AUTO INSURANCE COVERAGE LAW IN ONTARIO

AUTO INSURANCE COVERAGE LAW IN ONTARIO
Author: DANIEL. STRIGBERGER
Publsiher: Unknown
Total Pages: 135
Release: 2021
Genre: Electronic Book
ISBN: 0433509376

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Property and Liability Insurance

Property and Liability Insurance
Author: Solomon Stephen Huebner,Kenneth Black,Bernard L. Webb
Publsiher: Unknown
Total Pages: 712
Release: 1996
Genre: Business & Economics
ISBN: PSU:000025792072

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Deregulating Property Liability Insurance

Deregulating Property Liability Insurance
Author: J. David Cummins
Publsiher: Rowman & Littlefield
Total Pages: 424
Release: 2004-06-23
Genre: Business & Economics
ISBN: 0815798415

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Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

Property Liability and Auto Insurance

Property  Liability and Auto Insurance
Author: Revathi Raj Kumar,Saravana Gupta Ravindran
Publsiher: Fractal Infinite LLC
Total Pages: 135
Release: 2024
Genre: Business & Economics
ISBN: 9182736450XXX

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I started my real estate journey when I bought my dream home several years ago. I didn't know a lot, but was very curious to learn more. This curiosity drove me to keep learning more. I refinanced the mortgage multiple times to take advantage of the lower interest rates. I refinanced to 15 year mortgage to lower interest rate even further. Had a mindset change to focus on expanding income instead of reducing expense. Explored further on this to understand the single family rental market. Spent several hours on BiggerPockets website to learn and then became a landlord. To expand my understanding further completed hundreds of hours of Pre-Licensure education, took the license tests on Mortgage Broker, Real Estate Agent, Insurance Agent, Notary Public and aced all. Teaching and helping others has been a passion for me since my childhood. I am passionate and dedicated in whatever I do. I became a volunteer to teach Tamil to kids. To take a step further became a woman entrepreneur to help others in their real estate journey. I am now a licensed Mortgage Broker in California & Texas, licensed Insurance agent providing services in California & Texas, Real Estate agent in California Bay area. Come join me and Let's make it happen!

Fair Rate of Return in Property Liability Insurance

Fair Rate of Return in Property Liability Insurance
Author: J. David Cummins,Scott E. Harrington
Publsiher: Springer Science & Business Media
Total Pages: 164
Release: 2013-03-09
Genre: Business & Economics
ISBN: 9789401577533

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Property-liability insurance rates for most lines of business are regulated in about one-half of the states. In most cases, this me ans that rates must be filed with the state insurance commissioner and approved prior to use. The remainder of the states have various forms of competitive rating laws. These either require that rates be filed prior to use but need not be approved or that rates need not be filed at all. State rating laws are summarized in Rand Corporation (1985). The predominant form of insurance rate regulation, prior approval, began in the late 1940s following the V. S. Supreme Court decision in United States vs. South-Eastern Underwriters Association, 322 V. S. 533 (1944). This was an anti trust case involving one of four regional associa tions of insurance companies, which constituted an insurance cartel. The case struck down an earlier decision, Paul vs. Virginia, 8 Wall 168 (1869), holding that the business of insurance was not interstate commerce and hence that state regulation of insurance did not violate the commerce clause of the V. S. Constitution. Following South-Eastern Underwriters, the Vnited States Congress passed the McCarran-Ferguson Act, which held that continued state regulation and taxation of insurance was in the public interest. The act also held that the federal antitrust laws would not apply to insurance to the extent that the business was adequately regulated by state law. (See V. S. Department of Justice 1977.

Mass Marketing of Property and Liability Insurance

Mass Marketing of Property and Liability Insurance
Author: Spencer L. Kimball,Herbert S. Denenberg
Publsiher: Unknown
Total Pages: 196
Release: 1970
Genre: Automobile insurance
ISBN: STANFORD:36105044387392

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Commercial Auto Insurance

Commercial Auto Insurance
Author: Anonim
Publsiher: Unknown
Total Pages: 135
Release: 1993
Genre: Automobile insurance
ISBN: LCCN:93153965

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Property and Liability Insurance Principles

Property and Liability Insurance Principles
Author: Constance M. Luthardt
Publsiher: Unknown
Total Pages: 336
Release: 1999
Genre: Business & Economics
ISBN: 0894621327

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