Own Your Financial Freedom Money Women Marriage And Divorce

It is never too early to get a financial reality check to ensure long term financial security. Practical, savvy, and wide-ranging, Own Your Financial Freedom will inform women of important financial constructs prior to marriage and educate women on the ‘what-if’ of a divorce proceeding and post-divorce money management. By making effective money decisions at every stage of your life, if a divorce is ever inevitable, you will feel far more in control and aware of what you are entitled to, making divorce a straightforward process and not a lengthy battle. Packed with essential advice from professionals and financial gurus, Own Your Financial Freedom will help anyone navigate through the emotionally, economically and legally challenging divorce procedure. From understanding entitlements, coming to a settlement and to planning long-term investments, this book is an essential guide to achieving financial freedom. Currently the principal of Wiser Wealth, Andrea Kennedy is an investment manager who has been providing coaching and consultation services to couples, families and professional women for the past decade in Hong Kong, Singapore and Shanghai. Andrea has a blog, “Women on Money” (www.wiserwealth.net/blog), and is often interviewed for her perspectives on wealth creation for women and couples. Andrea has a bachelor degree in Psychology and a Master’s degree in International Affairs and Economics and is a certified financial planner (CFP). Originally from Chicago, Andrea has lived in Asia for the last 20 years

When Heidi Evans's ninety-one-year-old aunt died, her sons were dumbstruck to discover a bankbook with a balance of $50,000 hidden in her top drawer. She had been a devoted housewife and mother all of her adult life -- so where had the money come from? But the women in the family just smiled. They knew. Like generations of women, Aunt Lee had been building a nest egg, stashing away a few dollars a week from her household allowance (and maybe sometimes from Uncle Irving's pockets) so that she could have a little money of her very own -- for a rainy day, for her kids, or just to pay for her dreams. Now Evans revives this age-old practice of stowing away money and shows women of all ages how a nest egg can make marriage more secure and more fun, and divorce or widowhood less devastating. This award-winning journalist shows us just how the nest egg works by introducing us to a fascinating variety of women whose marriages have been marked by the war over money. These intimate and revealing stories give us a clear view of the financial landscape within marriage today, from relationships in which men control the money -- and their wives -- to families in which women can openly save their own money for the years ahead. And so we meet Veronica, a hair colorist in her twenties who stashes $20 a day from her tips so she can pay for the little luxuries she and her new husband would like. And Meryl, whose husband left her for a younger woman after twenty-five years of marriage and who now finds that divorce has generated a desperate need for private savings. Later, we meet Irene, a seventy-seven-year-old for whom early widowhood might have meant poverty for her and her sons if she hadn't been so smart about creating a nest egg. The age-old tradition of the nest egg has become more important for women than ever. Indeed, financial security is the number-one problem facing women today, in and out of marriage. Women are still earning only 76 cents to every dollar earned by men and champing at the bit to have equal footing -- or at least the ability to buy that third pair of black pumps without an argument. What to do? Save a little for yourself...with the full knowledge of your husband (if you can) or on the sly (if you must). Whether you pick your husband's pockets or work like a dog for your own paycheck, money is marriage insurance, and it's nonnegotiable. So what are you waiting for?

My eight-step approach to changing your financial future really works. In more than thirty years as a Financial Advisor and Certified Financial Planner, I’ve guided many people on the path away from fear and led them to a secure, free, joyous, and peaceful money life. I’ve also learned so much in my own life, not only as a professional, but as an athlete, entrepreneur, mother, wife, friend – and survivor. I’ve dealt with a crushing, life-changing accident, struggled with infertility and dark nights without hope, and, like so many of you, a painful divorce. We are not so different, you and I – no matter your income. In fact, you don’t need a lot of money to walk this path and achieve great results. You only need curiosity, courage, determination, and the commitment to devote a few minutes a day to working through the exercises I present here. They’ll help you reflect on your economic perspectives and take simple, clear actions to rewire your behavior and achieve a healthier, happier life.

50,000 women in Australia will go through a separation or divorce this year. Australian financial planning expert Helen Baker, author of On Your Own Two Feet: Steady Steps to Women's Financial Independence, draws on over a decade's financial planning experience--and a lifetime as the girlfriend with broad shoulders, a hug and a no-nonsense view of the world--to present a practical guide to negotiating your financial share of the settlement pie. On Your Own Two Feet Divorce: Your Survive and Thrive Financial Guide is not about taking Dearly Ex-Beloved to the cleaners. It is about empowering women to make more educated and informed decisions about their financial situation, wherever they are on Heartbreak Road, shining the light on common mistakes and myths to improve their financial literacy. Conversationally, Helen Baker takes you through the pre-settlement, negotiation, and post-settlement phases of divorce, providing foundations for a financial rebuild to enjoy your life, happily ever after. Every $1 of profit from the sale of Helen's books goes fully to support disadvantaged women, globally.

