Moving Up To Millions

Better ways to progress down the path to a secure financial future In Moving Up to Millions: The Life Calculator Guide to Wealth financial guru and former California State Controller Kathleen Connell outlines a dynamic and digitally accessible interactive approach to securing anyone’s financial future. It contains practical advice on overcoming life’s adverse financial events as well as a winning game plan that can be instantly updated for these uncertain times. It also includes a sophisticated, yet easy-to-use financial calculator that enables readers to create an unlimited number of personalized, real-time “what if” scenarios and calculate their optimal financial plan. Aimed at readers in their peak earning years to those a few years away from retirement, this book offers both profiles of individuals and families who address financial challenges and reposition their careers and personal lifestyles to redeem their finances, as well as the actionable tips they follow on the road to financial freedom. A digital platform encourages readers to access weekly on-line expert panels and blog sites where they can interact with the author and access extensive web references for further education. Kathleen Connell Washington, D.C is currently President of the Connell Group, an investment advisory firm located in Washington, D.C. and teaches International Finance at the U.C. Berkeley Haas Graduate School of Business and at the Georgetown University McDonough Graduate School of Business. Dr. Connell has twenty-five years of experience in the field of finance and served as a trustee for CalPERS and CalSTRS for eight years, which together comprise the largest pool of retirement assets in the world.

On the same day that reporter Jeffrey Kaye visited the Tondo hospital in northwest Manila, members of an employees association wearing hospital uniforms rallied in the outside courtyard demanding pay raises. The nurses at the hospital took home about $261 a month, while in the United States, nurses earn, on average, more than fifteen times that rate of pay. No wonder so many of them leave the Philippines. Between 2000 and 2007, nearly 78,000 qualified nurses left the Philippines to work abroad, but there's more to it than the pull of better wages: each year the Philippine president hands out Bagong Bayani ("modern-day heroes") awards to the country's "outstanding and exemplary" migrant workers. Migrant labor accounts for the Philippines' second largest source of export revenue—after electronics—and they ship out nurses like another country might export textiles. In 2008, the Philippines was one of the top ranking destination countries for remittances, alongside India ($45 billion), China ($34.5 billion), and Mexico ($26.2 billion). Nurses in the Philippines, farmers in Senegal, Dominican factory workers in rural Pennsylvania, even Indian software engineers working in California—all are pieces of a larger system Kaye calls "coyote capitalism." Coyote capitalism is the idea—practiced by many businesses and governments—that people, like other natural resources, are supplies to be shifted around to meet demand. Workers are pushed out, pulled in, and put on the line without consideration of the consequences for economies, communities, or individuals. With a fresh take on a controversial topic, Moving Millions: Knocks down myth after myth about why immigrants come to America and what role they play in the economy Challenges the view that immigrants themselves motivate immigration, rather than the policies of businesses and governments in both rich and poor nations Finds surprising connections between globalization, economic growth and the convoluted immigration debates taking place in America and other industrialized countries Jeffrey Kaye is a freelance journalist and special correspondent for the PBS NewsHour for whom he has reported since 1984, covering immigration, housing, health care, urban politics, and other issues What does it all add up to? America's approach to importing workers looks from the outside like a patchwork of unnecessary laws and regulations, but the machinery of immigration is actually part of a larger, global system that satisfies the needs of businesses and governments, often at the expense of workers in every nation. Drawing on Jeffrey Kaye's travels to places including Mexico, the U.K., the United Arab Emirates, the Philippines, Poland, and Senegal, this book, a healthy alternative to the obsession with migrants' legal status, exposes the dark side of globalization and the complicity of businesses and governments to benefit from the migration of millions of workers.

Ready to break through the six-figure plateau? Discover an actionable strategy to cross over the million-dollar milestone with grace and ease. Honorary PhD and award-winning Inc. 5000 CEO Dr. Darnyelle Jervey Harmon has used her seven-figure coaching enterprise to help hundreds of her clients leverage the Move to Millions® Method and move closer to and beyond the million-dollar mark. In Move to Millions, she shares her paradigm-shifting truths to give business owners the confidence and step-by-step techniques to advance beyond the messy middle and defy the statistics plaguing most small businesses. Part memoir and part methodology, Move to Millions helps entrepreneurs simplify their processes to multiply profits, by breaking down complex topics and illustrating their worth through raw personal anecdotes. Dr. Harmon puts in the work so business owners can be empowered, entertained, and equipped to leave the headaches behind and enjoy everything that truly matters, without compromising on their values in the process.

