Planning Your Time In Retirement

Much of what is written about getting old has a negative feel to it, which is certainly not entirely unjustified. Health may begin to fail. Finances may become tighter as income dwindles or stops altogether. Family and friends may move away or move on. But the retirement years do not have to be negative or bleak. Within this “dark scenario,” a positive existence is possible. Planning Your Time in Retirement focuses on the variety of free-time activities available to retirees as related to their physical, social, and economic situation in old age, helping readers find out what their passions are, what the possibilities might be, and how to cultivate their own leisure lifestyle. For some retirees, a post-work existence consisting of fun works well, for they have managed to shape an interesting casual leisure lifestyle based on easygoing activities that make them happy. Seldom included in the popular image of leisure, however, are other types of leisure that are also widely available to retirees. Regardless of means, the retirement years can consist of activities and pastimes that fulfill the interests and pursuits of any retiree. A variety of exciting leisure activities exists, which retirees may pursue within their financial, physical, mental, and geographic limits. This book provides a guide—the serious leisure perspective—for exploring these activities and choosing those that fit one’s tastes, aptitudes, and abilities. At its most appealing, a leisure lifestyle includes a balance of easy-to-do casual interests as well as serious ones that require knowledge, effort, and perseverance. For some, enjoyment and fulfillment may come from engaging in volunteer work, while for others it may involve leisure activities from which they gain some form of payment. By employing the notion of positive simplicity—simple living in the domain of leisure—many people at this stage of life can delight in these final years. While time and money cannot be ignored, finding those activities that allow for engagement, reward, and simplicity can result in days, even years, of leisure that is meaningful, enjoyable, healthy, and empowering.

Let’s face it, planning and saving for retirement is not easy. We are told that the earlier we start the better and that the “magic of compounding” will make our dreams come true if we simply trust the stock market and our investment advisor. ​But for most people it’s simply not possible. People in their twenties are often saddled with student debt and may be struggling to find suitable full-time employment. Saving for retirement is the last thing on their minds, as it should be. ​Then in our thirties and forties we tend to do things like get married, have kids, and buy houses. All these things cost a lot of money! So for many people there simply isn’t any money left to put away for retirement. Therefore many of us become procrastinators when it comes to saving for retirement. ​But there is hope. This book will take you step-by-step though planning and saving for retirement starting in your fifties and the best way to fund your retirement years. It is designed for people approaching retirement who want to ensure it is comfortable and stress-free.

A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Planning your life after retirement is equally important as planning your retirement financially. You want to spend your time on the things you love to do, stay healthy, and enjoy your well-deserved retirement as long as possible. But how do you plan for that? This book is packed with tips and strategies to simplify the path to financial security. Help is at hand for determining if you can afford to retire, for learning about investments, and understanding how to get the maximum benefits from Social Security. This practical guide includes: -Checklists to take stock of your current situation -Questionnaires to help you decide when is the right time for you to retire -An action plan for your countdown to retirement -A useful resources section full of suggestions to help you plan for retirement

Take a moment to consider what would make your retirement comfortable and fulfilling. What's the first resource that comes to mind? If you answered "finances," you're right-up to a point. Certainly, financial security plays an enormous role in quality of life after retirement, but it's not the only factor. The greatest resource at your disposal is time. Think about it. For your entire life, outside forces such as school, work, and your family have made demands on your time. But after retirement, every second of the day is yours to spend as you'd like. It's a liberating experience and perhaps a little scary. What are you going to do with all that time? Many retirees struggle to answer this question. We all know of people who leave the workforce only to find themselves drifting aimlessly through what are supposed to be their golden years. To help you determine how best to allot your time, former retirement coach Edward Morton describes a dynamic, integrated process for setting retirement goals and objectives. His easy-to-use system-Designed Retirements-will help you decide what's truly important to you, enabling you to plan a fulfilling, enjoyable retirement where you make good use of every minute.

Baby Boomers are reinventing retirement just as they have so many other aspects of their lives. They will live longer and be healthier than their parents and grandparents, and they plan to remain relevant, be fulfilled, and leave legacies. Many will continue to work well into their 70s and 80s, some because they want to, others because they need to.The Retirement Boom is a practical roadmap for making your “retirement years” a time of reinvention, excitement, and fulfillment.The coauthors of this practical guide are four Boomer professionals who have walked the walk and transformed themselves from corporate executives, CEOs, consultants, and national security policy experts into a range of new careers that more closely hew to their passions. They interviewed more than 300 people and 30 organizations in the writing of this book.The Retirement Boom includes tips, stories, exercises, and techniques to help you:Design your own “retirement” and plan for it.Use your time creatively and well.Understand what's changing in the workplace and the workforce today.Make your money last.Renegotiate life at home.Improve and keep your health.Build and leave a legacy.Simplify your life.And much, much more.

A handbook on planning your retirement. It addresses how to: get your entitlements (including pensions, benefits and concessions); plan your finances (budgeting, investing, taxation and financial advice); relocate (if you want or need to move home, in the UK or abroad); secure yourself and your property; and settle your affairs. It is written in a straightforward style and there are contact details and addresses.