Divorce, betrayal, death, ill health. What do you do when your world falls apart? When money runs out? When your sense of security is shaken, never to be the same again? This book contains true accounts of women who had to face these problems and battle their emotional and personal financial crisis. The women share stories of heartbreak as well as stories of resilience and hope. Each story holds up a mirror to prove why women must be smart with their money and their relationships. They teach us that any woman can control her own financial destiny and breakthrough to a life of happiness, peace and success.

If you can take only one lesson away from this book, let it be this: The only person you can depend on to take care of you financially is...you!!! Successful businesswoman Georgette Mosbacher learned this lesson the hard way. Rich and socially prominent now, this smart, ambitious woman grew up in poverty, helping to raise her three younger siblings while her grandmother and mother worked to keep the family afloat after her father's death. As an adult, divorces from two powerful men left her financially and emotionally bereft, while a split from the former Cabinet Secretary Robert Mosbacher rocked her world yet again. Georgette's eventual triumph over these deeply painful experiences taught her, at her very core, that women cannot depend on anyone but themselves for their financial and emotional well-being. She learned the critical role that money plays in every woman's ability to achieve her goals. And she learned many specific yet simple strategies to ensure her won financial security and, beyond that, to accumulate real wealth--the kind of wealth that ultimately enabled her to make her loftiest dreams come true. Now, Georgette shares the secrets of her financial success and emotional triumphs with you. Whether you're starting your first job or entering your golden years, whether you're married, single, widowed, or divorced, whether you're living on a modest income or earning a bundle, Georgette's simple step-by-step plan for economic independence will give you the tools you need to take control of your money and make your own financial dreams come true. As down-to-earth and outspoken as Georgette is herself, It Takes Money, Honey is a truly comprehensive money guide, covering all aspects of a woman's financial life. Sharing examples from her own experiences, along with those of a diverse group of women, Georgette offers sound, straightforward strategies to help you live within your means, build your savings, invest for the future and achieve your financial goals. She shows how to create a financial safety net so you will never be caught short in a crisis, from the loss of your job to the loss of your husband. You'll learn about ways you can maximize your earnings and minimize your debts. And you will learn how to overcome the emotional hurdles that prevent us from making the most of our money as well as how to develop the attitude and style that are essential to achieving your goals in life. Among the specific issues she addresses: How to break the paycheck-to-paycheck cycle How to get out of debt, and stay out of debt for good How to easily build a fully diversified easy-to-understand investment portfolio with as little as $100 How to make sure you're paid what you're worth How to make a success of your own business How to ensure financial fairness in your relationship with men And why it's critical for every woman to build a secret stash of cash that only she knows about But It Takes Money, Honey is about a lot more than just ensuring financial security. It is, in fact, a guide to realizing all of your goals, a realistic and pragmatic manual that will show you how to live the kind of life you dream about. Not the kind of life your parents wanted for you, not the kind of life that your husband or boyfriend wants, not the kind of life that your friends hope to lead, but your own, very personal vision of what will bring you happiness and fulfillment. Because, as Georgette says, "Life shouldn't only be about being safe. Financial security is crucial but it's not enough. You should always, always be reaching for more." In It Takes Money, Honey, Georgette tells you exactly how to get it. The rest is up to you.

Having a good relationship with money is tough—whether you have millions in the bank or just a few bucks to your name. Why? Because just like any other relationship, your life with money has its ups and downs, its twists and turns, its breakups and makeups. And just like other relationships, living happily with money really comes down to love—which is why love is the basis of money maven Kate Northrup’s book. After taking the Money Love Quiz to see where on the spectrum your relationship with money stands—somewhere between "on the outs" and "it’s true love!"—Northrup takes you on a rollicking ride to a better understanding of yourself and your money. Step-by-step exercises that address both the emotional and practical aspects of your financial life help you figure out your personal perceptions of money and wealth and how to change them for the better. You’ll learn about thought patterns that may be holding you back from earning what you’re worth or saving what you can. You’ll learn how to chart your current financial life and create a plan to get you to where you want to be—whether that’s earning enough to live in a penthouse in Manhattan or a cabin in the Rockies. Using client stories and her own saga of moving from $20,000 of debt to complete financial freedom by the age of 28, Northrup acts as a guide in your quest for personal financial freedom. She’ll teach you how to shift your beliefs about money, create a budget, spend in line with your values, get out of debt, and so much more. In short, she’ll teach you to love your money, so you can love your life.

Why is it that women, who are so competent in all other areas of their lives, cannot find the same competence when it comes to matters of money? Suze Orman investigates the complicated, dysfunctional relationship women have with money in this groundbreaking book. With her signature mix of insight, compassion, and soul-deep recognition, she equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from making more out of the money they make. At the center of the book is The Save Yourself Plan—a streamlined, five-month program that delivers genuine long-term financial security. But what’s at stake is far bigger than money itself: It’s about every woman’s sense of who she is and what she deserves, and why it all begins with the decision to save yourself.