Key Influences On Loan Pricing At Credit Unions And Banks
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Key Influences on Loan Pricing at Credit Unions and Banks
Author | : Robert M. Feinberg,Ataur Rahman |
Publsiher | : Unknown |
Total Pages | : 56 |
Release | : 2004 |
Genre | : Loan servicing |
ISBN | : 1880572796 |
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A Comparison of the Deposit and Loan Pricing Behavior of Credit Unions and Commercial Banks
Author | : William E. Jackson,Filene Research Institute |
Publsiher | : Unknown |
Total Pages | : 66 |
Release | : 2006-11 |
Genre | : Electronic Book |
ISBN | : 1932795073 |
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The Effects of Credit Unions on Bank Rates in Local Consumer Lending Markets
Author | : Robert M. Feinberg |
Publsiher | : Unknown |
Total Pages | : 51 |
Release | : 2001-01 |
Genre | : Credit unions |
ISBN | : 1880572494 |
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Payday Lending in Canada in a Global Context
Author | : Jerry Buckland,Chris Robinson,Brenda Spotton Visano |
Publsiher | : Springer |
Total Pages | : 245 |
Release | : 2018-03-29 |
Genre | : Business & Economics |
ISBN | : 9783319712130 |
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This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.
Global Banking Issues
Author | : Edith Klein |
Publsiher | : Nova Publishers |
Total Pages | : 214 |
Release | : 2005 |
Genre | : Business & Economics |
ISBN | : 1594541728 |
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The past two decades have witnessed tremendous change and growth in the financial sector in countries across the globe. At the heart of this sector is the banking industry, which wears a variety of hats in different countries. Leading issues within the purview of this book include: regulation, economic growth, offshore banking, risk exposure, bank mergers, lending policies and practices, liquidity, bank failures. This new book presents important analysis of global banking.
Financial Capability and Asset Building in Vulnerable Households
Author | : Margaret Sherraden,Julie Birkenmaier,J. Michael Collins |
Publsiher | : Oxford University Press |
Total Pages | : 600 |
Release | : 2018-03-28 |
Genre | : Social Science |
ISBN | : 9780190238575 |
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Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. It provides knowledge and tools to assist families in pressing financial circumstances, and offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. Furthermore, the text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. It is an essential resource for preparing the next generation of practitioners who can enable families to achieve economic security and development.
The Impact of the Recent Supreme Court Decision Concerning Credit Union Membership
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publsiher | : Unknown |
Total Pages | : 304 |
Release | : 1999 |
Genre | : Business & Economics |
ISBN | : PSU:000043072118 |
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The Financial Condition of the Credit Union Industry
Author | : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs |
Publsiher | : Unknown |
Total Pages | : 216 |
Release | : 1994 |
Genre | : Business & Economics |
ISBN | : UCR:31210014049223 |
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Distributed to some depository libraries in microfiche.