“A hobbyist’s enthusiasm, curiosity, and attention to detail exude from this technological history of Ohio’s streetcar industry . . . Highly recommended.” —Choice At the beginning of the twentieth century, the street railway industry was one of the largest in the nation. Once ubiquitously visible on the city streets, by mid-century the streetcar was nothing more than a distant memory. Ohio was home to several large streetcar systems, especially in Cleveland and Cincinnati, and had more interurban tracks than any other state in the union. Thus, Ohio served as one of the street railway industry’s greatest centers of manufacturing. Built to Move Millions examines the manufacture of streetcars and interurbans within the state of Ohio between 1900 and 1940. In addition to discussing the five major car builders that were active in Ohio during this period, the book addresses Ohio companies that manufactured the various components that went into these vehicles. Includes extensive photos

PRAISE FOR PRODUCT REALIZATION: GOING FROM ONE TO A MILLION "A must-read reference for anyone who intends to successfully build a product and bring it to market." Desh Deshpande, Entrepreneur & Life Member of MIT Corporation "This book is a go-to resource for new and experienced hardware teams to help them plan for and execute a new hardware startup successfully and avoid common pitfalls. Highly recommended." Bill Aulet, Managing Director, The Martin Trust Center for MIT Entrepreneurship & Professor of the Practice, MIT Sloan School and Author of Disciplined Entrepreneurship "An excellent, practical guide for first time entrepreneurs building physical world products." Laila Partridge, Managing Director, STANLEY+Techstars Accelerator "Product Realization picks up where so many product design books end. Here is the book that explains it all chock full of shop-floor wisdom, fascinating stories and compelling examples." Steven Eppinger, Professor of Management Science and Engineering Systems, Massachusetts Institute of Technology "Product Realization contains the critical information and roadmap hardware entrepreneurs need as they take their concepts from prototype to production." Ken Rother, Managing Director eLab and Visiting Lecturer of Management, Johnson Graduate School of Management, Cornell University Product Realization: Going from One to a Million delivers a comprehensive treatment of the entire product launch process from beginning to end. Drawing upon the author's extensive first-hand experience with dozens of successful product launches, the book explores the process of bringing a design from prototype to product. It illustrates the complicated and interdisciplinary process with vignettes and examples, provides checklists and templates to help teams, and points out common challenges teams will face. Perfect for both students, start-ups, and engineers in the field, Product Realization: Going from One to a Million will be the go-to reference for engineers seeking practical advice and concrete strategies to launch higher quality products, at the right cost and on time.

A Wall Street Journal Bestseller One of the stars of Bravo’s hit series Million Dollar Listing Los Angeles reveals his trade secrets, offering aspiring entrepreneurs and established professionals tips and insights to help them outsmart the competition. Josh “the Shark” Altman has achieved extraordinary success in a traditional industry and in the most competitive real estate market in the country—all without being “discovered” or catching the proverbial big break. He worked for it. He figured it out. He failed. He learned. He wrote his own script. The key to his success? Confidence—informed, intelligent, calculated confidence. Calculated confidence means training yourself in your chosen field, knowing it so well that you can trust your gut instincts to guide you towards the best possible option. When key opportunities present themselves, you are ready to seize them. In It’s Your Move, one of the stars of Bravo’s hit TV series Million Dollar Listing Los Angeles shares invaluable and street-smart strategies for how to build your confidence, establish your reputation, master the knowledge you need to succeed, take the right risks, and course correct when you make a mistake. Drawing on his experiences negotiating multi-million dollar deals and offering impeccable service to his celebrity and high-profile clients, Altman shows you all the right moves to help you become better, stronger and more effective—whatever your profession or ambitions.

Aid to developing countries started well before World War II, but was undertaken as an ad hoc activity or was delivered by private organizations. This changed after the War. In his Inaugural Address in 1949, the American President, Harry Truman, announced a “bold new programme for making the benefits of our scientific advances and industrial progress available for the improvement and growth of underdeveloped nations” (the so-called “Point IV” Plan). At that time it was thought that this support would be needed only for a limited number of years, comparable to the Marshall Plan assistance to Europe. But reality proved to be different: providing aid was a very long-term affair. Since the Fifties, the aid provided has changed at different occasions. In the beginning, aid concentrated on constructing infrastructure, such as roads, railways, dams, and harbours, in order to promote industrial development. In the Sixties, aid to agriculture was added, and in the Seventies aid to social sectors (Basic Needs) was also provided. The Eighties brought worldwide debt problems. Major donors applied structural adjustment policies; some called this the lost decade (década perdida). The Nineties saw the arrival of the first environmental considerations, and asked for attention for the role of women and good governance. The form of aid changed from projects to programmes and budget support. Describing the different aid forms of the last 65 years and analysing why aid changed from time to time are the subjects of this book. Professionals and students in the area of international cooperation will benefit from studying this history, as, at this moment, old concepts are reappearing or applied by new donors like China. Is the pendulum really swinging back, as Louis Emmerij at one point suggested?