Penny Saved

Neale Godfrey's Money Doesn't Grow on Trees flew to the top of the bestseller list by helping parents teach their kids the value and uses of money. In her latest national bestseller, A Penny Saved, Godfrey builds on those basic concepts -- for preschoolers through teenagers -- and gives parents a concrete structure to teach values and essential life skills. Parents want their children to grow up with healthy self-esteem, sound judgment, self-discipline, and the ability to take care of themselves in an uncertain world. They want their children to learn the positive lessons of honesty, responsibility, cooperation, and ethical behavior. By teaching children to understand what money is, how to use it, and what it can -- and can't -- do, parents prepare their children for life in the real world. Worksheets, quizzes, teaching games, and age-appropriate exercises give kids hands-on opportunities to hone their practical skills.

This book is written for the beginning investor. It covers the important steps to follow to invest your own money by first understanding the value of saving, investing, and the miracle of compound interest. It introduces the reader to the mutual fund, one of the true wonders of the investment world. It stresses the important decision to diversify and allocate your assets in a manner appropriate to your needs, time-horizon, and risk tolerance. Reprints of the authors columns on investing that appeared in The Memphis Commercial Appeal from 1993 until 2003 cover these and many other subjects including indexing, market timing, selecting money managers, and the danger of fear and greed on market prices.

In the late sixties and early seventies, a whole wacky world existed that most of us have never heard of: the workers who kept the summer beaches and parks of Connecticut beautiful. Rich Valentini was at the bottom of that food chain: a campground janitor, outhouse cleaner extraordinaire, garbage can dumper, idiot sticker, and overall gopher for the tasks no one else wanted to do. A Penny Saved is a Start is a coming-of-age memoir that shares the lessons one teenage boy learns on Rocky Neck State Park beach, both good and bad. Growing up, falling in love, getting rejected, and being taught all about life from a succession of fellow workers. All of this is told with the humorous perspective of an adult looking back on the most memorable time of his life. This feel-good book reflects an era long gone, but not so different than today. Establishing your identity as a young adult involved working hard, taking responsibility for your actions, and learning to deal with coworkers...but all without a cell phone, the internet, or social media. It’s a light, enjoyable read for anyone who lived through those times, and for young people who are growing up in a very different world.

Have you ever made a New Year's resolution only to give up on it at the first sign of failure? In A Penny Saved is a Penny Earned, Sarabella Solomon shares the insights she gained from journaling a New Year's resolution about saving money. When her first plan to save a little each payday failed due to unexpected circumstances, Bella didn't give up. She found not just one way around the obstacle, but two ways! One approach led to becoming a comparative shopper; the other helped her to learn to live on less. Filled with comical graphics, Bella illustrates how she took her most dreaded chore - grocery shopping - and made it a task she looks forward to every payday. And the savings? Well, she throws that change into a jar and notes the savings on a spreadsheet. The amounts keep adding up, surpassing that of her original plan! Sarabella Solomon grew up in rural Georgia. She has an MBA from Kennesaw State University and a career with the power company. Bella enjoys making New Year's Resolutions, journaling, researching and writing. Her commitment to saving allows her creativity to shine "like new money". When low on cash, Bella can whip up a last-minute gift using any one of her many talents: sewing, crocheting, or a folk-art painted hat box made from a real wooden cheese box! Ms. Solomon is known by her Red Hat Sisters as Princess Bella; she is a member of the Red Top Mountain Girls, of Acworth, Georgia, an official chapter of the Red Hat Society. Bella currently resides in Cartersville, Georgia.

p.B. J. Whiting savors proverbial expressions and has devoted much of his lifetime to studying and collecting them; no one knows more about British and American proverbs than he. The present volume, based upon writings in British North America from the earliest settlements to approximately 1820, complements his and Archer Taylor's Dictionary of American Proverbs and Proverbial Phrases, 1820-1880. It differs from that work and from other standard collections, however, in that its sources are primarily not "literary" but instead workaday writings - letters, diaries, histories, travel books, political pamphlets, and the like. The authors represent a wide cross-section of the populace, from scholars and statesmen to farmers, shopkeepers, sailors, and hunters. Mr. Whiting has combed all the obvious sources and hundreds of out-of-the-way publications of local journals and historical societies. This body of material, "because it covers territory that has not been extracted and compiled in a scholarly way before, can justly be said to be the most valuable of all those that Whiting has brought together," according to Albert B. Friedman. "What makes the work important is Whiting's authority: a proverb or proverbial phrase is what BJW thinks is a proverb or proverbial phrase. There is no objective operative definition of any value, no divining rod; his tact, 'feel, ' experience, determine what's the real thing and what is spurious."

This dictionary aims to help users to find the most appropriate word to use on a wide range of occasions. It is designed in particular for students, those writing reports, letters and speeches, and crossword solvers, but is also useful as a general word reference. Special features include: an alphabetical A-Z listing; numbered senses for words with more than one meaning; British and American variants; and specially marked colloquial uses.

This Dictionary contains over 50,000 proverbs, in some 70 European languages and dialects, arranged in 2,500 sets. It is the fruits of over 40 years of collection and research, the only collection of proverbs on anything like this scale ever to be published anywhere in the world. Emanuel Strauss has trawled through innumerable collections of proverbs in all languages, from early printed books and rare items to the latest theses and journals, and grouped together many thousands of proverbs in sets of equivalent meaning. Comprehensive indexes for each language provide access to any proverb by way of its key words. A critical bibliography musters some 500 items, from incunabula to the current decade.