Micro Success Story

The study examines the ownership structure, expectations, and achievements of microfinance institutions that have been established by transforming nongovernment organizations (NGOs) in Africa, Asia, and Latin America. Although the number of such institutions is low, they have had a catalytic effect and major influence on the microfinance industry.

When Jenny Chang teamed up with her husband and sister to start an Internet security company, she struggled with juggling a new business, family life, and the demands of traveling. But Trend Micro, Inc.- founded in 1988 with $5,000 in seed money-grew into a Nikkei 225 company making more than $1 billion per year in revenue and with operations in more than twenty countries. In this business book/memoir, she looks back at how she and her partners capitalized on the global threat of cyber-crime, turning a fledgling company into an amazing growth story. Chang does much more than just revisit the company's history: She shares the story of the three founders and their vision, and she reveals all the details behind how they transformed the security industry-and their own lives-in ways they never imagined.

One of the true classics in Marketing is now thoroughly revised and updated. "Marketing Theory" is both evolutionary and revolutionary. As in earlier editions, Shelby Hunt focuses on the marketing discipline's multiple stakeholders. He articulates a philosophy of science-based 'tool kit' for developing and analyzing theories, law-like generalizations, and explanations in marketing science. Hunt adds a new dimension to the book, however, by developing arguments for the position that Resource-Advantage Theory provides the foundation for a general theory of marketing and a theoretical foundation for business and marketing strategy. Also new to this edition are four chapters adapted and updated from Hunt's "Controversy in Marketing Theory" that analyze the 'philosophy debates' within the field, including controversies with respect to scientific realism, qualitative methods, truth, and objectivity.

Why it takes more than microloans to empower women and promote sustainable, inclusive economic growth. Nearly one billion women have been completely excluded from the formal financial system. Without even a bank account in their own names, they lack the basic services that most of us take for granted—secure ways to save money, pay bills, and get credit. Exclusion from the formal financial system means they are economic outsiders, unable to benefit from, or contribute to, economic growth. Microfinance has been hailed as an economic lifeline for women in developing countries—but, as Mary Ellen Iskenderian shows in this book, it takes more than microloans to empower women and promote sustainable, inclusive economic growth. Iskenderian, who leads a nonprofit that works to give women access to the financial system, argues that the banking industry should view these one billion “unbanked” women not as charity cases but as a business opportunity: a lucrative new market of small business owners, heads of households, and purchasers of financial products and services. Iskenderian shows how financial inclusion can be transformative for the lives of women in developing countries, describing, among other things, the informal moneylenders and savings clubs that women have relied on, the need for both financial and digital literacy (and access) as mobile phones become a means of banking, and the importance of women’s property rights. She goes on to make the business case for financial inclusion, exploring the ways that financial institutions are adapting to help women build wealth, access capital, and manage risks. Banks can do the right thing—and make money while doing so—and all of us can benefit.

Programming the BBC Micro is a 12-chapter book that begins with a description of the BBC microcomputer, its peripheral, and faults. Subsequent chapters focus on practice in programming, program development, graphics, words, numbers, sound, bits, bytes, and assembly language. The interfacing, file handling, and detailed description of BBC microcomputer are also shown.

Leverage Professional Wisdom with Asset-Based Professional Learning Many professional learning designs are built on the assumption that we learn best by studying our failures. However, learning from failure often evokes responses of denial, avoidance and the same defensive dynamics that contributed to the failure in the first place. Schechter’s resource, presents the Collective Learning-from-Success approach. This fresh, new, assets-based framework will shift educators’ minds from focusing in isolation on failure to continuously deliberating together, sharing past experiences and best practices, and solving problems related to teaching and learning. Whether you serve as a teacher, school or district leader, or a policy maker, your professional growth will benefit by reflecting on actionable knowledge through collective inquiry. This book offers educators an opportunity to come together in forming a productive alternative to the learning from failure paradigm. The Collective Wisdom of Practice provides a model for how to learn from successes by providing • An assets-based approach to designing and implementing professional learning • Strategies to focus on learning from educators’ past successes • Multinational case studies, sample learning materials, templates, and tools • A framework that can be applied to multiple levels, such as grade and subject areas, building level, system level, and policy level Grounded in more than 20 years of extensive research in the US and internationally, this approach will have a powerful influence on professional learning. Learn to nurture your wisdom of practice to meet the challenge of preparing students to be co-creators of society.

Unique and comprehensive, this resource thoroughly discusses the various micro-acupuncture systems with clear and clinically useful information for practice, including styles of practice throughout the world, overviews of each system, and treatment for common disorders. All micro systems are covered, including information on point locations and functions. Treatment protocols are given for more than 50 common diseases and conditions, providing the tools necessary for the most effective treatment of patients. The books readability, evidence-based approach, excellent organization, detailed illustrations, comprehensive coverage of all micro-systems, and practical therapeutic treatment guidelines for commonly seen conditions make it an essential for anyone treating patients with acupuncture. Covers all micro-acupuncture systems, including point locations and functions, providing you with a wide variety of clinical tools - all in one reference. Treatment protocols for more than 50 conditions, listed alphabetically for quick reference. Logically organized, with consistent coverage of introductory material, micro-systems, and treatment protocols. Clear and detailed illustrations and photos that show locations of acupuncture points and each micro-system’s relationship to the body, enhancing your understanding of treatment techniques. Based on current research with evidence behind the systems to ensure you are using the most authoritative information in the field. Author Yajuan Wang, an instructor at a major naturopathic university, has more than 20 years of clinical experience.

Business Driven PMO Success Stories was written by and with over two dozen contributing authors from the worldwide project management and project management office (PMO) community. It offers executives, managers, and all those involved in the projects of the organization, an understanding of the value a PMO can provide, the knowledge they need to determine the purpose of their PMO, and how to craft a PMO best suited to fulfill that purpose.