Navigating Health Insurance

Navigating Health Insurance examines health insurance from the perspective of the consumer. Students are introduced to basic health insurance principles and terminology as well as types of insurance such as Medicaid, Medicare, Medigap, Exchanges, and others.The impacts of the ACA on health insurance are explored as well as essential services and coverage decisions, long term care, workers compensation, administration/paper work, filing claims and more.Students will also be challenged to consider market and social justice philosophies, for example the impact on health insurance and access to health care services, international comparisons, and advantages and disadvantages of the U.S. system.

The Healthcare Labyrinth is not just a comprehensive guide to navigating health plans--it offers a blueprint for fixing our broken healthcare system. The American health insurance system is anything but simple to maneuver. Health plan enrollees become entangled in an intricate and opaque maze of confusion, often resulting in frustration, regret, and deep debt. In The Healthcare Labyrinth, health plan and healthcare technology veteran Marc S. Ryan seeks to demystify the U.S. healthcare system, helping Americans become wiser consumers and allowing them to navigate the maze with more confidence and certainty. Marc walks through how the current system operates, tracing the dysfunction, high costs, and lack of quality to three major issues: --a lack of affordable universal access; --little focus on wellness, prevention, and care management; and --outrageous pricing, especially compared to other developed nations. Using his decades of experience, Marc outlines a bipartisan blueprint to transform America's unique system without upending the employer-based system. He relies on leading academic, research, and mainstream media sources from across the political spectrum to examine the U.S. healthcare system and compare it to those of other developed nations.

Are you tired of feeling overwhelmed by the complexities of health insurance? Do you wish you had a trusted resource to demystify the jargon, reveal hidden benefits, and empower you to make informed decisions about your healthcare? Look no further! "Navigating Health Insurance" is your essential companion to mastering the world of health insurance.In a world where healthcare costs are soaring, this book is your passport to financial security and peace of mind. Whether you're a young professional just starting out, a family looking to protect your loved ones, or a retiree seeking to maximize your benefits, this book offers valuable insights that can save you thousands of dollars and safeguard your well-being. Inside, you'll discover: - The art of knowing what perfect health insurance plan is tailored to your unique needs. - Having a full knowledge of what health insurance copay and open enrollment are all about -Tips for navigating the ever-changing landscape of healthcare laws and regulations. - Expert advice on handling claims, appeals, and understanding medical bills. -Understanding the meaning of PPO and OPM in health insurance -And many more "Navigating Health Insurance" is more than just a book; it's your roadmap to a healthier, wealthier future. With this invaluable resource in hand, you'll gain the confidence to take charge of your health and financial well-being. Don't leave your future to chance-invest in your health and wealth today with this eye-opening guide! Your future self will thank you.

Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

"In one concise book your questions about health insurance are answered in an easy to read format, including the new 2013 Health Insurance Marketplaces."--Page 4 of cover.

Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.