children, helping their aging parents, taking care of their homes or rental properties, planning and nurturing careers, managing investments and retirement funds, and inevitably retiring. Each of these endeavors can require highly specific learning and education. Throughout their lives, adults continue to have different information needs that the library and its services can fill. Designing Adult Services: Strategies for Better Serving Your Community discusses the many ways libraries can serve adults of various ages and at different life stages, covering online services, collection development, programming, and lifelong learning. This guide's unique approach simplifies the processes of designing and carrying out a successful adult services program for adult library users in all the various stages of life. The book is organized by age groups, with the respective information needs and life challenges. Each chapter suggests programs, services, and collection development strategies for the life stages. Public library administrators and managers as well as adult services librarians in public libraries will find this guide a must-read.